M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

North Coast Pure Cotton Shadow Check Shirt, at Marks and Spencers
Relaxed and stylish, this shadow check shirt is made from pure cotton so it feels soft and comfortable to wear

Blue Harbour Pure Linen Drawstring Trousers, at Marks & Spensers
A stylish smart casual look, these wide leg trousers are made from cool linen and designed for a fashionable and comfortable relaxed fit

Harvard Anti-Perspirant Roll-On Deodorant, at Marks and Spencer
Roll-on 50ml This product is not available for international delivery. Find out more

Pure Silk Assorted Check Tie, at Marks & Spenser
Add a luxurious finishing touch with this contemporary assorted check tie in pure silk

Limited Collection Leopard Print Cardigan, at Marks & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pink Fabric Flowers Birthday Card, at Marks & Spencers
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

Per Una Water Repellent Faux Fur Hooded Parka, at Marks & Spencers
A casual hooded parka featuring a funnel neck. Faux fur detail makes it extra stylish.

Global Traveller Large Trolley Bag, at Marks & Spensers
Free 5 year guarantee Practical, smart and durable, this fully lined Global Traveller trolley bag can be carried or wheeled. It features a large front pocket and comes with a padlock for security

Malabar Console Table, at Marks and Spenser
H80 x W120 x D50cm 2 drawers Hand crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Aurora Soup Spoons, at Marks & Spencer
4-piece set 18/10 stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Wall Mount with Tilt for 32-63'' TV, at M&S
Fits LCD and plasma screens from 32-63 inches Slim fit and tilt VESA compliant for 32-63in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M100 Mattress, at M&S
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 21cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress has dust-free polyester fibre filling Open coil mattresses provide a hard-wearing and supportive background Mattress spring count: 288 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mixed Faux Pearl & Bead Tassel Necklace, at Marks & Spensers
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Silk Rich Metallic Floral Bow Tie, at Marks n Spencer
Crafted from luxurious silk, this elegant bow tie is a sophisticated choice for entering those black tie events in classic style

Footglove™ Leather Lace Up Trouser Shoes, at Marks and Spencers
Round toe Lace up Stitch detail Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Petite Cotton Rich Straight Leg Jeans, at Marks & Spencer
A wardrobe essential at a great price, these straight leg denim jeans are outstanding value. Stock up on style!

Blue Harbour Stretch Denim Jeans, at Marks and Spencer
Relaxed and casual, these recycled denim jeans are made with stretch for comfort and ease of movement

Pure Cotton Block Stripe Hooded Top, at Marks & Spencer
Relaxed and casual, this comfortable hooded top is made from pure cotton and features a block stripe design. A great value easycare style

Flavour of South America - Case of 12, at Mark & Spensers
2 Casablanca Sauvignon Blanc 2008: A lively, zesty dry white with an inviting, fresh, slightly grassy aroma and mouthwatering flavours of gooseberry, pear and melon... 2 Casa Leona Chardonnay 2008: A ripe, fruity, modern Chardonnay bursting with peach, pineapple and yellow plum flavours... 2 Tupungato Chardonnay 2007: A wonderful fruity white wine, made by one of Argentina's best winemakers from 100% Chardonnay... 2 Casablanca Pinot Noir 2007: An exceptionally fruity, soft and moreish red wine that is aromatic with juicy flavours of cherry and mulberry... 2 Casa Leona Cabernet Sauvignon 2008: The rich aroma and flavour of cassis distinguishes this fine Chilean Cabernet Sauvignon... 2 Tupungato Cabernet Sauvignon Malbec 2007: A deep rich red wine made of Cabernet Sauvignon and Malbec. The wine shows the classic body and structure of Cabernet Sauvignon... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ruffle Neck Tankini, at Marks and Spencer
Feminine and fashionable, this flattering tankini is designed in the latest shape. Make a splash!

Cotton Rich V-Neck Jumper, at Marks & Spencers
Smart and comfortable, this V-neck jumper is outstanding value. It's made from soft cotton with added stretch for improved fit, comfort and shape retention

Malabar Coffee & Side Table Set, at Mark & Spencers
2 piece set Coffee table: H53 x L120 x W60cm Side table: H76 x W48 x D48cm 10 drawer coffee table 6 drawer side table Marble mosaic pattern Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Body Solutions Control Full Slip, at Marks and Spencer
Designed to enhance the look of your dresses, this slip gives a smooth silhouette and features moulded cups and multiway straps so it can be worn conventionally, halterneck, strapless or one shoulder

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Marks & Spenser
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Traditional Scroll Cushion, at Mark & Spensers
Square shape Traditional scroll design L50 x W50cm, Manufacturer: Marks & Spencer

Bag of Flowers Thank You Card, at M&S
Cover text: Thank You Inside message: Blank for your own message Approx size: 150 x 150mm

Blue Harbour Heritage Pure Cotton Check Shirt, at Marks and Spencer
Relaxed and stylish, this long sleeve check shirt is made from pure cotton so it feels soft and comfortable to wear

Maternity Ruched Hipster Bikini Bottoms, at Marks and Spencer
Smart and stylish, these ruched bikini bottoms are designed to flatter you and your bump. Added stretch and a clever cut gives a neat, comfortable fit with room for growth. A fashionable, functional choice

Ultimate Non-Iron Pure Cotton Oxford Stripe Shirt, at Marks & Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Pure Cotton Drawstring Joggers, at Marks & Spencer
Comfy and practical, these pure cotton drawstring joggers are ideal for active workouts or stylish relaxation

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.