There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Finance financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Blue Harbour Pure Cotton Plain Polo Shirt, at MarksandSpencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

M&S Touch Sensitive Portable DAB Digital Radio, at Marks n Spencer
40 station presets (DAB or FM) Backlit display with 8 step brightness Automatic scanning Includes carry case Dimensions: H13 x W8 x D3cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Portfolio Petite 3/4 Sleeve Basket Weave Blouse, at Mark's & Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Ultimate Pure Wool Single Pleat Stripe Trousers, at Marks and Spencers
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Portfolio Short Sleeve Geo Print Jersey Dress, at Marks and Spencer
Sophisticated and elegant, this jersey dress features a cross-over neckline. A flattering, stylish look

Per Una Gathered Front Fine Stripe Mock Layer Top, at Marks & Spencers
A fashionable 3/4 sleeve mock layer top featuring a beaded front embellishment. The gathered detail makes it extra stylish.

Sebo Airbelt K1 Cylinder Vacuum Cleaner, at Marks and Spencer
1800 watt motor Combination floor head Crevice nozzle, upholstery nozzle, lightweight combination nozzle Anti-allergy design with British Allergy Foundation Approval Excellent for carpet and hard flooring Unit weight 5.5kg Airbelt soft bumper system Quiet operation Lightweight telescopic tube 5 year parts and 2 year labour domestic use guarantee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Pull-On Jeans, at M&S
Effortlessly stylish, these easycare pull on jeans are finished with a smart decorative fob at the waist. They're designed to give a comfortable, flattering fit and make a perfect match for fashionable tops and t-shirts

Artificial Magnolia Flower Arrangement & Ceramic Ribbed Vase, at M & S
Arrangement includes ceramic ribbed vase Artificial magnolia bouquet No watering required therefore easy care, fresh looking throughout the year H60cm, Manufacturer: Marks & Spencer

Per Una Cotton Rich Pleat Stripe Shirt, at Marks and Spencer
A modern long sleeve shirt in soft cotton rich fabric featuring a pleat collar and neckline detail

Beau Moulin Blanc 2008 - Case of 12, at Marks and Spencer
Grape variety: 50% Ugni Blanc, 30% Maccabeu, 10% Grenache Blanc, 10% Vermentino Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

PlayStation®3 Quantum Of Solace Game, at Mark & Spencers
You must be 12 years of age or over to purchase this product You are the new Bond: Employ all of you Bond skills in high-octane combat, chaotic gun fights and precise stealth takedowns Take Cover: First-person shooting with third-person cover combat allows you to adjust your game play to meet each challenge Fight Worthy Adversaries: Advanced A.I. systems allow enemies to react to you in intelligent and tactical ways The New World of Bond: Immerse yourself in the world of Bond with characters from both films and missions that take you through exotic real-world locations Become the World's Premier MI6 Agent: Go online with standard 12-player multiplayer modes plus unique Bond modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Blue Harbour Ultimate Linen Shirt, at Marks and Spencers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Tiga Side Table, at Marks and Spenser
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Adored Comfort Pansy Lace Non-Padded Bra, at Marks & Spenser
Soft and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look. Feminine everyday lingerie

M&S Arm Wall Mount with Tilt for 10-26'' TV, at Marks&Spencer
Fits LCD screens from 10-26 inches Triple pivot cantilever with tilt VESA compliant for 10-26in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hancock DVD, at Mark & Spensers
Rating Suitable for 12 years and over,

Chunky Animal Slab Rope Necklace, at Marks & Spencers
Button fastening Chunky animal slab Rope necklace Necklace length 48cm

Cotton Rich Scoop Neck Vest, at Marks and Spencers
Stylish and practical, this sleeveless vest makes an ideal choice for everyday wear. The cotton fabric gives a comfortable flattering fit

Stainless Steel Milk Jug, at Mark's & Spencer
Stainless steel Single handle Pouring spout, Manufacturer: Marks & Spencer

3 Pairs of Spot Trainer Liner Socks, at Marks & Spencers
Comfy and practical, these socks are designed to hide neatly inside trainers

Kaspersky Anti-Virus 2009 1 User 1 Year License, at Marks & Spensers
Data and Identity Theft Protection: Disables links to phishing websites Essential Protection: Protects from viruses, Trojans and worms, Protects from spyware and adware, Scans files, email messages and Internet traffic, Protects instant messengers (ICQ, MSN), Proactive protection from unknown threats Preventive Protection: Scans operating system and installed applications for vulnerabilities, Disables links to malware sites Usability: Automatic configuration, Wizards for common tasks, Automatic or interactive mode, Round-the-clock technical support, Automatic database updates, Global threat monitoring (Kaspersky Security Network) Advanced Protection & Recovery: Program can be installed on infected computers, Self-protection from malware, Restores correct system settings after removing malicious software Suitable for 1 user for 1 year

Cheeky Monkey Mirror Card, at Marks & Spenser
Cover text: Happy birthday, Thought you'd like a card with a cheeky little monkey on it... Inside message: So here you are! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Per Una Roma Wide Leg Trousers, at Mark's & Spencer
A modern wide leg pair of trousers featuring a tab waistband feature with tonal square button

Mirrored Sink Unit, at Marks and Spencer
H80 x W59 x D42cm Sink and tap sold separately Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft, clean cloth This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Enamel Garlic Pot, at Mark's & Spencer
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Pure Cotton Ripstop Pull On Hat, at Marks and Spencer
Keep your cool in this pull on sun hat, a summer and holiday essential

Girlie Dress Up Jotter Box, at Marks & Spencer
Contains: 1 jotter box and 1 pad of notepaper H11.3 x W11.2 x D9cm

Nail Care Miracle Buffers, at Mark & Spencers
Pack of 2 Buff and smooth your nails using the coloured side of the buffer Use the white side of the buffer to achieve the high gloss finish Two-toned colours

Big & Tall Flat Front Trousers, at Marks and Spencer
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.