Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Diamanté Towelling Mule Slippers, at Marks & Spencers
Dip your feet into lush comfort with the slip-on design of these cosy mule slippers. The non-slip sole ensures peace of mind, while the inner lining feels like a heavenly treat

Footglove™ Leather Widefit Wedge Pumps, at Mark & Spensers
Round toe Stitch detail Slip-on Wedge low heel Wide fit Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 °Climate Control Assorted Trunks, at Marks & Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Perfect Silver-Plated Photoframe 10 x 15cm (4 x 6''), at Marks & Spensers
Rectangular shape Double mount Removeable mount card Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

75cm Shoelaces, at M+S
Hardwearing shoelaces, 75cm length for up to 5 eyelets

Coloured Glass Collection - Bud Bullet Vase, at Mark's & Spencer
H23.5cm, Manufacturer: Marks & Spencer

5 Cotton Rich Big Spot Print Shorts, at Marks & Spenser
These big spot low rise cotton rich shorts are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Traidcraft Blue Mobile Baby Boy Card, at Marks and Spencers
Cover text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Secret Support™ DD-G Lace Trim Vest, at Marks & Spencers
Flattering and feminine, this lace trim vest is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Pink Glitter Stripe Medium Gift Bag, at MarksandSpencer
1 gift bag Approx size: H260 x W200 x D90mm

Weekend Leather Curvy Overnight Bag, at Marks & Spencer
Recommended in Guardian Weekend Curvy and colourful, this weekend bag is a must-have for stylish overnight stays and mini breaks. Real leather gives an irresistibly luxe look and feel

2 Cotton Rich Plain Drawstring Joggers, at Marks and Spencers
Relaxed and comfortable, these casual joggers are made from soft cotton and feature a pull tie fastening waist. A practical easycare choice

Autograph Leather Hip Wallet & Credit Card Holder, at M&S
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Younger Girls' Permair™ Widefit School Shoes, at Marks and Spencer
Round toe Bow feature Single ankle strap with rip tape fastening Flat sole Scallop trim Scuff resistant Widefit Permair™ micro porous coating makes the shoes scuff and water-resistant and easy to clean, while allowing feet to breathe

LED Apple Thank You Teacher Gift, at Marks & Spencers
1 LED light Apple shaped jotter box Pack comes with: 1 apple shaped box, jotter paper and 2 pencils H95 x Diameter 130mm

2 Per Una Clover Embroidered Shorts, at Marks and Spencers
Elegant and feminine, this 2 pack of stylish shorts feature a delicate front panel in soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Plain Flip Flops, at Mark & Spencers
Plain Flat sole

Per Una Rainbow Stripe Bikini Bottoms, at Marks&Spencer
Fashionable stripe bikini bottoms featuring a side tie

Per Una Long Sleeve Cardigan, at MarksandSpencer
A fashionable longline cardigan in a soft fabric featuring contrast floral waist sash tie, finished with a pleated front

Wool Rich Single Breasted 2 Button Jacket, at Mark's & Spencer
Smart and contemporary, this suit is made from a special wool rich fabric for extra strength, comfort and durability

3 Layer Faceted Bead Necklace, at Marks & Spencer
3 layers Multi coloured beads Facet detail Adjustable length Clasp fastening Necklace length: 43cm

Blue Harbour Pure Linen Short Sleeve Chambray Shirt, at Marks and Spencer
Stylishly smart casual, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Older Girls' Star Print Hello Kitty Wellie Boots, at M+S
Wellie style Round toe Hello Kitty motif Star print Lined 1976-2009 SANRIO CO. LTD

Per Una Embroidered Balcony Bra, at M&S
Elegant and feminine, this bra is beautifully embellished with pretty embroidery. The padded balcony style gives maximum uplift and a fuller shape

Laser Cut Heart Mum & Dad Anniversary Card, at Mark's & Spencer
Cover text: Happy Anniversary Mum & Dad Inside message: Blank for your own message Approx size: Unfolded: 215 x 150mm

Bare Cooling Tights, at Mark's & Spencer
Never lose your cool again in warmer weather with our Bare Cooling tights. Crafted from a revolutionary Japanese yarn, their incredibly lightweight design releases a cooling sensation to your legs as you wear them

Dave's Celebration Goal Birthday Card, at Marks and Spenser
Cover Text: Happy Birthday! Inside Message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Portfolio Multi Strand Safari Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand Mixed bead design Necklace length 50cm, extendable by 8cm

Pure Cotton Ribbed Waistband Jeans, at Marks n Spencer
Contrast stitch styling gives this jeans a modern twist. A practical and fashionable style

2 Limited Collection Cotton Rich Low Rise Shorts, at Marks n Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. Theyre made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.