Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Perfect Limited Collection Buckle Boots, at Marks and Spencer
Round toe Top and ankle buckle feature Stitch detail Heel height: 51mms Comes in sizes 3-8, including half sizes

Life Of Love Necklace, at Marks n Spencer
Clasp fastening Heart pendant Necklace length 41cm, extendable by 8cm

Lesley Garrett - Amazing Grace CD, at Mark & Spensers
Audio CD, Marks & Spencer

Starry Girl Birthday Card, at Marks and Spencer
Cover Text: Have a fab birthday Inside Message: Blank for your own message Approx size: 230 x 114mm

Hand Crafted Stitched Guitar Birthday Card, at Marks & Spensers
Cover text: Happy birthday Inside message: Blank for your own message Approx size: 178 x 126mm

5 °Climate Control Cotton Rich Assorted Slips, at Marks & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Petite 3 Button Bootleg Trousers, at Marks&Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Long Sleeve Top, at M+S
For casual elegance, you can't beat this boat neck top. A great value cotton essential

Flat Front Straight Leg Plain Trousers, at Marks & Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Limited Collection Athena Fringe Necklace, at Marks & Spencer
Fringe design Beaded detail Adjustable length Clasp fastening Necklace length: 41cm

Fern Embroidered Cushion, at MarksandSpencer
L30 x W40cm Embroidered fern design Rectangular shape, Manufacturer: Marks & Spencer

Campo Buri, Rosso Veneto 2005 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Carmenere, Oselata Country of origin: Italy Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Eskimo Top & Dungaree Outfit, at Marks and Spencer
Soft cotton rich fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value top and dungaree outfit is designed to keep baby looking adorable and feeling comfy and happy

Footglove™ Widefit Leather Interweave T-Bar Sandals, at Marks & Spencer
Open toe Interweave strap design T-bar style Buckle fastening Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Widefit feature Comes in sizes 3-8, including half sizes

Autograph Pure Silk Donatello Stripe Tie, at Marks and Spencer
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Easycare Short Sleeve Gingham Shirt, at Marks & Spensers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Blue Foxglove Mum Birthday Card, at M&S
Cover text: Happy Birthday Mum x Inside message: Hope your day is as wonderful as you are Approx size: Unfolded: 178 x 126mm

Pure Cotton Short Sleeve Stripe Top, at Mark's & Spencer
This short sleeved top will make a useful addition to your wardrobe. It features a smart stripe print for a stylish casual look

Autograph Weekend Long Sleeve Pyjama Top, at Marks and Spencer
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Autograph Pure Cashmere Hooded Stripe Cardigan, at Marks and Spencers
Soft and snuggly, this practical cashmere hooded cardigan will keep him feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Large Hoop Earrings, at M+S
Hoop style Clasp fastening

Perez Burton Rioja 2005 - Case of 6, at Marks and Spencer
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Bottle: 6 x 75cl. Suitable for vegetarians Alcohol by volume: 13.5% vol Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Aerial Cable Kit, at Mark's & Spencer
1.5m cable Includes aerial adaptor M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Humorous Photo Valentine Card, at Marks & Spencer
Cover text: To my Valentine... It was Bob's 'selective' deafness that kept the relationship so strong over all the years! Inside message: Valentine... Please grow old with me, The best is surely yet to be! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

125 Years Frill Trim Halterneck Swimsuit, at Marks and Spencers
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Golfers Shoe Bag, at M&S
Invaluable accessory for the golfer, this care kit contains all you need to maintain your golf shoes and clubs

Formula Calming 3 in 1 Facial Wipes (25), at Marks & Spenser
Contains 25 wipes Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at M&S
Cute and trendy, this 5 pack of pure cotton briefs feature assorted Hello Kitty designs

Wide Fit Canoe Boat Shoes, at Marks&Spencer
Round toe Stitch detail Lace up Lace stitch design Wide fit

Big & Tall Twin Pleat Crease Resistant Trousers, at Marks and Spencer
Crease resistant, machine washable and quick drying, these trousers make a smart and practical choice. Perfectly proportioned for big and tall men

Besides Marks and Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.