M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides M & S Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Blue Harbour Short Sleeve Tonal Stripe Shirt, at Marks and Spencers
Stylishly smart casual, this tonal stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Pure Cotton Henley Neck Jersey Top, at M & S
A casual classic, this soft cotton Henley neck top is a comfortable style essential

Fluted Glass Ball Table Lamp, at Marks and Spencer
Glass ball design base Fabric shade H55 x Diam 35cm Bulb: BC GLS Max 60W, Manufacturer: Marks & Spencer

Pure Cotton Sports Joggers, at M&S
Ideal for sports and PE, these joggers are made from pure cotton so they're comfortable, breathable and absorbent

Autograph Light Control Lace DD-G Body, at Marks & Spensers
Look slimmer in seconds! This light control body gently shapes your figure all over for a smoother, sleeker silhouette. Beautiful exclusive lingerie

White and Silver Small Honeymoon Photograph Album, at Marks & Spencer
Contains: 1 album, 105 glue dots, gift box, 700Mb CD-R Album: H155 x W200 x D33mm Box: H168 x W215 x D40mm

Blue Harbour Zip Fastening Fleece Jacket, at Marks & Spencers
Relaxed and cosy, this fleece makes a warm and comfortable extra layer

Half Frame Reading Glasses, at M & S
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Half frame design

Classic Collection Boucle Button Dressing Gown, at Marks n Spencer
Relax in style in this comfy dressing gown. The soft fabric will keep you snug and the appliqu floral detail adds a pretty touch

Crystal Arms Chandelier, at Mark & Spensers
7 arms Glass droplets H30 x D30cm Bulb: 7 x 40W E14 Candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Magnifying Beauty Mirror, at M&S
Round 10 x magnifying Ideal for precision tweezing or make-up application

Sprung-Edge Non-Storage Divan & Autograph M500 Mattress - Firm, at Marks & Spencers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

iPod Classic Leather Flip Case, at M&S
Flip Case for iPod classic, the stylish leather case also features a handy popper fastening attachment allowing you to have easy access to your iPod. The leather case with its quality stitching protects your iPod in style. Compatible with all Apple iPod classics

Stainless Steel Apple Corer, at M&S
Hanging loop This product is not available for international delivery. Find out more Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18, Manufacturer: Marks & Spencer

The Emperor's New Clothes, at M&S
The Emperor's New Clothes is the classic fairytale, re-written especially for first readers. This is the tale of a very vain Emperor who ends up looking very silly. A charming storybook that will be a big hit with your little first time readers

Per Una Pure Linen A-Line Skirt, at M&S
A feminine A-line skirt in pure cool linen, featuring floral embroidery

Sony Bravia 32'' KDL-32W5500 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 32 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 80000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W79.8 x H58.5 x D25.9cm, without table stand: W79.8 x H53.7 x D8.9cm Weight: weight inc. stand 15kg, weight without stand 12.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bubble Base Wine Glass, at Marks and Spencer
Bubble base design Hand made glass with heavy base Height: 19.5cm Capacity: 250ml (25cl), Manufacturer: Marks & Spencer

Hand Crafted Stitched Guitar Son Birthday Card, at Marks & Spensers
Cover Text: Happy birthday son Inside Message: Blank for your own message Approx size: 178 x 126mm

4 Summer Manor Mugs, at Mark & Spencers
Floral pattern Contrast handle, Manufacturer: Marks & Spencer

Sprung-Edge 1 Small & 1 Large Drawer Single Divan & Autograph M500 Mattress - Medium, at Marks & Spencers
Single 3ft: W90 x L190cm Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer No turn mattress Mattress and divan are anti-allergy, Manufacturer: Marks & Spencer

Modern Glass Wall Clock, at Marks & Spenser
Glass design Metallic hands Circle shape Diam: 30cm, Manufacturer: Marks & Spencer

Bingley Bear No.1 Dad Birthday Card, at Mark & Spensers
Cover text: No.1 Dad Inside message: Have a fantastic Birthday! Approx size: 220mm x 220mm

Patent Animal Print Shopping Bag, at M&S
Fashionable and environmentally conscious, this animal print shopping bag makes a great alternative to plastic carriers

Autograph Quad Blusher, at Marks & Spencers
4 x blushers Includes compact mirror inside

Formula Revival Cosmetox Serum Plus, at Marks and Spencer
Proven results after four weeks Collagen-boosting actives to improve the skins structure Hyaluronic acid filling spheres to plump the skin Hypoallergenic Suitable for all skin types 30ml

Autograph Cable Knit Long Sleeve Cardigan, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Star Print Dome Umbrella, at Marks and Spencers
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Big & Tall Linen Blend Single Breasted 2 Button Jacket, at Marks & Spenser
Specially proportioned for big and tall men, this linen blend jacket is designed to give a flattering, comfortable fit

Older Girls' Hannah Montana Clogs, at Marks & Spencer
Round toe Slip-on Hannah Montana design Badge detail Flat sole Clog style Disney

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.