M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Pink Birthday Cocktails Card, at MarksandSpencer
Cover text: Birthday Cocktails Inside message: Hope your birthday is full of fun! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 125mm

Ceriso Embroidered Bow Low Rise Shorts, at M & S
Flirty and fashionable, these modern shorts feature bow embroidery and a lace and ribbon trim. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Leather Zipped Washbag, at Marks and Spenser
Stylish and practical, this washbag is a well designed travel essential

Pure Wool Animal Trim Bow Detail Cloche Hat, at Marks and Spencer
Keep ahead of the trends with this glamorous animal trim bow detail cloche hat. The perfect finishing touch to stylish winter outfits

Limited Collection Spot Print Pencil Skirt, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Big & Tall Single Breasted Jacket, at Marks and Spencers
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Pure Cotton Geometric Hat, at Marks n Spencer
Keep your cool in this geometric print sun hat, a summer and holiday essential

Collezione Pure Silk Teardrop Pattern Tie, at Marks and Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Antique Brass Collection Side Table, at M & S
H51 x W50 x D41cm Made from antique-effect solid brass tubing Legs made from antique-effect solid brass tubing Tops made from toughened glass Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

Freshfeet Contrast Lined Velour Slippers, at Marks & Spenser
Round toe Slip on Flat sole Contrast lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Comes in sizes 6-12

Bare Cooling Tights, at Marks and Spencer
Never lose your cool again in warmer weather with our Bare Cooling tights. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Pure Cotton Denim Cargo Shorts with Wristband, at Marks and Spencers
A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature multiple pockets. A fashionable, easycare style

Pure Cotton Faux Fur Jacket, at Marks & Spencer
Stylish and fashionable, this faux fur jacket makes a comfortable and practical choice

M&S 1200 DECT Digital Cordless Phone, at M&S
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security 3 line display 40 name and number phonebook Up to 8 hours talk time and up to 80 hours standby Caller display stores information on the last 20 calls 8 ringer melodies Last 10 number redial Adjustable ringer and earpiece volume Call duration display M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Older Boys' Pure Cotton Woven Pyjama Bottoms, at Marks and Spencers
Soft and comfy, this pack of 2 pure cotton pyjamas feature assorted designs

Official England FA Woven Lined Jogging Bottoms, at M+S
A must for footie fans! These official FA England joggers feature a tie waist and the three lions crest. A modern easycare style in soft comfortable cotton

Classic Duckling & Bear Large Baby Photograph Album, at Marks & Spencer
Contains: 1 album, 1 box, 1 pack of glue dots, 1 blank 700 MB CDR Approx size: Album: H235 x W325 x D30mm

Cotton Rich Square Neck Layered Circles Top, at Marks & Spencers
This layered circles square neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

Square Neck Hexagon Print Top, at Marks & Spensers
Smart and stylish, this square neck top features a colourful hexagon print. A sophisticated new look, perfect for this season

Blue Harbour Pure Cotton Crew Neck Jumper, at Marks and Spencer
Relaxed and casual, this crew neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Globe Collection - Mini Table Lamp, at Mark & Spensers
Fabric cylinder shade Glass globe base H37cm x Diam 25cm Bulb: 240V~ SES 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Fairy Activity Magic, at M+S
She can read all about fairies and then create stories of her own with this bright and fun fairy activity pack

Perfect SupimaŽ Pure Cotton Towel Collection & Bathmat, at Marks and Spencers
Neutral tones, delicate pastels or bright, bold shades Face: L33 x W33cm Hand: L100 x W50cm Bath: L137 x W68cm XL: L178 x W89cm Bathmat: L86 x W55cm, Manufacturer: Marks & Spencer

Real Cool Cotton™ Performance Contrast Pipe Detail Stretch Joggers, at Marks & Spencer
Perfect for active wear, these Real Cool Cotton™ Performance joggers are made from high-performance breathable stretch fabric. They're designed in the latest style for a great fit and essential ease of movement

Blue & White Floral Mum Card, at Marks and Spencers
Cover text: Happy Birthday Mum Inside message: With lots of love Approx size: 178 x 126mm

Dualit Food Processor - Chrome, at Marks & Spensers
Three long life stainless steel chopping blades with sure grip handles Fully adjustable slicing blade - 0.5mm to 7.5mm Reversible grating disc - 2.5mm and 4.5mm Reversible shredding disc - 1mm and 3mm Chipping disc - 8mm square x 8 chips Emulsifying disc (Edisc) Bakery grade dough blade Pulse setting Takes 3 different bowl sizes which fit inside each other, allowing you to start with the small bowl, then move on to the medium and large bowls with no washing up in between Every bowl is perfect for multiple tasks and includes a giant 3.25L sized bowl Non-slip suction feet and multiple safety interlocks Heavy duty induction motor with 12 year guarantee 1.5kW Dimensions: W21 x L25 x H42.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Malabar 3 Door Sideboard, at Marks and Spencer
H90 x W180 x D50cm 3 drawers 1 adjustable shelf in each cupboard Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this sideboard as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Half Frame Reading Glasses, at Marks&Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Half frame design

Heart Print Mule Slippers, at Marks n Spencer
Relax in style and comfort in these soft, hardwearing mule slippers featuring spot detail and flat sole

Autograph Leather Faux Crocodile Skin Clutch Bag, at Mark's & Spencer
Luxurious and beautiful, this faux crocodile handbag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."