M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Pure Wool Single Breasted 2 Button Plain Jacket, at Marks and Spencer
Don't sacrifice style for comfort this summer. This Pure Wool jacket is specially designed for the warmer months. It's made with a lighter weight fabric, has a softer feel and it features an antibacterial body lining to help keep you feeling fresh

5 Pairs of Ribbed Sports Socks, at Marks & Spencer
These cotton rich sports socks feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Elasticated Wide Leg Trousers, at Marks and Spencers
Fluid and feminine, these wide leg trousers are cut to flatter, giving an elegant silhouette. A stylish, fashionable look

Pure Cotton Geometric Hat, at Marks&Spencer
Keep your cool in this geometric print sun hat, a summer and holiday essential

Pink Birthday Cocktails Card, at Mark's & Spencer
Cover text: Birthday Cocktails Inside message: Hope your birthday is full of fun! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Blue Harbour Luxury Long Sleeve Shirt with Silk, at M+S
Classically stylish, this long sleeve shirt is cut for a great fit. It's made from a luxurious blend of linen and silk

Pure Cotton Fleece Lined Jacket, at Marks & Spencer
Practical and fashionable, this fleece lined jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

My First Joke Book, at Marks and Spencer
With over 500 jokes, this book is never-ending fun!

Craft Text Birthday Card, at Marks and Spencer
Cover text: happy birthday Inside message: blank for your own message Approx size: 230 x 114mm

2 Younger Boys' Skull & Check Belts, at MarksandSpencer
Fun and fashionable, these elasticated skull and check belts add a stylish finishing touch

Cotton Rich 3/4 Sleeve Mock Layer Jumper, at Marks and Spenser
Contemporary and casual, this jumper is made with cool comfortable cotton and features a mock undershirt for a fashionable look

2 Strappy Vests, at Marks n Spencer
Stylish and practical, this pack of 2 strappy vests makes a great value way to stock up your underwear drawer. The soft stretchy fabric is the ideal choice for everyday wear and gives a comfortable flattering fit

Loretto - LORR F/STOOL S/P, at Marks & Spensers
Manufacturer: Marks & Spencer

40 Denier Bodysensor™ Support Opaque Tights, at Marks and Spencer
These medium support tights are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

3 Pure Cotton Short Sleeve Tops, at MarksandSpencer
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Philips HX6311 Rechargeable Sonic Toothbrush, at M & S
KidTimer: Increases brushing time slowly over 90 days, building towards the dentist recommended 2 minutes Power modes: 2 Kid-friendly power modes adapt to different ages providing a gentle cleaning that's ideal for different ages. There is a low mode for ages 4 to 6 and a high mode for ages 7 and older Brush Heads: 2 brush head sizes that are specifically designed to gently clean and protect teeth at key developmental stages KidPacer: Fun sounds encourage kids to brush the front and back of both upper and lower teeth Fun interchangeable panels: Allows kids to customise their toothbrush Anti-roll shape: Sturdy handle design allows kids to store it upright as well as apply toothpaste while the toothbrush is laying flat Multi grip design: Ergonomically designed to enable parents and kids to brush together or on their own Battery type: Li-Ion Rechargeable battery Speed: 31,000 brush strokes per minute Operating time (full to empty): Fully charged should provide 42 2-minute brushings (3 weeks) Voltage: Multi-Voltage Charger 100-240 V M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Cotton Rich Vest & Shorts Set, at Marks & Spensers
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

Tiny Fairies 21st Birthday Card, at Marks & Spensers
Cover text: Having so much fun, now you're 21 Inside message: Have a fantastic birthday! Approx. size: 150 x 150mm

Silicone Enhancers, at Marks n Spencer
These comfortable and easy to wear silicone enhancers slip into your bra for a realistically and non-surgically improved shape and size

Autograph Pure Cotton Parisian Damask Duvet Cover, at Mark & Spensers
Floral design Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

Blue Harbour Short Sleeve Block Highlight Rugby Shirt, at Marks & Spencers
Casual and relaxed, this stripe rugby shirt is made from a cotton rich fabric so it's soft, breathable and comfortable to wear

Not Shy Retirement Card, at Marks & Spensers
Cover Text: Not shy just retiring! Inside Message: Enjoy your retirement! Approx Size: 174 mm x 126 mm

Easycare Satin Check Short Sleeve Shirt, at Marks and Spencer
This easycare shirt has a smart and cool satin check design. Short sleeves will take the heat off in the summer

Portfolio Lightweight Animal Print Scarf, at Marks and Spenser
Bring out your wild side with this fabulous animal print scarf. Perfect with this season's styles it ensures that even in the simplest outfit, you'll never look tame

2 Per Una Clover Embroidered GG-J Bras, at Marks & Spencer
Fresh and feminine, these bras are beautifully embellished with clover embroidery. They're underwired and structured to give great support and a natural uplifted shape. Pretty everyday fashion

Signature - GING ROOM SPRAY, at M&S
Manufacturer: Marks & Spencer

7 Piece Newborn Pure Cotton Eskimo Set, at Marks and Spenser
Ideal for new arrivals, this cute and practical set contains an all in one, a jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

Beaded Cushion, at MarksandSpencer
Rectangular shape Beaded design Dimensions: H30 x L40cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Stripe Polo Shirt, at Marks & Spencers
Casual and contemporary, this polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Pure Cotton Broderie Ribbed Top, at M & S
This short sleeved top will make a useful addition to your wardrobe. It features pretty embroidered details for a stylish casual look

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.