There are lots of ways to save money using M+S Money. Not least of these is M+S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Besides Marks & Spenser Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Harry & Sally Cute Wedding Card, at Mark's & Spencer
Cover text: On your Wedding Day Inside message: With lots of love Approx size: Unfolded: 150 x 150mm

Patchwork Heart Wedding Anniversary Card, at Marks & Spensers
Cover text: Happy anniversary Inside message: Blank for your own message Approx. Size: Unfolded: 215 x 150mm

Village Scene Multipack of Easter Card, at Marks & Spencers
Cover text: design 1: Easter Hope, design 2: Peace at Easter-time Inside message: Both designs: wishing you happiness at Easter 6 cards, 2 designs Approx size: 145 x 70mm

Autograph Pure Cotton Belted Straight Leg Jeans, at Marks and Spencers
Fashionable and contemporary, these straight leg jeans are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Pure Cotton Spot Print Cropped Pyjama Bottoms, at Marks and Spencer
Pretty and feminine, these spot design pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Perfect 3-Piece Aluminium Saucepan Set, at Marks & Spencer
Set contains 3 saucepans with lids Non stick aluminium Tempered glass lids for easy visibility Ergonomic handles for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface, Manufacturer: Marks & Spencer

White Pearl Damask Wedding Guest Book, at Marks & Spencers
Pack contains: Wedding guest book and gift box Approx size: Guest book: 210 x 290mm, Gift box: 225 x 305mm

Collezione Single Breasted Funnel Neck Parka, at Marks and Spenser
Elegantly stylish and meticulously finished, this funnel neck parka is inspired by sophisticated Italian fashions

3 Pairs of Lambswool Blend Comfort Easy Grip Socks, at Marks & Spencer
A lambswool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Frogs Husband Birthday Card, at Marks and Spencer
Cover Text: Husband Have a hoppy day Inside Message: Have a very happy birthday Approx. Size: 178mm x 126mm

Beaded Rope Necklace & Earring Set, at Marks and Spencers
2 part set Mixed beads Drop earrings with hook fastening Rope design necklace with clasp fastening and adjustable length Necklace length: 102cm, extendable by 8cm

Autograph V-Neck Mock Shirt Jumper, at M+S
Fashionable and contemporary, this v-neck mock shirt jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

24 Mini Cured Pork Pies, at Marks n Spencer
Contains 24 pieces Serves 12 Ready to eat Suitable for freezing 4 x 300g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Wide Baguette Ring, at Marks and Spencers
Multiple gem design Diamant detail

Autograph Pure Cotton Stripe Dungaree Outfit, at Mark & Spensers
Practical and pretty, this cute dungaree outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

My First Fire Engine, at Marks & Spencer
Pull-along cord Light and sound features Batteries included Suitable for ages 0-3yrs H21cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Vantage Point Blu-ray DVD, at Marks & Spencers
Rating Suitable for 12 years and over,

Collezione Zip Luxury Wash Bag, at Marks and Spencer
Take the hassle out of transporting your toiletries with the zip fastening design of this travel essential

Funny Faces Giraffe Sticker Book, at Marks and Spencers
Make your own cute faces in this adorable animal sticker book. Read the rhymes, choose your stickers, then use your pen to add fun details. With wipe-clean pages and reusable stickers, you can let your imagination run free again and again!

Cotton Rich Deep Lace Waist Shorts, at Marks and Spencer
These pretty lace shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Cotton Rich Floral Print Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

I love Spice Book, at Marks & Spencers
Over 100 recipes for people who like it hot! Each illustrated with a beautiful colour photograph of the finished dish

Stormwear™ Padded Jacket, at Marks & Spenser
Fashionable and practical, this warmly padded jacket is treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Limited Collection Lace Low Rise Lace Shorts, at Marks and Spencers
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace trim design and stretchy fabric to create the perfect knickers for day to day wear

Samsung J700 - Vodafone Pay as you talk Mobile Phone, at Marks and Spencer
A maximum of 2 phones per customer may be purchased Talk Time: Up to 3 hours Stand-by: Up to 250 hours Screen: 128 x 160 pixel resolution, 65,536 LCD colours, 2 inch Ringtones: 64 Polyphonic and MP3 ringtones Camera: 1.3 megapixel Dimensions: H9.9 x W4.8 x D1.4cm Weight: 92g Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. Memory: Up to 10MB internal memory, MicroSD card slot Video player: Watch MP4 videos Music player: Music player with dedicated play/pause button. Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA Radio: Listen to FM radio M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Leather Seam Biker Jacket, at Marks & Spencer
Biker jackets are a key look this season, and this leather style makes a fashionable choice

Domaine Bailly Quincy 2007 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Permair™ Flower Bar School Shoes, at Marks & Spencers
Round toe Floral detail Single riptape fastening strap Flat sole Scuff resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Utensils & Gadgets - AUTOGRAPH LADLE, at Marks and Spencers
Manufacturer: Marks & Spencer

Kitchen Island & Granite Top Set, at Marks and Spencer
H90.5 x W100 x D80cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.