Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Linen Blend Sleeveless Ruffle Trim Dress, at Marks and Spencer
Fresh and cool, this linen dress is stylishly detailed with a ruffled v-neck and two front pockets

Classic Collection Pure Merino Wool Tweed Cardigan, at MarksandSpencer
Add a touch of cosy comfort to your wardrobe with this stylish cardigan in soft, luxurious lambswool. It's versatile enough to be dressed up or down for a smart or casual look

Autograph Silk Rich Pleated Shorts, at Marks and Spencer
Elegant and feminine, these flattering shorts are made from luxurious stretch silk. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Autograph Reversible Leather Belt, at Marks and Spencer
Add a smart finishing touch with this leather belt

Animal Choker Necklace, at Marks and Spencers
Square chunky beads Animal print design Choker style Neclace length 41cm, extendable by 8cm

Pure Cotton Spot Beach Towel, at Marks and Spencers
Spot design L90 x W160cm, Manufacturer: Marks & Spencer

Autograph Essentials Deep Waistband Bootleg Trousers, at Mark's & Spencer
Greater choice of leg lengths now available Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Perfect Puff Sleeve Satin Blouse, at Marks and Spencer
Puff sleeves and rich forest green are both key trends this autumn. Our satin blouse combines the two to fabulous effect

Moulton Side Table, at M & S
H55 x W55 x D55cm Round table Glass top Glass table tops are made from safety-tested toughened glass Bottom under shelf Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Moulton Collection Set. , Manufacturer: Marks & Spencer

Adored Pansy Lace Non-Padded Bra, at Marks & Spencers
Soft and stylish, this gently supportive bra is made from the softest fabric and lace, so it's blissfully comfortable to wear. It's structured for secure support and a natural uplifted shape. Feminine everyday lingerie

Bow Design Headband, at Marks and Spencers
Dress up those tresses in fabulous style with this cute bow headband

Floral Bouquet Gift Card, at M&S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Griffin iTrip SE - FM Transmitter For iPod, at M&S
Free 2 year guarantee iTrip broadcasts the music from your iPod to an open FM frequency so you can listen to your tunes through the nearest FM radio. Use it with car radios, boomboxes, or your home or office entertainment system.This design update for iTrip features a new, brighter high-contrast display, easier to read in any light. Griffin-exclusive SmartSound technology optimizes the FM signal sent to your receiver, for the best-quality sound possible

8 Cup Cafetiere, at Marks and Spencers
8 cup capacity Clear jug Metallic frame Contrasting lid and handle, Manufacturer: Marks & Spencer

Long Sleeve Dobby Stripe Blouse, at Mark & Spencers
This fab long sleeve shirt features a stunning dobby stripe design. A sophisticated new look, perfect for this season

3 Geometric Print Handkerchiefs, at Marks and Spenser
A great value pack of pure cotton handkerchiefs

Perfection 100ml Eau de Toilette, at Marks & Spencer
100ml This product is not available for international delivery. Find out more

Per Una Lily Print Pleated Dress, at M&S
A fashionable knee-length dress featuring pleat detail and loose fit

Limited Collection Single Breasted Ruched Sleeve Blazer, at M&S
Chic and stylish, this ruched sleeve blazer is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Younger Boys' Holiday Shark Aqua Sock Shoes, at Marks & Spencers
Round toe Shark print Flat grip sole Slip on

Pink Holographic Butterfly Garden Birthday Card, at Marks&Spencer
Cover Text: Birthday Inside Message: Blank for your own message Approx size: 150 x 150mm

Suede Nubuck Belt, at Marks & Spencers
This sueded leather belt will add that essential finishing touch to your trousers or shorts. Completed with a brass-effect buckle, this is an enduring and versatile choice for your casual outfits

Metal Mix Sunglasses, at Marks and Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Autograph Pure Cashmere Fingerless Gloves, at Marks and Spenser
Fab and fashionable, these long fingerless gloves in supersoft cashmere will give any outfit a cool contemporary twist.

Perfect Bootleg Trousers with Piping Detail, at Marks and Spencers
Elegant and timeless, the clean styling of these bootlegs make them a versatile essential you'll wear again and again

Signature Grapefruit & Ginger Scented Filled Candle, at Mark's & Spencer
Glass holder Grapefruit and ginger fragrance, Manufacturer: Marks & Spencer

Leather Plait Belt, at Marks and Spencer
This leather plait belt is ideal for wearing with casual styles

Fruit Cutting Cake, at Mark & Spensers
22 portions Fruit cake: Vine fruits, nuts and cherries laced with brandy. Fruit cakes can be eaten up to 14 days after collection Choose from white or ivory soft icing 1.36kg Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 61 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in participating M&S UK stores Click here for a list of stores

Gatsby Floating Faux Pearl Necklace & Earring Set, at Marks & Spencers
2 part set Stud drop earrings with facetted bead Multi strand necklace with assorted beads and clasp fastening Necklace length 38cm, extendable by 6cm

Beaded Rope Necklace & Earring Set, at M&S
2 part set Mixed beads Drop earrings with hook fastening Rope design necklace with clasp fastening and adjustable length Necklace length: 102cm, extendable by 8cm

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.