When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Traditional British Breaded Wiltshire Gammon, at Marks & Spencers
Contains approximately 30 slices Serves 10 Ready to eat 1.2kg As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Value Machine Washable Bow Tie, at Marks and Spencer
A machine washable fabric and ready to wear bow tie provides hassle free convenience

Pure Cotton Denim Cargo Shorts with Wristband, at Marks & Spensers
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Tonal Floral Shorts, at Marks and Spenser
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Cream Polka Dot Cake or Favour Boxes, at MarksandSpencer
Contains: 10 cake or favour boxes Flat: 155 x 85 mm Folded: L130 x W80 x D27mm

Tonal Flower Padded Bra, at Marks and Spencer
Sleek and contemporary, this modern pinstriped bra gives a perfectly smooth outline under clothes. Light padding and underwiring give an enhanced natural shape. Designed for a streamlined silhouette

Pleated Ribbon Cushion, at Marks & Spencer
Rectangular shape Pleat detail Stripe design L50 x W30cm, Manufacturer: Marks & Spencer

Older Girls' Metallic Footbed Sandals, at Marks and Spenser
Buckle fastening Metallic design Multi shapes detail Flat grip sole Contrast comfort lining

Miele Type U Hyclean Dustbags, at Mark's & Spencer
4 dustbags Capacity of 6 litres 1 x motor filter 1 x super air clean filter Suitable for S7 upright vacuum cleaners

Wide Stripe Longline Tunic, at Marks and Spencer
This fab wide stripe tunic is a style essential this season. A great match for slim cut trousers or jeans

Black Flock Son 18th Birthday Card, at Marks and Spencers
Cover text: Happy 18th birthday son Inside message: Wishing you a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 126mm

Steel Ladle, at Marks and Spenser
Hole in handle for hanging storage Steel finish, Manufacturer: Marks & Spencer

Perfect Portfolio Cluster Trim Pumps, at M+S
Square toe Cluster and bow feature Square heel Slip-on Comes in sizes 3-8, including half sizes

125 Years Blue Harbour Heritage Pure Cotton Chinos, at MarksandSpencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

5 °Climate Control Cotton Rich Briefs, at Marks and Spenser
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Loop & Feather Comb Headpiece, at Marks and Spencer
Keep tumbling tresses off your face with this stylish loop and feather slide in comb

Autograph Weekend Cotton Rich Kickflare Jeans, at Marks and Spenser
These Autograph Weekend kickflare jeans are cut for a fabulously flattering look. This contemporary style is essential for an effortless weekend wardrobe. Added stretch ensures a comfortable fit

Autograph Essentials Pure Silk Animal Print Shift Dress, at M+S
Feminine and elegant, this shift dress is beautifully designed and detailed with animal print. An exclusive, luxurious look from Autograph

Per Una Cap Sleeve Rose Print Tunic with Camisole, at Mark & Spensers
A fashionable longline tunic featuring a matching camisole, the rose print gives it the Per Una touch

Fairtrade Rose Bouquet, at Marks and Spencer
Internet Exclusive Our beautiful Fairtrade certified bouquet features vibrant yellow and cream spray roses and a selection of tree ferns and lavender Fairtrade Certified Flowers Available for delivery from 1st April to 30th September 2009

First Readers The Ugly Duckling Sticker Activity Book, at Marks and Spencer
Help your child learn to read with this Read and Learn sticker activity book. It's specially designed to help develop your child's early learning skills and includes interactive sticker versions of the story, as well as over 20 pages of extension activities to reinforce your child's learning and further develop their skills

3 Lever Arm Bottle Stoppers, at Marks n Spencer
Pack of 3 Chrome look handle Ideal for sealing opened bottles, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spencers
Smart and stylish, this bold stripe shirt is made from pure cotton

Plain Lace Trim Shorts, at Mark & Spensers
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a plain design and stretchy fabric to create the perfect knickers for day to day wear

Little Monster Curtains, at M&S
Check design Monster print Standard width - 168cm (66in) 137cm (54in) drop 183cm (72in) drop Coated to reduce light penetration Light spotted lining, Manufacturer: Marks & Spencer

Ruched Flower Cushion, at M & S
Square shape Floral embroidery Ruched design, Manufacturer: Marks & Spencer

Pure Cotton Stripe Leg Joggers, at Marks & Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a pull tie fastening waist. A practical easycare choice

5 Cotton Rich Seamfree High Leg Knickers, at Mark & Spencers
Designed with both comfort and practicality in mind, these comfortable cotton knickers have added stretch and a flattering high leg design

Total Support Daisy Lace Non-Wired Bra, at Marks and Spencer
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

125 Years Pure Cotton Twill House Check Shirt, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.