Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Cornet & Cie Blanc 2006 - Case of 6, at Mark & Spensers
Style: Dry Country of origin: France Grape variety: Grenache Gris, Grenache Blanc, Roussanne, Marsanne, Vermentino Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sun Formula Express Bronzing Spray, at Marks and Spencers
360 nozzle Non-streaky, non-greasy and quick drying Contains vitamin E to help prevent dryness 150ml This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Check Shirt, at M&S
Smart and stylish, this pure cotton check shirt is outstanding value!

Ashbourne Large 2-Seater Sofa, at Marks & Spencer
H99 x W222 x D104cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Frill T-Bar Shoes, at Marks and Spencer
Round toe Buckle fastening T-bar design Frill detail Mid heel Heel height: 7.5cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Body Formula Luxury Shaving Butter, at Marks and Spencer
Ideal for legs, bikini and underarms Shea butter fragrance 200ml

Classic Bear Christening Card, at Mark's & Spencer
Cover text: Christening, Sent with love on your special day... Inside message: Blank for your own message Approx size: 150 x 150mm

Nail Whitening Tablets, at Marks & Spencer
Contains: 6 x nail whitening tablets

Silver Plated Diamanté Floral Stud Earrings, at Marks & Spencers
Butterfly stud fastening Diamant detail Floral design

3/4 Sleeve Animal Print Jersey Top, at Mark & Spensers
Chic and modern, this jersey top is made from softly draping stretch viscose for a fluid look. The animal print adds a fashionable finishing touch

Side Zip Slim Leg Trousers, at Marks & Spencer
Greater choice of leg lengths now available Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit and a side zip fastening provides a fashionable update

Autograph Wool Blend Straight Leg Trousers, at M+S
Luxurious and elegant, these smartly tailored style/fabric trousers are part of our exclusive Autograph range

3 Pure Cotton Short Sleeve STAIN-AWAY™ Polo Shirts, at Marks and Spencer
An outstanding value pack of polo shirts in pure cotton. They're treated with STAIN-AWAY™, our unique high performance finish which helps prevent everyday stains, and makes them easy to wash out clean. It even works with ink blots!

The Knee Length Zig Zag Stripe Bow Skirt, at Mark's & Spencer
Figure-hugging and super flattering, this striking skirt features an origami style bow for a catwalk-inspired feel. Geometric stripes give it an edge

Younger boys' Cars Wellie Boots, at Marks n Spencer
Round toe Lightning Mc Queen image Check and car print Lined Disney / Pixar

Maxim Cereal Bowl, at Marks and Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Makes an ideal gift Diam 21cm, Manufacturer: Marks & Spencer

Pleated Corduroy Skirt with Tights, at Marks & Spencer
Pretty cute and fashionable, this pleated skirt with tights is outstanding value!

Pure Silk Micro Square Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart micro square tie in pure silk

Mirror Blocks Photo Frame 20 x 25cm (8 x 10"), at Marks & Spencers
Rectangular shape Polished finish Aperture: 8 x 10", Manufacturer: Marks & Spencer

Ultimate Non Iron Long Sleeve Satin Stripe Shirt, at Marks & Spencers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

2 Younger Boys' Limited Pure Cotton Beanie Hats, at M&S
Warm and comfy, these pure cotton hats are ideal for chilly days

Fudge the Dog Daddy Birthday Card, at Marks&Spencer
Cover text: Happy Birthday Daddy Inside Message: With love x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 176 x 126 mm

Linen Blend Origami Design Skirt, at Marks&Spencer
The pretty stitch detail and flattering fit on this cool skirt with linen adds an extra feminine touch to a summer classic

Panelled Block Stripe Flared Skirt, at Marks n Spencer
Fashionable and contemporary, this panel design skirt makes a fashionable, flattering choice. A modern style essential

Viva Display Unit, at Marks and Spencer
H160 x W80 x D35cm Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stitch Detail Single Button Jacket, at M&S
Fashionable and modern, this tailored single breasted jacket features contrast stitching. A smart and stylish choice

Autograph Platform Peep Toe Shoes, at Marks & Spencer
Peep Toe Platform style High heel Slip on Available in sizes 3-8, including half sizes

High Peak® Mummy Sleeping Bag, at Marks and Spencer
This High Peak sleeping bag is ideal for camping trips or for sleepovers at your friends. This sleeping bag features a mummy-style design that gives you a perfect snug fit and keeps you warm

Autograph Pure Silk Stripe Tie, at Marks & Spensers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Isis Woman Purse Spray 25ml, at Marks and Spencers
Eau de toilette perfume 25ml This product is not available for international delivery. Find out more

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M & S, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.