M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Christening Letters Card, at Mark & Spencers
Cover text: On your Christening day xx Inside message: With lots of love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 215mm

Digital Alarm Clock, at Mark & Spencers
LCD time and alarm display Rectangular design Front buttons Dimensions: 10cm x 16cm x 6.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

2 Lichfield Vertical Slat-Back Chairs, at M&S
H102 x W46 x D60cm Seat: H50cm Leather seat pad Sold as a pair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Floral Cargo Shorts, at Mark & Spensers
Relaxed and casual, these fashionable cargo shorts are made from comfortable cotton and feature characteristic cargo style pockets

Girls' Fashion Schoolwear - 2 Puff Sleeve Blouses, at Marks and Spencers
Puff sleeves make these blouses fashionable as well as practical. Hardwearing and easycare, they're an ideal choice for school

Non-Iron Long Sleeve Shirt, at Marks and Spenser
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Shady Grove Cabernet Sauvignon 2005 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Cabernet Sauvignon Country of origin: Australia Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather Bin, at Marks and Spencer
Elegant waste bin Broad base Circular design H22.5cm x W22.5cm x D29cm, Manufacturer: Marks & Spencer

Harvard Miniatures Giftset, at Mark's & Spencer
1 x 50ml shower gel 1 x 50ml moisturising aftershave 1 x 50ml shave cream

Panelled Block Stripe Flared Skirt, at Marks & Spencers
Fashionable and contemporary, this panel design skirt makes a fashionable, flattering choice. A modern style essential

Hand Made Spring Flowers Birthday Card, at Marks and Spencer
Cover text: Wishing you a lovely Birthday Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Cotton Rich Spot Print Low Rise Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these pretty spot print shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Limited Collection Frill Sleeve Satin Dress, at Marks and Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

5 Cotton Rich Floral Print Bikini Knickers, at Marks and Spencers
These flower print cotton rich knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Styled Embroidered Padded Bra, at Marks & Spencers
Stunningly stylish this padded bra features floral embroidery. The demi-cup style is ideal for wearing with low necklines and the gentle padding and underwiring give a flattering shape. Beautiful exclusive lingerie

Baby Boys' Rocket Pull-On Pram Shoes, at M&S
Round toe Rocket motif Pull-on Heel loop detail Flat sole

Body Low Rise Sheer Lace Shorts, at Mark & Spencers
Pretty lace merges with a sleek low rise cut on this flattering set of shorts. Added stretch ensures durable and shapely comfort

Single Sprung-Edge Divan with 2 Large Drawers, at Marks and Spencers
Single: W90 x L190cm Divan height: H41cm Sprung-edge divan - can be used with any mattress 2 x large drawers Drawer size: H14 x W78 x D52cm Choose either left or right-hand drawers Feet are castors Solid wooden frame All divans are manufactured in the UK All our mattresses and divans are anti-allergy, which means the provide effective protection against dust mite allergies, so you'll have a trouble free sleep Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Leaf Print Ruched Longline Tunic, at Marks and Spencer
A stylish longline tunic in soft stretch fabric featuring a leaf print and ruched front detail

Autograph Moisturising Aftershave, at Marks & Spencer
Aftershave balm Moisturises 100ml This product is not available for international delivery. Find out more

Wooden Rounders Set, at M+S
Contains: Bat, 4 posts, ball and instructions Bat: 440mm Posts: 440mm

Suede Deck Shoes, at Marks & Spenser
Round toe Slip on Flat sole

2 Easycare Assorted Shirts & Tie Set, at Mark's & Spencer
Smart style for less! This pack of 2 shirts and tie is outstanding value

Lace Trim Full Slip, at Marks and Spenser
A cling resistant slip which feels super slinky and drapes beautifully to enhance the look of your dresses. It's designed to keep you feeling cool, dry and comfortable. It can be worn as a V-neck or round neck

Spinsanti Chardonnay 2008 - Case of 12, at Marks & Spencers
Grape variety: 100% Chardonnay Country of origin:Argentina Closure: Natural Cork Suitable for vegetarians and vegans Bottle:12 x 75cl Alcohol by volume: 14% vol. Alcohol units per bottle:10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Weekend Water Repellent Funnel Neck Parka, at Mark's & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Horses & Ponies Sticker Activity Book, at Marks & Spencers
Have fun completing this colourful, action-packed sticker book with more than 70 stickers. See who's winning prizes at the gymkhana, make sure the horses are well cared for and join the horse and pony race

Lace Pattern Shower Curtain, at Marks and Spenser
Floral design, Manufacturer: Marks & Spencer

Short Sleeve Heart Print Belted Blouse, at Marks & Spencer
This fab short sleeve blouse features a stunning heart print design. A vibrant new look, perfect for this season

Pure Cotton Woven Pyjama Bottoms, at MarksandSpencer
Soft and comfortable, these cotton pyjama bottoms can be worn with a number of our pyjama tops and t-shirts to create your own style

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.