Besides Marks & Spensers Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Harrowgate Victoria Shiraz 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Samsung SMX-C10GP Memory Card Camcorder, at Marks and Spencer
Shoot in complete comfort: The unique 25 degree active angle lens promotes a healthy hand position that eliminates wrist pain and fatigue, enabling you to shoot in complete comfort for extended periods of time Easy file selection: The animated thumbnails make file selection as simple as can be. As soon as you select a thumbnail, the image starts playing, allowing you to see what is in the file without having to enter full playback mode Choose the colour that suits you: With refreshing red, blue and gray colour variations, the SAMSUNG C10 give you the freedom to choose a camcorder that really suits you Easy to edit, easy to enjoy: The Merge and Split features of the SAMSUNG C10s edit function allows you to combine and divide files on the camcorder, enabling you to edit without transferring files to a PC Freedom to use any PC: The SAMSUNG C10s embedded Intelli-Studio software allows you to use any PC to view, edit, and share the memories you make. Simply connect it to any PC via USB and enjoy freedom and flexibility Record longer, enjoy forever: Recording in H.264 codec enables the SAMSUNG C10 to capture up to 6 hrs. and 20 min. of high quality video footage on a 16GB SD card, allowing you to enjoy stress-free shooting and more space to play with Easy, one touch sharing: Sharing your memories couldnt be easier. Simply connect the camcorder to any PC, select the files you want to share, press the external one touch upload button, and put your world on the web for the rest of the world to see Feel free to take your time: The SAMSUNG C10s phenomenal 160 minute battery life is enabled by the efficient power use of the 8th Generation DSP Chip and H.264 codec recording, giving you the freedom to make memories at your leisure USB data transfer and recharge: With embedded software and USB charging, the SAMSUNG C10 offer maximum mobility. USB connection enables data transfer and battery charging to take place from any PC, anywhere in the world Play with time: By capturing frames at intervals and then putting them in sequential order, the time-lapse recording function allows you to record the beauty of an entire sunset in minutes or seconds Optical zoom: 10x Pixels: 230k Still image resolution: 800 x 600 Screen size: 2.7" widescreen colour LCD Weight: 156g (without battery), 162g (with battery) Dimensions: 38.5 x 56.5x 114 mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

6-Piece Towel Bale, at MarksandSpencer
Set comprises: 2 face cloths, 2 hand towels and 2 bath towels Face cloth: W30 x L30cm Hand towel: W50 x L90cm Bath towel: W70 x 120cm, Manufacturer: Marks & Spencer

25 Lotus Flower Room Scenters, at Marks n Spencer
Pack of 25 Lotus flower scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Die Cut Flowers in Vase Mum Birthday Card, at Marks and Spencer
Cover text: Happy birthday mum with love Inside message: Love and wishes for a wonderful day Approx size: unfolded: 178 x 126mm

Per Una Funnel Neck Knitted Cardigan, at Marks & Spensers
A cosy funnel neck cardigan in a chunky textured knit fabric featuring a zip fastening

Total Support Non Wired Grascita Bra, at Marks n Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Autograph Essentials Embroidered Highleg Knickers, at Marks and Spencer
Stunningly stylish these flattering briefs feature a feminine embroidered design. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Per Una Short Sleeve Lace Blouse, at Marks & Spencers
A feminine short sleeve blouse featuring chiffon and lace trim neckline

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Mark's & Spencer
Brighten up his underwear drawer with these fashionable assorted designs socks made with soft breathable cotton

PSP™ Secret Agent Clank Game, at Marks and Spencer
Unleash Clank's cutting edge array of weapons and gadgets, such as Cufflink Bombs, Tie-a-Rangs, Spy Sunglasses and the ever helpful Holo-Disguise Monocle Launch into a variety of gameplay styles, from all-out action to cunning stealth and brain-busting puzzle solving Drive state-of-the-art super spy vehicles including speedboats, snowboards and sports cars Journey to space resorts, maximum-security prisons, intergalactic casinos and beyond M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Blue Harbour Pure Lambswool V-Neck Stripe Jumper, at M&S
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Autograph Pure Linen Suit Jacket, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Modern Blocks Bathroom Mats, at Marks & Spencers
Block design Thick texture Bathmat: L80 x W50cm Pedestal: L55 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Stripe Cardigan, at Marks&Spencer
Warm and cosy, this stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Pure Cotton Long Sleeve Mock Layer Top, at M & S
A practical, casual mock layer top in pure cotton featuring a stripe design and smile slogan . A great value easycare style

