When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

MoDA Carriages Bamboo Paper Blank Card, at Marks&Spencer
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

Samsung 42" PS42B451 HD Plasma TV, at Marks and Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 42 inch Widescreen plasma TV with 1024 x 768 pixels Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W1055.5 x H721 x W316mm (with stand) W1055.5 x H660 x D74mm (without stand) Weight: 27.8kg (with stand) 24.1kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 3 x HDMI, PC input (D-sub), PC Audio Input (Mini Jack), DVI Audio Input (Mini Jack), Component (Y/Pb/Pr), Digital Audio (Optical), RF Input, Audio Out (L/R), CI slot, Composite (AV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control FilterBright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection. In bright daylight, FilterBright creates high contrast with pure black to show clearer image details and generate superb industry-leading dark area representation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Hello Kitty Hooded Mac, at Marks and Spencers
Don't let rainy days spoil the fun! Fashionable and comfy, this hooded mac will protect her from showers.

Luxury Pure Cotton Edged Stripe Shirt, at MarksandSpencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Per Una Styled Modal Rich Floral Print Shorts, at Marks and Spenser
Fresh and feminine, these stylish shorts feature a floral print and are finished with lace and a bow. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Pop Art Multi Bead Rope Necklace, at Mark's & Spencer
Rope chain Multi bead design Length: 76cm

Pure Cotton Dog Motif Jumper, at Mark's & Spencer
Knitted in pure cotton, this cute assorted colour jumper will keep him warm and comfy. It looks cuddly too!

Footglove™ Suede Leather Water Repellent Ankle Boots, at Mark & Spencers
Square toe Stitch detail Side zip fastening Ankle high Block mid heel Heel height: 46mm Water repellent Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Corsage Duvet Cover, at Mark's & Spencer
Corsage feature Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Grace Dinner Plate, at Marks and Spencers
Diam: 27.5 cm Rim detail Leaf print Fine China, Manufacturer: Marks & Spencer

Per Una Rosie Spot Jersey Dress, at M+S
A stunning spot print dress in soft stretch fabric featuring a stylish tie waist design

Linen Blend Traditional Flat Cap, at Marks n Spencer
A traditional British classic, this is a versatile style that looks great worn smart or casual

Machine Washable Single Pleat Trousers, at M & S
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

The Floral Collection Rose Fragranced Drawer Liners, at Marks & Spencers
Contains 5 sheets Rose fragranced Dimensions: 350mm x 500mm

M&S 2GB Micro SD Memory Card, at Marks and Spencer
Compatible with digital devices with a microSD card slot Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 1940MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Embroidered Owl Booties, at Marks & Spensers
Cute and comfy, these practical booties feature an embroidered owl design. A soft stretchy cuff keeps them on securely

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks & Spencers
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Holiday Puzzle Book, at Marks and Spencers
Whether you are relaxing on the beach, or travelling to your tropical getaway, this brand new collection of puzzles will put your solving skills to the test. Inside you will find crosswords, wordsearches, sudoku, word and number puzzles, plus many other both new and familiar puzzles to challenge and entertain you

Sprung-Edge Suede Divan with 4 Large Drawers & M100 Mattress, at M&S
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 22cm Divan height: 41cm Large drawers: H14 x W78 x D52cm Mattress has dust-free polyester fibre filling Mattress spring count: 288 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Frill Sleeve Satin Blouse, at Marks and Spencers
This frill sleeve blouse makes a perfect way of getting the smart casual look this season. It has a pleat design and a satin finish for an extra touch of stylish chic

Crayon Patterns Multipack of Mini Cards, at Marks & Spenser
Cover text: Design 1: With Love, Design 2: blank, Design 3: thank you, Design 4: blank Inside message: blank for your own message Pack contains: 8 cards, 4 designs Approx size: 95 x 80mm

Cotton Rich Stripe Scarf, at Marks and Spencer
Keep out the cold in style with this warm, soft scarf

Lace Back High Leg Knickers, at Marks & Spencer
Embrace essential comfort with lace design and flattering high leg of these cosy knickers. Their snug fabric is soft and easy to care for too

Classic Collection Floral Embroidered Ballet Slippers, at M&S
Relax in style in these comfortable, hardwearing ballet slippers featuring floral embroidered design. Machine washable for added convenience

Autograph Anodised Aluminium 18cm Saucepan, at Marks and Spencer
Clear lid with handle Riveted handle for durability Charcoal-coloured aluminium design Excellent heat distribution with no hot spots Non-stick interior for low-fat cooking and easy cleaning Handwash only Suitable for all cooker types except induction Diam: 18cm Capacity: 2.2 litre Oven safe to 180C/350F/gas mark 4, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Crochet Jumper, at Marks & Spenser
Comes with necklace shown in image A fashionable knitted jumper featuring 3/4 length sleeves, the crochet neckline design gives it the Per Una touch

Pure Cotton Embroidered Puff Sleeve Top, at Marks & Spencers
An embroidered design adds a pretty touch to this soft cotton short sleeve top

4 Glass Floral Placemats, at Marks and Spencer
Pack of 4 Rectangle shape Floral design, Manufacturer: Marks & Spencer

Modal Rich Vintage Lace Bow Shorts, at Marks & Spensers
These shorts are made with supersoft modal. They feel incredibly comfortable and silky smooth against the skin

Pure Cotton Mock Waistband Jeans, at MarksandSpencer
Contrast stitch styling gives this jeans a modern twist. A practical and fashionable style

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.