There are lots of ways to save money using M&S Money. Not least of these is M & S Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Lucie Strand Mixed Bead Necklace, at Marks&Spencer
Clasp fastening Adjustable length Mixed beads Multi strand Necklace length: 45cm, extendable by 7cm

Per Una Long Sleeve Dip Dye Cardigan, at Mark & Spensers
A stylish long sleeve cardigan featuring a dip dyed design and twin front pockets

Diamanté Square Face Watch, at Marks & Spencers
Clasp fastening Diamant detail Square face Analogue

Pure Cotton Camouflage Shorts with Belt, at Marks & Spencers
Relaxed and comfortable, these 3/4 length cotton shorts make a practical, fashionable choice

Ashbourne Large 2-Seater Sofa, at Mark's & Spencer
H99 x W222 x D104cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Perfect Bubble Base Cylinder Vase, at Marks and Spencer
This hand made cylinder bubble base vase is perfect! It's an elegant way to draw focus to any empty space in your home. Our Perfect products are the ultimate must haves

Photo Floral Grandma Birthday Card, at Marks and Spenser
Cover text: To a Special Grandma Inside message: Blank for your own message Approx size: 178 x 126mm

21 DVD, at Marks&Spencer
Rating Suitable for 12 years and over,

Casa Cadaval Estate Vinha Padre Pedro 2006 - Case of 12, at Marks and Spenser
Style: Medium bodied Grape variety: Mixed Red Country of origin: Portugal Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Check Shirt, at Marks and Spencers
Smart and stylish, this pure cotton check shirt is outstanding value!

Body Formula Intensive Night Time Hand Serum, at Marks & Spencer
Active skin regeneration complex Visibly reduces wrinkles and evens skin tones Vitamin C to nourish 75ml

Perfect Limited Collection Chain Handle Quilted Shoulder Bag, at Mark's & Spencer
Enjoy a modern twist on timeless chic with this essential quilted shoulder bag. A great value classic you'll cherish for seasons to come

Autograph Essentials Vintage Rose Non-Padded Balcony Bra, at Marks & Spenser
Glamorous and sophisticated, this elegant bra is made from soft fabric trimmed with fine lace. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

2 Per Una Essentials Clover Embroidered High Leg Knickers, at Marks & Spenser
Fresh and feminine, this pack of 2 stylish kickers feature a delicate front panel in soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

AVG 8.5 Internet Security - 1 Year License for 1 User, at Marks and Spencer
Anti-Virus: Protection against viruses, worms and trojans Anti-Spyware: Protection against spyware and adware Identity Protection: Prevents new and unknown threats from stealing your personal information like bank and credit card details Anti-Spam with anti-phishing: Filters out unwanted and fraudulent e-mails Anti-Rootkit: Protection against hidden threats (rootkits) Web Shield & LinkScanner: Protection against malicious websites Firewall: Blocks hacker attacks System Tools: AVG's System Tools let you easily configure your privacy settings, connections, and browser plug-ins all in one place Real-time: Real-time scanning, automatic updates, low-impact background scanning for online threats, and instant quarantining or removal of infected files to ensure maximum protection All inclusive: Technical support, virus updates, and new program versions included for the length of your license Minimum system requirements for AVG Anti Virus: Intel Pentium 1.2 GHz, 250 MB free hard drive space (for installation), 256 MB RAM available, MS Windows 2000

Footglove™ Wide Fit Wedge Slingback Shoes, at M & S
Peep toe Stitch detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Clocktower Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks & Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Belkin Wireless G Modem Router for ADSL Broadband, at Marks and Spencer
Share your broadband ADSL connection wirelessly Transfers data at up to 54 Mbps using the 2.4 Ghz band Allows you to connect to ADSL Internet access (analogue, so not ISDN) and share your highspeed connection, data files and network peripherals without wires Built-in Modem Compatible with 802.11b and 802.11g devices Comes with Set-Up Wizard and latest wireless security features Features advanced security including WPA Pre-Shared Key, WPA (Radius Server), 128-bit WEP, and 64-bit encryption Protects your network from outside intrusions by hackers using NAT and SPI firewalls Manufacturer's Lifetime Warranty and free Tech Support Package Includes: ADSL, ADSL2, ADSL2+ Modem with Wireless G Router, RJ11 Phone Line Cord, RJ45 Ethernet Networking Cable, ADSL In-Line Filter, Power Adapter, User Manual CD, Quick Installation Guide System Requirements: Active ADSL connection with RJ11 (via filter), At least one computer with an installed wireless network interface card or adapter, TCP/IP networking protocol installed on each computer M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ultimate Fishnet Hold-Ups, at Marks & Spencers
The ultimate in stylish design, these fishnet hold ups have added stretch so they'll always stay in shape. They're finished with a reinforced sole and toe section so toes won't get caught in the netting

Mini Limited Floral Print Dress and Leggings outfit, at Marks and Spenser
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Autograph Floral & Feather Occasion Hat, at MarksandSpencer
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Pure Cotton Shark Stripe T-Shirt, at Marks and Spencer
A practical, casual top in pure cotton featuring a stylish shark stripe design. A great value easycare style

Wavy Embellished Skirt, at Mark's & Spencer
Long and lovely, this panelled skirt features embellishment detail. Stylish, practical and fashionable

Sony Bravia 37'' KDL-37W5500 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 37 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 50000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W91.7 x H64.9 x D30.3cm, Without Table Stand: W91.7 x H60.2 x D9.1cm Weight: Weight inc. stand: 18.5kg, weight without stand: 15.5kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Large Tortoiseshell Reading Sunglasses, at Marks and Spencer
Featuring tinted lenses and a classic tortoiseshell design, these sunglasses have optical quality magnifying lenses to make close work and reading even easier

Heart Lined Moccasin Slippers, at Mark's & Spencer
Relax in style and comfort in these soft, hardwearing moccasin slippers featuring heart print lining. Machine washable for added convenience

Classic Collection Linen Blend Floral Print Jacket, at Marks & Spencer
Smart and modern, this luxurious linen blend jacket is cleverly cut for a flattering fit. A large floral print adds a stylish finish

Per Una Retro Coin Embellished Mock Layer Top, at Marks & Spencers
A casual 3/4 sleeve top in soft fabric featuring coin embellishment, the mock layer makes it extra stylish

Assorted Bead Rope Necklace, at Marks and Spencers
Rope necklace Long length Assorted bead design Tie fastening Necklace length: 122cm

Autograph Wool Rich Flat Front Trousers, at Mark's & Spencer
Fashionable and contemporary, these wool rich trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.