M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

4 Pairs of Pure Cotton Plain Socks, at M & S
Soft and comfortable, these cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Autograph Multi Bead Drop Earrings, at Marks and Spencer
Hook fastening Drop style Multi bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

3 Piece Cotton Rich Floral Outfit, at Marks and Spencer
Fashionable and practical, this cute 3 piece outfit features embroidered detail. It's made from soft cotton fabric to keep her comfortable and happy

Large Bingley Bear Rosette Dad Birthday Card, at Marks & Spenser
Cover text: Happy birthday, Champion Dad, 1st Inside message: You're always a winner Approx size: 220 x 220mm

Sunny Town Farmyard Friends, at Marks&Spencer
Horse, cow, hen, pig and sheep Promotes imaginative play Suitable for ages 12 + months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Grey Aluminium Stockpot, at Marks & Spencers
Glass lid Riveted handles Diameter 24cm, Manufacturer: Marks & Spencer

Geneva Large 2-Seater Sofa, at MarksandSpencer
H88 x W214 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam in a fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Cotton Fleece Lined Jacket, at Marks & Spencers
Practical and fashionable, this fleece lined jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

Autograph V-Neck Colour Block Jumper, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Pure Cotton 'Check Me Out' Mock Layer T-Shirt, at Mark & Spensers
Soft and comfy, this pure cotton t-shirt is outstanding value. It features a mock layer design and 'Check Me Out' slogan. Fashionable and practical

Ham & Mushroom Pizza, at Marks & Spencer
Serves 4-6 Ready to cook Suitable for freezing 610g As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Boys' Adventures Duo Multipack of Cards, at Marks and Spencers
Cover text: Design 1: Happy Birthday, Design 2: blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Classic Ceramic Tumbler, at Marks & Spenser
Ceramic tumbler Chrome effect Wall mountable H14 x W11 x D10cm, Manufacturer: Marks & Spencer

Country Bunch Die Cut Niece Card, at Marks & Spensers
Cover text: Niece happy birthday Inside message: Have a fantastic day Approx size: 150 x 150mm

Ivory Leather Large Wedding Photograph Album, at Marks n Spencer
Contains: 1 album, 500 glue dots, Gift box, 700Mb CD-R Album: H290 x W290 x D45mm Box: H295 x W295 x D55mm

Thelema Sutherland Chardonnay 2008 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: 100% Chardonnay Country of origin: South Africa Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

Cats Double Sided 500 Piece Jigsaw, at Marks & Spencers
Number of jigsaw pieces: 500 Approx. size of completed puzzle: 960 x 170mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Stripe Cardigan, at Mark & Spensers
Warm and cosy, this stylish cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Handcrafted Religious Laser Cut Cross Easter Card, at Marks & Spencers
Cover text: An Easter prayer for peace and hope, especially for you - may all the joy that springtime brings, last for the whole year through Inside message: blank for your own message Approx size: 230 x 114mm

Pearlescent & Flock Flowers Large Gift Bag, at Marks & Spensers
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Newborn Little Monster All In One & Shoes Gift Set, at Marks & Spenser
2 part set Popper fastening, stripe all in one suit with 'little monster' slogan and motif Slip on shoes with 'little monster' motif

Malabar 2 Door Sideboard & Glass Top Unit Set, at Mark & Spensers
Glazed top unit: H114 x W124 x D47cm 6 shelf unit with 2 doors 2 drawer and 2 door sideboard, each cupboard with 1 adjustable shelf inside Side board: H90 x W130 x D50cm Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Graphic Birds & Flowers Mother's Day Card, at Mark's & Spencer
Cover text: Happy Mother's Day Inside message: With Love Approx size: Unfolded: 178 x 126mm

Small Paddington Bear, at M & S
This cute and snugly Paddington Bear soft toy will make a lovable friend for your little one. Perfect for cuddling at any time of the day

Collezione Single Breasted Hopsack Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques

Portfolio Panelled Ponte Pencil Skirt, at Mark & Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Modal Blend Secret Support™ Pyjama Top, at Marks and Spencer
Flattering and feminine, this top is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Play Iron, at Marks & Spencers
Suitable for ages 3+ Promotes imaginative play Height: 17cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Aviator Sport Sunglasses, at Marks & Spensers
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

2 Younger Girls' Pure Cotton Skinny Pyjamas, at Marks & Spensers
Cute and comfy, these pure cotton pyjamas are outstanding value

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.