When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

There are lots of ways to save money using M&S Finance. Not least of these is M&S Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Philips 57'' FL7404 Full HD LCD TV, at Marks & Spencer
HD Ready 1080p: High Definition Multimedia Interface™ (HDMI) connections make your TV a multimedia centrepiece. Connect HD digital devices like disc players, game consoles, Digital Camcoder and satellite dish components into the rear connection for displaying an HD source on an HDTV Display: 57 inch LCD TV Contrast Ratios: Dynamic contrast 80,000:1 Integrated Digital and Cable Tuner Aerial Input- 75 ohm coaxial (IEC75) , Video Playback- NTSC, SECAM, PAL , DVB- DVB-T MPEG4*, DVB-C MPEG4* Tuner bands-Hyperband, S-Channel, UHF, VHF Dimensions: W126 x H77 x D12cm (without stand) , W126 x H82 x D31cm (with stand) Weight: 28kg (without stand), 32kg (with stand) Connections: 4 x HDMI , PC connectivity, USB, EasyLink (HDMI-CEC)- One touch play, Remote control pass-through, System audio control, System standby HD Natural Motion: Philips invented HD Natural Motion to eliminate juddering effects that are visible with movie-based picture content 2 x 10 W with Incredible Surround: An invisible sound system that blends perfectly with the design of the cabinet Picture enhancement: Pixel precise HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver, Progressive Scan, 2D/3D noise reduction, 100 Hz LCD, HD Natural Motion Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Video formats: 480i, 60 Hz, 480p, 60 Hz, 576i, 50 Hz, 576p, 50 Hz, 720p, 50, 60 Hz, 1080i, 50, 60 Hz, 1080p, 24, 25, 30, 50, 60 Hz Computer formats: 640 x 480, 60 Hz, 800 x 600, 60 Hz, 1024 x 768, 60 Hz, 1280 x 1024, 60 Hz, 1360 x 768, 60 Hz, 1600 x 1200, 60 Hz, 1920 x 1080, 60 Hz Sound: 2 x 10 W (Incredible Surround, Treble and Bass Control, Nicam Stereo ) Power: 220 - 240 V, 50 Hz This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Sweet Bergamot Inclusion Candle, at Marks and Spenser
Scented Includes plate, Manufacturer: Marks & Spencer

Per Una Bloomsbury Broderie Top, at Marks & Spencer
A casual sleeveless top in pure soft cotton. Broderie details give it the Per Una touch

Autograph Weekend Pure Cotton Stripe Shirt, at Marks & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Willowbank Semillon Chardonnay 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape Variety: Semillon, Chardonnay Country of origin: Australia Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Crew Neck Assorted Stripe Jumper, at Marks & Spensers
Soft, snug and comfy, this knitted jumper is outstanding value. A practical easycare style

Collezione Wool Rich Single Breasted 2 Button Jacket with Silk, at MarksandSpencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

AUTO DELIVERY - MCS FEB INTRO WHT, at Marks & Spenser
This product is not available for international delivery. Find out more

Ravinni Chair, at Marks & Spensers
H84 x W87 x D86cm Seat H51cm Seat and back cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with an ebony finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Ed Lady Shopping List, at Marks and Spenser
Contents: 1 magnetic shopping list (approx. 30 sheets of paper), 1 black ink pen (non refillable) The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group Approx. Size: 130 x 260mm

Pure Cotton Long Sleeve Spencer Bear Pyjamas, at Mark's & Spencer
Pretty and feminine, these pure cotton Spencer Bear pyjamas are made from soft breathable pure cotton for a comfortable night's sleep

Long Faux Leather Mirror, at Marks & Spensers
Long length Faux leather border Dimensions: H116 x W44cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Padded Drawstring Waist Hooded Gilet, at Marks & Spenser
Warm and cosy, this padded gilet features faux fur trim hood and a drawstring waist. A modern casual look

Perfect Autograph Lace Light Control Shorts, at Marks and Spencers
These pretty lace shorts, in beautiful coloured lace, have a touch of shaping control that's perfect for everday

Autograph Pure Cotton Short Mac, at Marks & Spenser
A contemporary update of the classic trench style, this pure cotton mac makes a fashionable choice for sixth form wear

Script Text Wedding Anniversary Card, at Marks and Spenser
Cover text: To a special couple Inside message: On your anniversary Approx. Size: Unfolded: 178 x 126mm

Per Una Pure Cotton 3/4 Sleeve Blouse with Necklace, at Mark's & Spencer
A colourful 3-piece combination in pure soft cotton featuring a 3/4 sleeve blouse and necklace with a matching camisole

Pure Cotton 3/4 Sleeve Boat Neck Stripe Top, at Mark's & Spencer
For casual elegance, you can't beat this stripe boat neck top. A great value cotton essential

Limited Collection Plain Padded Plunge Bra, at Mark & Spensers
Fun and fabulous, this t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Secret Support™ Cotton Rich Vest, at Marks & Spencer
Add a soft, supportive layer to your daily attire with the Secret Support™ incorporated into the design of this cosy vest. This wardrobe essential now has a smoother edge and longer length for an improved look and extra comfort

Piedmont Chardonnay 2008 - Case of 12, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay & Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ribbon Detail Corsage Hat, at Marks & Spensers
Keep ahead of the trends with this contemporary ribbon detail corsage sunhat, an essential look for style in the sun

Safe Sun Thomas the Tank Engine Swimwear, at Marks and Spencers
Play it safe with this cute sunsuit and desert cap set. It is designed for good coverage while the comfy stretch fabric lets him run around freely

Collezione Wool Rich Single Breasted Coat with Cashmere, at M & S
Elegantly stylish and meticulously finished, this mid length coat is inspired by sophisticated Italian fashions

Scrapbook Style 30th Birthday Card, at Marks n Spencer
Cover text: 30 happy birthday Inside message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Autograph Blush Body Cream, at MarksandSpencer
200ml Body cream

ARCHOS Mini Dock, at Marks & Spencers
Free 2 year guarantee This small piece of hardware will probably be your favorite ARCHOS Internet Media Tablet accessory. The ARCHOS Mini Dock is a compact adapter that extends the functions of your ARCHOS Internet Media Tablet to include video output and USB device connections

Pure Wool Istanbul Rug, at Marks and Spencer
Made from New Zealand wool Traditional design Tassel trim Rectangle shape Small: L140 x W80cm Medium: L170x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Summer Manor Dinner Plate, at M&S
Floral pattern trim, Manufacturer: Marks & Spencer

2 Younger Girls' Spot & Cat Print Nightdresses, at Marks and Spencers
Cute and comfy, this pack of 2 nightdresses feature a spot print and a cat motif

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.