Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Finance financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using M&S Finance. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Sonoma Mirror, at M & S
H85 x W128 x D3cm Wide frame Oak veneer Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ball Stud Earrings, at Marks and Spencers
Ball stud design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Toshiba Satellite L350-212 Laptop, at Marks & Spencer
Processor: Intel Celeron Processor T1600, 1.66 GHz clock speed, 667 MHz front side bus and 1 MB 2nd level cache Memory: 2,048 MB standard, 4,096 MB maximum expandability, DDR2 RAM (800 MHz) Hard Drive: 160 GB (S.M.A.R.T) Display: 17" Toshiba TruBrite WXGA+ TFT High Brightness display Operating System: Genuine Windows Vista Home Basic 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500M, up to 1,340 MB total available graphics memory with 3 GB system memory DVD Super Multi Drive (Double Layer) : CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x external microphone, 1 x headphone (stereo) USB Ports: 3 (Left 2, Right 1) x USB 2.0 Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN, 10BASE-T/100BASE-TX international V.90 modem (V.92 ready), 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Microsoft Works, Microsoft Office Home and Student 2007 (free 60-day trial), Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™, Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Smart Display Support, Toshiba Flash Cards, Easy Keys, Diversity Antenna, Toshiba ConfigFree™, Internal HD 720p support Special features : SM BIOS compliant, Multimedia Bar with 6 touch Easy Keys (Mute, Rewind, Play, Stop, Forward, CD/DVD launcher), Standard numeric keypad, Enhanced Intel SpeedStep Technology, HD Audio support Dimensions : W398 x D292 x H35.3 (front) / 43.1 (rear) mm Weight : starting at 3.15 kg Battery : lithium-ion, up to 2h 30min (Mobile Mark™ 2007) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Mock Layer Tank Top, at Mark's & Spencer
Made from soft cool cotton, this cute mock layer top will keep him feeling comfortable in hot weather

Autograph Pure Cashmere Polo Neck Jumper, at Marks&Spencer
Blissfully cosy, this polo neck jumper is made from pure cashmere for the ultimate in luxurious softness

PS3™ 80GB with Pure & Tomb Raider Games Bundle, at Marks & Spenser
Bundle includes PS3 80GB console and 2 games: Pure & Tomb Raider Game 1: Pure - Thrill seekers will be racing against skilled rivals and performing gravity defying aerial tricks in Pure, an extreme sports off-road racing video. Pure takes off-road racing to a new level. Featuring vertigo-inducing massive aerial jumps and spectacular airborne tricks in photo-realistic real-world locations all over the globe, Pure delivers heart-pounding experiences unique to the genre Game 2: Tomb Raider - The first lady of gaming returns in Tomb Raider - Underworld with her deepest and darkest adventure yet. Ostensibly searching for the mythical hammer of the Norse god Thor, the real draw of the game is exploring the underworlds of multiple different cultures 80GB HDD for storing games, music, videos and photos High-Definition Blu-ray player for the best movie experience Internet ready with built-in Wi-Fi Two USB ports HDMI output for 1080p resolution (cable sold separately) Plays DVDs and CDs Cell Broadband Engine advanced microprocessor DUALSHOCK3 wireless controller Free PlayStationNetwork membership AC power cord AV cable USB cable Console dimensions: W32.5 x H9.6 x L27.4cm Please note: User responsible for all applicable Internet fees. Some services or features may require additional fees. Video output in HD requires cables and an HD-compatible display, both sold separately. Copy-protected Blu-ray video discs can only output at 1080p using an HDMI cable connected to a device that is compatible with the HDCP standard. HDMI cable not included

Contemporary Kiwi Collection, at MarksandSpencer
Stoney Range Sherwood Estate Sauvignon Blanc 2008(75cl) Sherwood Estate Pinot Noir 2007(75cl) Presented in a stylish wooden gift box Price includes delivery Licensing Act 2003: it is an offence for any person under 18 years to buy or attempt to buy alcoholic liquor Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

7 Denier Ladder Resist Ultra Sheer Tights, at Marks and Spencers
Our new innovation in fabric technology incorporates stretch into every single stitch to create an even, lightweight design and comfortable fit that's ladder resistant and simply a dream to wear

