Besides Marks and Spenser Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Car Keyring, at Marks & Spencer
You'll never lose your keys again with this eye-catching keyring

Scissors, at Marks & Spensers
Central cavity for nut cracking or jar opening L22cm You must be 18 or over to purchase this product This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Clarendon 2-Seater Sofa, at Marks & Spencer
H91 x W202 x D103cm Seat H52cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Mascara Correction Buds, at M&S
24 buds Liquid filled

Hastings Double Wardrobe & 10-Drawer Chest Set, at Marks & Spensers
Wardrobe: H188 x W96 x D54cm 10 drawer chest: H94 x W159 x D44cm Wardrobe has 1 hanging rail and 1 shelf 10-drawer chest has 4 top drawers & 6 wide drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Beaded Rope Necklace & Earring Set, at Marks and Spencers
2 part set Mixed beads Drop earrings with hook fastening Rope design necklace with clasp fastening and adjustable length Necklace length: 102cm, extendable by 8cm

Simple First Words Let's Say Our Numbers Book, at Mark's & Spencer
By pressing the buttons and matching the sounds to the pictures again and again, children will quickly and easily learn simple first words and develop their speech

Personal Safety Alarm, at Marks & Spencers
130 decibel alarm - nearly equivalent to a jet plane and louder than a jackhammer or chainsaw The 'scream' alarm sound is designed to shock and disorientate your attacker, giving you precious seconds to get away Can be attached to a key ring or bag Alarm is activated by pulling the chain sharply Dimensions: H7.7 x W3.7 x D2.2cm Comes in 3 colours / designs This alarm can be used more than once and has 10 minutes' battery time in total. Please note the battery cannot be replaced and continual short use will shorten its life This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Limited Collection Short Sleeve Pleated Belted Dress, at Marks & Spencer
Chic and stylish, this belted dress makes a great choice for work or smart occasions. It's machine washable for added convenience

5 Pure Cotton High Waist Full Briefs, at Marks and Spencer
This pack of cotton briefs is outstanding value and makes a great way to stock up your underwear drawer

3 Pairs of Tonal Stripe Socks, at Marks & Spencer
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

XBOX 360® Tom Clancy's Rainbow Six® Vegas 2, at Marks and Spencer
Full PEC Experience: A greatly improved PEC experience - your character evolves online and offline, in both single-player and multiplayer modes. Terrorist Leaders are now a strategic target for Rainbow - leaders control respawns, so when you take out the leaders, enemies can no longer respawn. Terrorists Enemies have a wider variety of reactions and use ballistic shields. Team Rainbow Can use the Leap-frogging technique for safely approaching an area defended by an opposing force. Teammates cover each other successively when they move forward. Up to 16 players (360) and 14 players (PS3) Two-player split-screen mode 13 maps for co-op and adversarial play Including three maps from R6 Vegas, revamped maps from R6 Raven Shield and all-new maps All-new co-op experience. Co-op story mode, Jump-in-jump-out mode and Co-op terrorist hunt. New adversarial modes: Demolition - Attackers plant an explosive device at one of two predetermined locations and protect the bomb until it explodes Team Leader - Teams must keep their leader alive while they escort him to the extraction point while preventing the enemy from extracting their own leader You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Teen

Traditional Patch Cushion, at Mark & Spencers
Rectangular shape Tasselled Patch design L43 x W60, Manufacturer: Marks & Spencer

Crew Neck Jumper, at Marks & Spenser
Modern and stylish, this jumper features a round neck. A versatile, easywear style

Chucky Global Tribal Necklace, at Marks and Spencer
Chunky bead design Adjustable length Clasp fastening Necklace length 45cm, extendable by 8cm

Fire Vehicles Set, at Mark & Spencers
Suitable for ages 3-6 years 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Ceriso Essentials Spot Embroidered Thong, at Marks & Spencer
Fashionable and flirty, this modern thong features a spot embroidered design. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Contrast Panel Padded Jacket with Stormwear™, at Mark's & Spencer
Comfy and practical, this padded jacket is outstanding value. An easycare style at a great price

3 Easycare Short Sleeve Shirts, at Marks & Spencers
This 3 pack of easycare short sleeve shirts is outstanding value! A school essential

Large Chunky Plastic Bangle, at Mark's & Spencer
Chunky design Smooth finish

Jacquard Front Floral Full Briefs, at Marks&Spencer
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

Travel Iron, at Marks and Spencer
Small and compact with a foldable handle Ideal for removing suitcase creasing This product is not available for international delivery. Find out more

Cotton Rich Tracksuit Jacket, at Marks and Spencer
Stylish and practical, this great looking tracksuit jacket is comfortable, easycare and easy to move around in

Per Una Roma Pure Cotton Straight Leg Jeans, at Marks & Spencer
A smart pair of straight leg jeans in pure soft cotton. Sheen finish gives it the Per Una touch

Formal Square Buckle Belt, at M&S
With a versatile design perfectly suited for special occasions and everyday office wear, this sleek belt is sure to become a staple part of your formal wardrobe

Satin Spot Print Shirt with Belt, at Marks and Spencer
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Handcrafted Shoes Mother's Day Card, at Marks & Spencer
Cover text: When I grow up I want to be just like you Inside message: With love on Mother's Day Approx size: Unfolded: 178 x 126mm

Norton Internet Security™ 2009 1 Year Protection for 1 PC, at Marks and Spencer
Core Security: Protects against viruses, spyware, Trojan horses, worms, bots, and rootkits. Reduces scan time with smart scanning, so you can work and play uninterrupted Advanced Security: Protects against the latest threats with a proactive, multilayered protection system, prevents others from taking control of your PC and using it to attack other PCs Identity Protection: Inspects websites to make sure they're not fakes, guards against online identity theft Networking: Helps secure and monitor your home network. Automatically secures your PC when connecting to public wireless hotspots Support: AutoFix technology will diagnose and fix common problems for you Suitable for 1 user for 1 year M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Handcrafted Scruffy Dogs Husband Valentine Card, at Marks and Spencers
Cover text: To a special Husband... ... on Valentine's Day Inside Message: With lots of love xx Approx size: 150 x 150mm

3 Melamine Utensils, at Marks & Spencers
3 piece set Includes spoon, slotted spoon and turner Size: L30 x W7cm, Manufacturer: Marks & Spencer

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."