Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Ultimate Fishnet Hold-Ups, at Marks and Spencers
The ultimate in stylish design, these fishnet hold ups have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

The Floral Collection Lavender Moisture Rich Hand Wash, at Marks and Spencer
Lavender fragrance Moisture rich Hand wash 250ml

Airflex™ Leather Loafer Shoes, at M+S
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Stripe Bedset, at Marks & Spencers
3 part set Stripe and star design Set includes single duvet cover, 1 pillowcase and a printed bag, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Embroidered Lace Jersey Top, at MarksandSpencer
A stylish 3/4 sleeve top featuring lace detail and a floral embroidered design

Satin Rose Floral Cushion, at Marks&Spencer
Square Texture floral design L43 x W43cm, Manufacturer: Marks & Spencer

Limited Collection Tamara Sunglasses, at Marks and Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Ultimate Pure Wool Single Breasted 2 Button Plain Jacket, at Marks & Spencers
This high performance suit is made to work as hard as you do. It's extra durable and added stretch keeps it in great shape while giving you enhanced comfort and ease of movement

Soothing Voices CD, at M & S
Audio CD, Marks & Spencer

Handcrafted Dan's Mouse Wife Valentine Card, at Marks & Spencer
Cover Text: To my wife with all my love xxx Inside mesage: To my darling Valentine xxx Approx size: 220 x 220mm

Mascara Correction Buds, at Marks and Spencer
24 buds Liquid filled

Portfolio Lightweight Paint Splash Design Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant paint splash design scarf. The perfect accessory to this season's styles

Traditional Tea Design Wall Clock, at Marks & Spencers
Traditional design Round face Domed metal case Weight: 0.95kgs Diam: 35cm, Manufacturer: Marks & Spencer

Autograph Light Control Lace Zip-Up Waspie, at Marks and Spenser
A great shape for those who want the appearance of an enviable hourglass figure, this waspie waist cincher shapes your waist and tummy. Perfect for giving a feminine and controlled shape under dresses. Beautiful exclusive lingerie

Samsung 42" PS42B451 HD Plasma TV, at Marks & Spenser
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 42 inch Widescreen plasma TV with 1024 x 768 pixels Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W1055.5 x H721 x W316mm (with stand) W1055.5 x H660 x D74mm (without stand) Weight: 27.8kg (with stand) 24.1kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 3 x HDMI, PC input (D-sub), PC Audio Input (Mini Jack), DVI Audio Input (Mini Jack), Component (Y/Pb/Pr), Digital Audio (Optical), RF Input, Audio Out (L/R), CI slot, Composite (AV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control FilterBright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection. In bright daylight, FilterBright creates high contrast with pure black to show clearer image details and generate superb industry-leading dark area representation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Knitted Bow Cardigan, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Long Sleeve Funnel Neck Scotland Jacket, at Marks and Spencers
Relaxed, stylish and comfortable, this hardwearing tracksuit jacket features a Scotland motif. A practical easycare style

Post Surgery Adored Embroidered Bra, at Marks & Spenser
Pretty and feminine, this non-padded floral embroidered bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Body Solutions Smooth Multiway Camisole, at M+S
Cool and comfortable, this modern camisole is made from soft fabric with added stretch for a great fit

Mechanical Dancing Friends Birthday Card, at Marks & Spencers
Cover Text: a friend is someone to dance like crazy with... Inside Message: With love Approx size: 135 x 135mm

Pure Cotton Short Sleeve Pyjamas, at Marks & Spencer
Fashionable and practical, these scallop trim pyjamas are made from soft breathable cotton for a comfortable night's sleep

Autograph Leather Lace-Up Gibson Shoes, at Marks and Spenser
Round toe Lace-up Contrast stitch Low heel

Wavy Profile Pine Mirror, at Mark's & Spencer
Rectangular shape Wooden frame Beveled edging Dimensions: H89 x W76cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Woven Check Design Vest Top, at M&S
It's the beautifully detailed embroidery that makes this sleeveless woven vest top irresistibly stylish

Limited Collection Scoop Neck Stripe Top, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Cotton 3D Applique Cushion, at Mark's & Spencer
Square cushion 3D rose design L43 x W43cm 100% cotton sateen cushion 300 thread count, Manufacturer: Marks & Spencer

Pure Cotton Play Time Combat Trousers, at Marks & Spencers
The cute design makes these combat trousers extra special. Soft cotton fabric and a waist tie will keep him feeling comfy

Ultra Fit Plain Sport Briefs, at Marks and Spencers
These innovative Ultra Fit Sport briefs keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Enclos Des Pins Chardonnay 2008 - Case of 12, at Marks & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Emergency Vehicles Sticker Book, at M&S
Get ready to save the day with this Emergency Vehicles Sticker Book. Featuring 40 emergency vehicle themed stickers, this great set also includes a fact book, activity book and a colourful sceneboard

Besides Marks and Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.