Disney Winnie the Pooh I Love You Book, at Marks & Spencers
Young children will love seeing their picture in this charming book all about things to do. With fun rhymes and simple activities to help your little one recognise colours and shapes, and learn to count

Collezione Luxury Wool Rich Flannel Trousers with Cashmere, at Mark & Spensers
Superior fabric, exceptional tailoring and careful attention to detail make these trousers stand out as a stylish modern classic. They're made from luxurious fabric spun in one of Biella Italys world-renowned mills and crafted to the highest specification according to traditional Italian manufacturing methods

125 Years Cheery Families Game, at Marks and Spenser
Cheery families game Vintage style images Boxed, Manufacturer: Marks & Spencer

Classic Thomas & Friends© Bedset, at Marks & Spencer
Thomas & Friends print Includes single duvet cover, pillowase and printed bag 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Bikini Fit Book, at Marks & Spencer
A guide to becoming beach gorgeous in four weeks!

First Readers Beauty & The Beast Book, at Marks and Spencers
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Bright Teardrops Large Gift Bag, at Marks & Spenser
1 gift bag Approx size: H270 x W360 x D100 mm

Limited Collection Cotton Rich Spot Print Bikini Knickers, at Marks & Spencers
Fabulous and modern, these comfortable bikinis are part of our Limited Collection lingerie. They're made from soft stretch cotton, and the low rise style is perfect for wearing with hipsters. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Collezione Pure Wool Single Breasted 3 Button Stripe Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Ultimate Bond Collector's Edition DVD Box Set, at Marks and Spencers
Rating Suitable for 15 years and over,

Autograph Berry Damask Pillowcase, at Marks n Spencer
Damask print Pure Cotton, Manufacturer: Marks & Spencer

Oval Face Roman Numeral Watch, at Marks & Spensers
Oval face Analogue Roman numeral Leather-effect strap

My Friend's Handbag Heaven, at Marks and Spencer
Suitable for ages 3+ Contains a handbag, cell phone, cards and instructions Comes with felt decorations Develops creativity This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Divan on Legs & F400 Coolmax° Mattress - Medium, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 25cm Divan Height: 31cm Individually pocketed springs Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Mattress Spring Count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Sleeveless Woven Dress, at Marks and Spenser
Fresh and cool, this linen blend dress is stylishly detailed with a black border and thin straps

Single Hard-Top Divan with 1 Small + 1 Large Drawer & M200 Mattress, at Mark & Spencers
Single (3ft): W90 x L190 Mattress depth: 24cm Divan height: 41cm Divan drawer sizes: Large - H14 x W78 x D52cm, Small - H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table All mattresses and divans are anti-allergy protected Mattress does not require turning Mattress has a soft pillowtop layer A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Tinted Moisturiser 30ml, at Marks & Spenser
Illuminating tinted moisturiser Lightly covers whilst effectively moisturising Dermatologically tested 30ml SPF 15

Corkscrew, at Marks and Spencer
Ergonomic grip handle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Flock Letters Son Card, at Mark's & Spencer
Cover text: Happy birthday son Inside message: Blank for your own message Approx size: 150mm x 150mm

Samsung 32'' LE32B650 HD Ready LCD TV, at Marks and Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32 inch Widescreen LCD TV, 1920 X 1080 resolution Contrast Ratios: Ultra Contrast Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W802.9 x D77.1 x D544.9mm (without stand) W802.9 x D239.0 x H601.0mm (with stand) Weight: 13.3kg (with stand), 10.0kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 2 x Scart, 3 x HDMI, Headphone socket, RF input, S-Video connection, Composite(AV), PCMCIA Card Slot, PC input (D-sub) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount

2 Non-Wired Maternity Bras, at Marks & Spencers
Soft yet supportive, these bras will keep you in check thanks to their wide and adjustable straps. Just the thing to give you a good shape even when you're feeling tender

The Official England FA Facts 'n' Stats Sticker Book, at Marks n Spencer
Check out all the trivia on the England players in this fun book, using the stickers to fill in any missing info. Press-out the six England players on the gatefold and play a game of paper Subbuteo on the fold-out scene.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.