Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Sebo K3 Vulcano Cylinder Vacuum Cleaner, at Mark & Spensers
Requires 3-litre filter bag Hospital grade pre-motor filter 2.1 metre extra-long hose Triple microfilter S-CLASS system - The Sebo S-CLASS system will remove 100% of particles of 1 micron and above Excellent for carpet, hard flooring and pet hair Includes crevice nozzle and upholstery nozzle Anti-allergy design with British Allergy Foundation approval Quiet operation Dusting brush with clamp Floor turbo brush for powerful easy cleaning Airbelt soft bumper system Light and compact - 5.5kg weight 2100W motor 5 year parts and 2 year labour domestic use warranty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Roll Neck Stripe Jumper, at M & S
Soft and comfy, this warm knitted roll neck stripe jumper is outstanding value. A fashionable easycare style

In Bloom Rose & Amber Rich Hand & Body Creme, at Marks and Spenser
Rose & amber fragrance Softens the skin 200ml

Twinkle Jet Trio Stud Earring Set, at Marks & Spencer
3 pairs Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Limited Collection Sequin Clutch Bag, at Marks & Spencer
Fashionable and fabulous, this clutch handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Humax PVR-9300T Personal Video Recorder with 320GB HDD & Twin Tuner, at Marks&Spencer
Digital terrestrial set-top box Simultaneous viewing of one channel and recording another channel Access to Freeview+ channels Simultaneous playback of previous recording and recording of 2 channels Up to 200 hours of recording on an integrated 320GB HDD MPEG-2 Digital & Fully DVB-T Compliant Picture In Picture (PIP) for viewing 2 programs on 1 screen Pause & Play live TV (Time Shift Recording) One touch record scheduling in EPG Common Interface for Pay TV Software Upgrade via OTA & serial connection (RS-232C) Dimensions: W36 x H5 x D24.5cm Weight: 2.9Kg

Photo Frame with Mount 20 x 25cm (8 x 10"), at Marks & Spencer
Plain photoframe Removeable mount card Aperture: 8 x 10'' H38 x W33cm, Manufacturer: Marks & Spencer

Bright Butterflies Daughter Birthday Card, at Marks & Spencers
Cover text: Happy birthday to a special daughter Inside message: With lots of love Approx size: 174 x 126mm

Per Una Pure Linen Pleat Front Skirt, at Marks and Spencers
An elegant knee-length skirt in pure cool linen, the pleated design makes it extra stylish

Perfect Autograph Wool Blend Funnel Neck Trench Coat, at Marks&Spencer
Military styling is on parade this autumn. This smart wool blend coat with contrast lining passes with flying colours

Limited Collection Single Breasted Waterfall Crop Jacket, at Marks & Spencers
Smart and stylish, this waterfall jacket is tailored to fit and flatter. A great choice for work

Gold Curl, at Marks & Spencers
Ceramic Reflective finish Abstract design Dimensions: 14 x 39 x 33.5cm, Manufacturer: Marks & Spencer

2 Pairs of Cotton Rich Plain Knee High Socks, at M&S
These cotton rich knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Collezione Leather Hip Wallet, at Marks and Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Satin Spot Print Shirt with Belt, at M+S
This fab short sleeve shirt features a stunning spot and empire line design. A sophisticated new look, perfect for this season

Perfect Lace Wing Push-Up Padded Bra, at Mark's & Spencer
Be bold and beautiful this autumn with this smooth super low front bra that'll give you the ultimate cleavage. Matching rich purple Brazilian knickers complete the set

4 Lyon Mugs, at Marks and Spencers
4 piece set Rib detail H11cm, Manufacturer: Marks & Spencer

Perfect Wide Lace Trim Brazilian Knickers, at Marks & Spensers
In the latest Brazilian style, these pretty purple knickers are made from comfort lace and guarantee no vpl, so they're perfect even under close-fitting clothes

White Ceramic Collection Soap Dish, at Marks and Spencer
Plain Oval shape L13 x W9cm, Manufacturer: Marks & Spencer

Per Una Long Sleeve Knitted Top with Necklace, at M & S
A relaxed long sleeve knitted top featuring a v-neck. Delicate necklace gives it the Per Una touch

Silver Glitter Spot Luxury Wrap Pack, at Marks n Spencer
1 x sheet wrapping paper 1 x gift tag 1 x length ribbon Wrap: 685 x 98mm Tag: 115 x 65mm Ribbon: 2m

Sparkly Cake Birthday Card, at Marks & Spenser
Cover text reads: Have a birthday full of surprises! Inside message: Blank for your own message Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Panasonic SD-255WXC Breadmaker, at Marks & Spencers
9 bread modes - Basic, whole wheat, French, Italian, Sandwich, 100% rye, pizza, bake only Raisin and nut dispenser - automatically adds additional ingredients to your recipe Choice of crust colour - light, medium or dark Keep warm function 3 loaf sizes - XL (approx. 1.2kg), L (approx. 1.0kg), M (approx.450g) Digital Timer (up to 13 hrs) Super Rapid option to produce a white or brown loaf in only 1 hour 55 minutes Sandwich option to bake softer bread with a thinner crust - ideal for making perfect sandwiches Dough option to make dough from white, brown or wholemeal flour for rolls, buns, croissants etc French Dough option for crusty French sticks Rye Bread program with unique mixing blade can create a range of tasty loaves using Rye and Spelt flours Bake only option for cakes and tea breads Cool touch housing Non-stick coating Accessories - Measuring cup (240ml) and measuring spoon Dimensions: H37 x W28 x D33cm Weight: 6.4kg Power Consumption: Maximum 505-550W, Manufacturer: Marks & Spencer

Pleated Cross-Body Bag, at Marks & Spensers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and front pleat design. A practical and stylish accessory.

Fresh Rose Room Spray, at Marks and Spencer
Fresh rose scent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una 3/4 Ruffle Sleeve Tie Front Bolero, at M+S
A fashionable 3/4 length ruffle sleeve bolero with tie front fastening

Blue Harbour Straight Leg Denim Jeans, at Marks & Spencer
Whether you team with trainers and a jumper or a long sleeve shirt and boots, maintaining a smart, relaxed appearance will be easier than ever with the addition of a shape retaining stretch fabric to these essential straight legs

Silhouette Couple Engagement Card, at Marks and Spencer
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Sweet Bergamot Scented Inclusion Candle, at MarksandSpencer
Rectangle shape Includes wood plate Sweet Bergamot scent Burns upto 40 hours, Manufacturer: Marks & Spencer

Perfect Sleeveless Belted Curve Seam Dress, at Marks & Spensers
Move over LBD...the little red dress is here! Bold, bright and beautiful, this belted number is hot, hot, hot

Besides Marks & Spencer Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.