There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

Black & Decker® V6090CN 6V Chrome Dustbuster® Hand Vac, at Marks and Spencer
Rechargeable handheld vacuum cleaner 6v power volts Weight 0.95kg Wall mountable Includes crevice tool and upholstery brush For dry spills only M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Summer Manor Side Plate, at Marks and Spencers
Floral design Fine china Diameter 21.5cm, Manufacturer: Marks & Spencer

4 Floral Stacking Mugs, at Marks n Spencer
4 mugs Stacking stand Floral design Mug: Diam 20mm Stand: H23.5cm, Manufacturer: Marks & Spencer

Handcrafted Woven Label Valentine Card, at Mark & Spensers
Cover text: With love Inside message: On Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Sienna Table, at Marks&Spencer
Powder-coated steel frame Marble tabletop Individual marble characteristics Suitable for all-weather outdoor use H72 x Diam 110cm Please note that there is no hole for a parasol umbrella This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Pure Cotton Waffle Cardigan, at M&S
Casual and modern, this waffle cardigan has been designed for a chic, relaxed look

Autograph Compact Foundation, at Marks & Spencer
Compact foundation Matte finish SPF 15 Hypoallergenic Compact mirror on lid 8g

Letters on a String New Baby Girl Card, at Marks & Spenser
Cover text: Baby girl Inside Message: Congratulations Approx. size: 150 x 150mm

Pure Cotton Short Sleeve Hello Kitty Top, at Marks & Spensers
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style

Ruby Pasta Bowl - Red, at Marks & Spencer
Plain centre Stripe edge Shallow dish Diam 24cm, Manufacturer: Marks & Spencer

Collezione Diamanté Weave Cufflinks, at Marks n Spencer
Smart and sophisticated, these cufflinks add a touch of Italian-inspired style

Dinosaur Zapper, at Marks and Spencer
Suitable for ages 5+ Imaginative play Battery included This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Adored Comfort Padded Plunge Bra, at Mark's & Spencer
Elegant and stylish, this padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. The underwired plunge style gives a flattering uplifted shape and an enhanced cleavage. Feminine everyday lingerie

Younger Boys' Pure Cotton Thomas The Tank Engine Pyjamas, at Marks & Spencer
A must for fans of Thomas the tank engine, these pure cotton pyjamas feature the popular character

Blue Harbour Pure Cotton Picnic Check Shirt, at Marks & Spencers
Relaxed casual style for less! This pure cotton shirt is outstanding value

Gold Finish Wood Photo Frame 13 x 18cm (5 x 7"), at M+S
Rectangle shape Pine wood border Gold finish Aperture: 13 x 18cm (5 x 7") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Autograph Pure Silk 3 Layer Short Sleeve Top, at Marks & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

My First Bible, at Marks & Spencers
From Noah's ark to the Story of Easter, the Bible's best-loved stories are re-told alongside beautiful illustrations. Perfect for reading aloud to your child or grandchild, with fun activities

Superhero Husband Card, at Mark's & Spencer
Cover text: Husband... ... you're my hero! Inside message: Have a super birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Stainless Steel Utensil Hanging Rack, at Marks & Spencers
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

Dolly Mix Bedset, at M&S
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Younger Boys' Lace-Up Lights Trainers, at Mark's & Spencer
Round toe Mesh panel design Lace-up

Blue Harbour Ultimate Linen Roll Up Sleeve Shirt, at Marks & Spensers
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Older Girls' Snoopy™ Mule Slippers, at Marks & Spenser
Round toe Mule style Slip-on Snoopy™ motif PEANUTS United Feature Syndicate, Inc. Licensed By PSL

3 Pack Easy Short Sleeve Shirts, at Marks & Spencer
Smart and stylish, this pack of 3 short sleeve easycare shirts is great value. An ideal choice for everyday wear

Ribbed Thermal Leggings, at Marks and Spencer
Soft, warm and cosy, these cotton blend thermal leggings are designed to give comfy insulation, perfect for chilly weather

7 Pairs of Freshfeet Cotton Rich Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Classic Collection Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Everyday Scales, at Mark's & Spencer
Maximum capacity: 4kg/8lb Detachable bowl, Manufacturer: Marks & Spencer

Desroches Champagne - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Pinot Noir, Pinot Meunier & Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."