Hastings Double Wardrobe & 10-Drawer Chest Set, at Marks and Spencers
Wardrobe: H188 x W96 x D54cm 10 drawer chest: H94 x W159 x D44cm Wardrobe has 1 hanging rail and 1 shelf 10-drawer chest has 4 top drawers & 6 wide drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Angel Cotton Rich Stripe First Bra & Shorts Set, at M & S
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

M&S Blender, at Mark's & Spencer
350 watt 4 speed Pulse action 1.5 litre capacity Stainless steel blades Safety lock mechanism Dimensions: H44cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girlie Dress Up Set of 3 Mini Notebooks, at Marks and Spencer
3 mini notebooks Each notebook: 8cm x 8cm

Autograph Leather Hip Coin Wallet, at Marks and Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Bottle Shaped Food Chopper, at Marks and Spencer
Bottle shape Clear plastic strip Contrast colour detail H25cm x W9cm, Manufacturer: Marks & Spencer

Pure Cotton Faux Fur Hooded Top, at Marks & Spencers
Relaxed and casual, this comfortable faux fur hooded top is made from pure cotton and features a contrast stitch detail. A great value easycare style.

Autograph Essentials Modal Rich Slash Neck Top, at MarksandSpencer
Sophisticated and modern, this slash neck top is beautifully designed and cut for the best in contemporary style. It's made from stretch modal, a supersoft fabric which feels exceptionally comfortable to wear

3 Pairs of Cotton Rich Varied Stripe Socks, at Marks and Spencers
Get a fabulous, fashionable look with these varied stripe socks. They're made from comfortable soft stretch cotton for a great fit and shape retention

Montreal Compact 2-Seater Sofa, at Marks & Spenser
H94 x W172 x D104cm Seat H44cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Earth Spa Sea Mineral Body Wash, at MarksandSpencer
200ml To replenish and pamper Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Alcohol Denat. Sodium Chloride, Laureth-4, Polysorbate 20, Parfum, Fucus Vesiculosus Extract, Benzophenone-3, Benzyl Salicylate, Disodium EDTA, Laminaria Digitata, Butylphenyl Methylpropional, Limonene, Hexyl Cinnamal, Linalool, Citronellol, Triethylene Glycol, Benzyl Alcohol, Citric Acid, Propylene Glycol, Lavandula Hybrida Oil, Ferula Galbaniflua Oil, Magnesium Nitrate, Pogostemon Cablin Oil, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Sorbic Acid, Methylisothiazolinone, CI 42090, CI 19140

Indian Summer Collection - Tea Light Holders, at Mark & Spensers
H6.8 x Diam: 6.6cm Pack of 4 Frosted baroque design Glass Assorted colours Tea lights included Burning time: Approx: 4 hours, Manufacturer: Marks & Spencer

Nintendo Wii™ Console with 3 Games Bundle, at Marks & Spencer
Includes wireless Wii Remote, Wii Nunchuk, Sing It with Mic, Sonic and The Black Knight and Tomb Raider Underground Sing it with Microphone: Disney Sing It is the new karaoke video game that allows fans to perform to 35 songs from Camp Rock, High School Musical, Hannah Montana, Miley Cyrus, Aly & AJ, Jesse McCartney and more Sonic and The Black Knight: Sonic returns to the Wii to take a wild ride through the storybook world of Camelot in his all-new adventure Sonic and the Black Knight Tomb Raider Underground: Access online Wii™ Channel for news, weather, photo viewing, message boards and more Built-in Wi-Fi access for easy connection to Nintendo Wi-Fi Connection gaming service Completely backward compatible, all the way to the NES of the 1980s Fully compatible with GameCube games Supports up to 4 GameCube controllers 2 slots for Nintendo GameCube Memory Cards Plays two disc formats in a single, self-loading media bay Comes with A/V cable and UK power adapter Features a processing chip from IBM and a graphics chip from ATI

Per Una Frill T-Bar Shoes, at Marks & Spencers
Round toe Buckle fastening T-bar design Frill detail Mid heel Heel height: 7.5cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.