M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Financial Services. Not least of these is M & S Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Ultimate Stormwear™ Pure New Wool Double Breasted 2 Button Jacket, at Marks & Spencer
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Per Una Peep Toe Butterfly Shoes, at Marks & Spencers
Peep toe Cutaway butterfly detail Bow feature Low heel Slip on Heel height 35mm Comes in sizes 3-8, including half sizes

Stainless Steel Frying Pan, at M&S
Tempered glass lid Diam 24cm Non-stick coating Stainless steel construction Riveted handle Encapsulate base for even heat distribution Suitable for use on all cooker and hob types, except induction, Manufacturer: Marks & Spencer

Ultimate Non Iron Pure Cotton Royal Oxford Shirt, at M&S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Collections - PB BK END GIRAFFE, at Marks & Spencer
Manufacturer: Marks & Spencer

Faux Pearl Long Necklace, at Marks and Spenser
Faux pearl Long length Necklace length 122cm

Ivory Wedding Table Numbers, at Marks & Spencer
12 table numbers Approx size: 150 x 110mm

Limited Collection Quilted Coat with Belt, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel.

Girls' Limited Pure Cotton Sleeveless Button Top, at Marks & Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Die Cut Pink Flowers and Vase Birthday Card, at Marks & Spencer
Cover Text: Happy birthday to you today Inside Message: Love and wishes for a wonderful day Approx size: 230 x 114mm

3/4 Sleeve Stripe Knitted Cardigan, at Marks & Spensers
Pretty and feminine, this stripe cardigan is made with comfortable breathable cotton. Stylish, practical and fashionable

7 Pair of Freshfeet Stripe Sole Socks with Silver Technology, at Marks and Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Flower Gem Pendant Ceiling Light, at Marks and Spenser
Flower gem design Hanging pendent 30 x 30 x 34cm GLS Max 60W, Manufacturer: Marks & Spencer

Sony Memory Stick PRO Duo 16GB, at Marks and Spencers
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 16GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with all Sony Cyber-shot, Handycam, VAIO, PSP & Alpha released after 2007 Compatible with copyright protection technology ("MagicGate")

British Herb Glazed and Roasted Sliced Chicken Platter, at Marks and Spencer
Serves 8 Ready to eat Suitable for freezing 440g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

The Mr Men Show - Mr. Bump Presents: Trains, Planes and Dillymobiles! DVD, at M & S
Rating Universal, suitable for all,

Short Sleeve Pleat Detail Jersey Tunic, at Mark & Spensers
Pretty and feminine, this short sleeve jersey tunic features front pleat detail

Pure Cotton Checked Crop Pyjama Bottoms, at M & S
Pretty and feminine, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Indian Summer Collection - Pink Filled 1-Wick Candle Holder, at Marks & Spencers
Circular shape Single wick candle Frosted baroque design Glass holder 10.7 x 10.7 x 10cm Burning time: Approx: 50 hours, Manufacturer: Marks & Spencer

Green Floral Cushion, at Marks & Spencer
L30 x W50cm Floral embroidered design Pure Cotton Rectangular shape, Manufacturer: Marks & Spencer

Firm Control Chevron Stripe High Waist Thong, at Marks & Spencers
This firm control thong shapes you where you need it most, flattening your tummy and nipping in your waist. The thong back is ideal under trousers and close-fitting clothes. The chevron stripe design gives a modern look

Total Support Plain Design Full Cup Bra, at Marks & Spencers
Providing great value and comfort for everyday wear, this plain and simple non-wired bra combines supportive full cups with convenient easy to care for fabric

Laser Cut Church Confirmation Card, at Marks and Spencer
Cover Text: Special wishes on your Confirmation Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Maternity Piped Swimsuit, at Marks & Spenser
Fashionable and modern, this piped swimsuit is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Mechanical Bathroom Scales, at Marks & Spencers
Mechanical Non-slip design H5.5 x W30.1 x D29.4cm Max weight: 19st, Manufacturer: Marks & Spencer

Hitch Blu-Ray DVD, at Marks and Spencer
Rating Suitable for 12 years and over,

Flower Embellished Bed Set, at M&S
Manufacturer: Marks & Spencer

Perfect Blue Harbour Pure Cotton Heritage Corduroy Trousers, at Mark & Spencers
Take it easy this autumn with soft fade, flat front cords in washed pure cotton. What weekends are made for

6 Square Hair Clips, at M & S
Dress up those tresses in fabulous style with these colourful hair clips

Handcrafted Laser Cut Butterflies Mother's Day Card, at Mark's & Spencer
Butterfly design Cover text: For a wonderful Mum Inside message: With lots of love Approx size: 178 x 126mm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.