There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencers Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

Limited Collection Faux Crocodile Skin Leggings, at MarksandSpencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Large Inner Damask Shade, at Marks & Spencer
Oversized black shade Inner flocked damask 46 x 46 x 32cm, Manufacturer: Marks & Spencer

Villiera Brut Natural Chardonnay 2006 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: South Africa Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Supima® Pure Cotton Non-Iron Pillowcase, at Marks & Spenser
Manufacturer: Marks & Spencer

Wool Blend Single Button Coat, at Marks and Spencer
This warm new wool coat features handy side pockets and a flattering single button detail. Wear over this season's styles for a cosy, contemporary look

Multiple Zip & Pocket Cross-Body Bag, at Marks & Spencer
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Per Una 3/4 Sleeve Embroidered Lace Jersey Top, at Marks & Spencers
A stylish 3/4 sleeve top featuring lace detail and a floral embroidered design

Sleeveless A Line Panel Dress, at Mark's & Spencer
Chic and stylish, this A line panel dress features a fashionable knee length design. A great choice for work or smart occasions and it's machine washable for added convenience

Sony VAIO VGN-CS21S Laptop, at Marks&Spencer
Processor: Intel CoreTM 2 Duo Processor T6400, Supports Enhanced Intel SpeedStep Technology Memory: 800 DDR2 SDRAM (2x2GB) Hard Drive: 320 GB, 5400 (rpm) Display: 14.1" (1280 x 800) X-black LCD Operating System: Genuine Windows Vista Home Premium Graphics: NVIDIA GeForce 9300M GS GPU Interfaces: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Interfaces: Stereo Headphones/Speakers Jack Interfaces: USB Port x3 Connectivity: Ethernet network, Built-in Modem V.92/V.90 and Integrated Wireless LAN Battery: Lithium-Ion battery (VGP-BPS13S) Audio software: VAIO Music Box, Windows Media Player 11, SonicStage Mastering Studio 2.4 Video and TV software: Me&MyVAIO, VAIO Content Importer / Exporter, WinDVD BD 8 for VAIO, DivX Player and Converter, VAIO Movie Story Photo software: Adobe Photoshop Elements 6, Picture Motion Browser, VAIO Movie Story CD-DVD Burning software: Easy Media Creator 10, Click to Disc/Editor Office Application software: Adobe Reader 8.1, Adobe Standard 8, Microsoft Works 9.0, Microsoft Office Trial 2007 (60 days Try & Buy) Security and other software: McAfee Internet Security Suite (with 60 days free virus update), VAIO Recovery Utility 2.6 - HDD recovery (hidden partition), Google software package Supplied: AC Adaptor, battery and power cord Dimensions: D245 x H29 to 39.8 x W335.8mm Weight: 2.6 Kg (with battery and supplied drive) This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Short Sleeve Check Bib Shirt, at Mark & Spencers
This fashionable short sleeve shirt is made from super soft fabric that looks and feels great. Check bib details gives it a cool contemporary edge

PSP™ Crisis Core Final Fantasy VII Game, at Marks and Spencers
Complete the Final Fantasy VII experience and reunite with renowned designer Tetsuya Nomura's most famous characters Engage in action-packed, real-time battles using the innovative Digital Mind Wave system Acquire unique accessories, items and abilities through 300 side missions designed to further enrich your experience Single player You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Mature

Clear Glass Lantern, at Marks and Spencer
Hanging feature Circular glass holder H 7.5 x Diam 7.5cm, Manufacturer: Marks & Spencer

Everyday Floral Embroidered Underwired Bra, at Marks & Spensers
Soft and comfortable, this spot embroidered bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

3 Authentic Pure Cotton Assorted Design Boxers, at Marks & Spencer
Add colour to your underwear drawer with these comfy pure cotton assorted boxers

Ethnic Cateye Stretch Bracelet, at Marks & Spencer
Mixed bead design Stretch style

Cropped Linen Blend Sailor Button Trousers, at Marks and Spencer
Warm marmalade and rich chocolate are just two of the key summer shades that these great value linen blend trousers come in

High School Musical 2 - Extended Edition, at Mark & Spencers
Rating Universal, suitable for all,

Animal Print Padded Bra, at MarksandSpencer
Smooth and versatile, this animal print bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Nokia 6300 - T-Mobile Pay as you talk Mobile Phone, at Marks n Spencer
Maximum of 2 phones per customer may be purchased Talk Time: Up to 3.5 hours Stand-by Time: Up to 14 days Screen: 320 x 240 pixel TFT QVGA screen, up to 16.7 Million True colors, 2 inch Ringtones: Video ringing tones , MP3 ringing tones, True tones, and MIDI tones for up to 64 polyphonic tones Dimensions: H10.6 x W4.3 x D1.3cm. Weight: 91g Camera: 2 megapixel, 8x digital zoom and full screen viewfinder Radio: FM stereo radio with Visual Radio Music player: Music player supporting MP3, MP4, AAC, AAC+, eAAC+, H.263, H.264 Internet: XHTML browser, access your email on the go and send attachments Games and applications: Java™ MIDP 2.0 games and applications Memory: Up to 7.8 MB internal user memory. MicroSD card slot (up to 2GB) for storing pictures and music Messaging: SMS and MMS Battery: BL-4CBattery(860 mAh) Voice Features: Voice recorder, voice volume control, voice commands, voice messaging, integrated handsfree speaker Connectivity: Mini USB, Bluetooth, AV 2.5mm Video: Video recorder and player Includes in the box: Nokia 6300 handset and Nokia stereo headset HS-47

Hopsack Weave Pencil Pleat Curtains, at Marks&Spencer
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Limited Collection Angel Wings Necklace, at M&S
Clasp fastening Adjustable length Angel wings pendant Fine chain Necklace length: 45cm, extendable by 8cm

Maxim Mug, at Marks and Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Height 9cm, Manufacturer: Marks & Spencer

4 Maxim Short Tumblers, at Marks and Spenser
Pack of 4 H8.5cm 30cl, Manufacturer: Marks & Spencer

Multi Strand Molokai Choker Necklace, at Marks & Spencer
Necklace length: 43cm, extendable by 7cm Multi strand Assorted bead design

Retro Arcade Shoot, at Marks & Spencers
The Retro Arcade Shoot is an infra-red shooting gallery game! Aim your joystick at those pesky aliens for 10 points each, score bonus points when you see (and hit!) the blue LED light at the back of the game Play against the clock or select continuous play Choose from fast or slow modes Requires 4 x AA batteries (included) Recommended for ages 8 years and above, Manufacturer: Marks & Spencer

Portfolio Sleeveless Spot Print Dress with Bolero, at Marks and Spencer
Feminine and pretty, this sleeveless dress features a spot print and 3/4 sleeve bolero. A fabulous fashionable look

Lace Wing Multiway Push Up Bra, at Mark & Spensers
Add a confident boost to your silhouette by gently uplifting your figure with the push-up design of this appealing bra. Underwiring and added stretch provide essential comfort that's perfectly suited for everyday wear

Autograph Aviator Style Sunglasses, at Marks and Spencer
Practical and fashionable, these aviator sunglasses are designed in a flattering modern style

The Floral Collection Iris Purse Gift Set, at Mark & Spencers
4 part set Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Iris fragrance Presented in a purse

White Rattan Laundry Basket, at M+S
Lid with handle Removable lining H58cm, Manufacturer: Marks & Spencer

Besides Marks and Spencers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.