Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Mixed Bead Necklace, at Marks & Spensers
Clasp fastening Mixed bead design Link chain Necklace length: 40cm

Classic Square Watch, at M&S
Square face Analogue Roman numerals Cushioned strap Buckle fastening

10 Gold Party Text Invitations, at Marks & Spensers
Cover text: Party Inside message: Dear..... You are invited to a party on..... time..... place..... Hope you can come..... RSVP..... This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Per Una Cotton Rich Cropped Jeans, at Marks & Spencer
A stylish cropped pair of jeans in stretch cotton featuring a slit side hem. Comes with a silver plaited belt, making it extra stylish

7 Pure Cotton Assorted Bodysuits, at M+S
Comfortable, practical and fashionable, this pack of 7 bodysuits is made from soft breathable cotton

Per Una Suedette Panelled Skirt with Belt, at Marks & Spenser
A fashionable panelled skirt featuring jacquard print

Green Letters Good Luck Card, at Marks & Spencer
Cover Text: Good luck to you Inside Message: Blank for your own message Approx size: 150 x 150mm

Collezione Luxury Wool Rich Centre Pleat Trousers with Cashmere, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Lightweight Fleece Dressing Gown, at Marks & Spencer
Relax in style and comfort in this cosy dressing gown made from soft fleece

Woodland Owl Cot Mirror, at Marks & Spencer
Suitable from birth Interactive cot owl Includes a mirror tummy, squeaker and crinkly wings Double lined for safety, the stuffing in this product is incorporated in an extra layer This product conforms to EN71 and the Toy Safety Directive H27 x W28cm, Manufacturer: Marks & Spencer

Hamilton Armchair, at Marks and Spencers
H95 x W103 x D99cm Seat H49cm, arm H66cm, top back rail 73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Solid birch feet Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Limited Collection Brushed Hoop Earrings, at Mark & Spencers
Hoop style Brushed detail Butterfly fastening

3 Pandan Woven Storage Boxes, at Marks & Spencer
Set of 3 Woven design With matching lids Large: L42 x W28 x H32cm (with lid) Medium: L38 x W25 x H21cm (with lid) Small: L32 x W19.5 x H21cm (with lid), Manufacturer: Marks & Spencer

4 Ruby Mugs - Black, at Marks & Spencer
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Handcrafted Flower Fairies Mother's Day Card, at Marks and Spencer
Cover text: With love on Mother's day Inside message: Have a lovely day Approx size: 178 x 126mm FLOWER FAIRIES ™ The Estate of Cicely Mary Barker 2009 Licensed by opyrights Group Visit the Flower Fairies website at: www.flowerfairies.co.uk

Pure Cotton Quick Iron Stripe Shirt, at Mark & Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Autograph Leather Faux Crocodile Skin Clutch Bag, at Marks & Spencer
Luxurious and beautiful, this faux crocodile handbag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

2 Younger Girls' Pure Cotton Ballerina Pyjamas, at Marks & Spencer
Cute and comfy, these pure cotton pyjamas are outstanding value

Lyon Dinner Plate, at Marks & Spencers
Rib detail Diam 28cm, Manufacturer: Marks & Spencer

Autograph Sailor Button Bootleg Trousers, at Marks & Spensers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sit on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Single Divan with 1 Small + 1 Large Drawer & F200 Coolmax° Mattress, at Marks and Spencer
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm, small drawer: H14 x W40 x D52cm Individually pocketed springs Deep layer of memory foam Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel Mattress spring count: 930 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hamilton 2 Seater Sofa, at Marks & Spencers
H95 x W202 x D99cm Seat H49cm, arm H66cm, top back rail H73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Long Sleeve Tie Waist Dressing Gown, at Marks and Spencer
Modern and feminine, this pretty tie waist dressing gown is made from soft fabric. So you can relax in comfort and style. Part of Per Una's sleepwear collection

2 Younger Boys' Limited Pure Cotton Beanie Hats, at Marks & Spencer
Warm and comfy, these pure cotton hats are ideal for chilly days

Ultimate All Season Stormwear™ Mac, at Marks and Spencer
Stylish and contemporary, this mac is treated with Stormwear™ technology, a breathable finish that repels water and stains

Older Boys' Tramline Loafer School Shoes, at M&S
Square toe Tramline detail Slip on Loafer style Plain

Leather Square Prong Skinny Belt, at Marks and Spenser
Add a smart finishing touch with this leather skinny belt

Miele S7280 Allervac Upright Vacuum Cleaner, at Marks and Spencer
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius The Active HEPA filter ensures air leaving the cleaner is free of allergens and odours Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Telescopic stainless steel tube Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee, Manufacturer: Marks & Spencer

°Climate Control All Seasons Mattress Protector, at Mark's & Spencer
Absorbs body heat, releasing when your body needs it Fleece reverse Made using Outlast technology, originally designed for NASA Moisture management technology, Manufacturer: Marks & Spencer

Autograph Widechalk Trousers, at Marks & Spensers
Perfect for smart occasions, these classic widechalk stripe trousers make a fashionable and practical choice

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."