When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Peach Floral Birthday Card, at M+S
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Vanilla Scented Pillow, at Marks & Spencers
Vanilla scented Rectangle shape, Manufacturer: Marks & Spencer

Pure New Wool Single Breasted 2 Button Jacket, at Marks and Spencer
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure new wool

Tonal Floral Shorts, at Marks and Spencers
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Per Una Short Sleeve Embroidered Longline Tunic, at Marks and Spenser
A gorgeous longline tunic featuring a stripe design, the smart embroidered neck trim makes it extra stylish

Foot Survival Pack, at Mark's & Spencer
For instantly comfier feet, whatever shoes you're wearing

Glass Vase, at Marks and Spencer
This large glass vase is suitable for all but the largest and shortest bouquets in our range

Per Una Floral Print Sequin Shopping Bag, at MarksandSpencer
Sequin embellishment makes this fashionable bag even more special. Give your look the Per Una twist!

Pure Silk Floral Embroidered Tie, at Marks & Spencer
Add a luxurious finishing touch with this floral embroidered tie in pure silk

Younger Girls' Warm Lined Knitted Boots, at Mark's & Spencer
Round toe Knitted design Button detail Slip-on Flat sole Warm lined Comes in sizes 4-13

Per Una Circle Foil Bikini Bottoms, at Mark's & Spencer
A fashionable high leg pair of bikini bottoms featuring a circle foil print design

Lichfield 2-Door Sideboard, at Marks and Spenser
H83 x W117 x D50cm One interior shelf Cutlery tray in central drawer Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

LED Light Collection Butterfly Mobile, at M&S
Hanging wire Circular design 6 hanging butterflies, Manufacturer: Marks & Spencer

Chrome Wall Clock with Temperature Gauge, at M & S
Circular design Wall mountable Numeric characters Temperature gauge Diam 52cm, Manufacturer: Marks & Spencer

August Bouquet, at Marks and Spencer
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses Available for delivery from 1st to 29th August 2009

Noisy Fire Engine, at Marks & Spencer
Suitable for ages 0-3 years Fire engine design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

AUTO DELIVERY - MCS FEB INTRO WHT, at Marks & Spencer
This product is not available for international delivery. Find out more

Sonoma Office Black Leather Swivel Chair, at M&S
H117 x W63 x D72cm Adjustable seat height: 36-42cm Metal base Leather seat Adjustable height Gas lift function Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chair as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

Freshfeet Check Design Slippers, at M&S
Round toe Check design Tartan style lining pattern Chunky sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology combats the bacteria that causes bad smells and odours Freshtech™ technology is permanently built in to the slipper and still performs after many washes

2 Autograph Plain Slips with Cotton, at Mark's & Spencer
Guaranteed to meet your everyday underwear needs, these great slips combine all the comfort and reliability of a cotton and modal blend with a plain design

Blue Harbour Ultimate Linen Short Sleeve Shirt, at Marks and Spencer
Relaxed and stylish, this short sleeve plain shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Autograph Essentials Chevron Print Top, at Marks & Spenser
This sleeveless chevron print top will make a useful addition to your wardrobe. It features pretty gathered front design for a stylish casual look

The Floral Collection Lavender Mini Gift Pack, at Marks and Spencer
Moisturising hand and body lotion: 50ml Guest soap: 25g Moisture rich handwash: 50ml

Lace-Up Canvas Trainers, at Marks and Spenser
Round toe 6 eyelets Lace-up Flat sole

Handcrafted Ribbon Heart Valentine Card, at Marks & Spencer
Cover text: With Love On Valentine's Day Inside message: From my heart to yours x Approx size: Unfolded: 150 x 150mm

3 Authentic Pure Cotton Assorted Design Boxers, at Marks & Spencers
Add colour to your underwear drawer with these comfy pure cotton assorted boxers

2 Plain Multiway Padded Bras, at MarksandSpencer
These versatile bras can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Triple Layer Cappuccino Cake, at Marks & Spencer
14 pre-cut slices Serves 14 Ready to eat 1.9kg Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 52 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Formula Energising Body Tonic, at Mark's & Spencer
A zesty, fruity blend of Grapefruit, lemon and lime oils energise, detoxify and rejuvenate Refreshing orange and zingy mandarin stimulate senses Enhanced with balancing Geranium oil to de-stress and uplift emotions Pepper essence helps soothe muscles Grapefruit and mandarin work together to help brighten up dull skin 100ml This product is not available for international delivery. Find out more

Perfect Lightweight Scarf, at Marks and Spencers
Scarves are a chic way to accessorise any outfit. This one in soft striped jersey is perfect for autumn

Besides Mark & Spensers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.