There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks&Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Cotton Rich Velour Stripe Hooded Top, at Marks and Spencers
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value hooded top is designed to keep baby looking adorable and feeling comfy and happy

Disney Handy Manny Colouring Book, at Mark & Spencers
Join Handy Manny and his cheerful band of tools inside this cool colouring book! They cant wait to get started on their next fix-it job, but colour them grab your pens get colouring!

Portfolio Drop Earrings, at Marks and Spencer
Hook fastening Drop style Facetted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

5 Cool & Fresh Cotton Rich Assorted Briefs, at Marks & Spencer
Made from soft breathable cotton, these comfy briefs are ideal for everyday wear

Autograph Pure Marble Square Tumbler, at Mark's & Spencer
Plain Textured finish H10 x W6 x L6cm, Manufacturer: Marks & Spencer

Short Sleeve Scoop Neck Ribbed Trim Jumper, at Marks and Spencers
Modern and stylish, this jumper features a button placket. A versatile, easywear style

Per Una Embossed Puff Jacket, at Marks & Spenser
A fashionable single breasted jacket featuring embossed design and gathered stitch detail.

Mechanical Bathroom Scales, at Marks & Spenser
Mechanical Non-slip design H5.5 x W30.1 x D29.4cm Max weight: 19st, Manufacturer: Marks & Spencer

Triple Ridge Hoop Earrings, at Marks & Spencers
Triple ridge detail Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Tapestry Throw, at Marks and Spencer
Tapestry design Tasselled corners, Manufacturer: Marks & Spencer

Autograph Bootleg Tweed Button Trousers, at M & S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette

Pure Cotton Long Sleeve Mini Check Shirt, at Marks & Spensers
Smart and stylish, this long sleeve shirt is made from cool comfortable cotton and features mini check design

Pure Cotton Cap Sleeve Panda T-Shirt, at Marks and Spencer
The panda print makes this top so cute. It's made from soft cotton fabric and feels comfy to wear

British Heritage Leather Burnish Cut-Out Shoes, at Marks & Spensers
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes are made from the finest leather and traditional Goodyear Welted Construction. They include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Sebo K3 Vulcano Cylinder Vacuum Cleaner, at Marks and Spencer
Requires 3-litre filter bag Hospital grade pre-motor filter 2.1 metre extra-long hose Triple microfilter S-CLASS system - The Sebo S-CLASS system will remove 100% of particles of 1 micron and above Excellent for carpet, hard flooring and pet hair Includes crevice nozzle and upholstery nozzle Anti-allergy design with British Allergy Foundation approval Quiet operation Dusting brush with clamp Floor turbo brush for powerful easy cleaning Airbelt soft bumper system Light and compact - 5.5kg weight 2100W motor 5 year parts and 2 year labour domestic use warranty M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Cotton Rich Thongs, at M&S
These simply styled thongs are comfortable and flattering, perfect for avoiding visible lines under tight-fitting clothing. This multipack makes a great value way to stock up your underwear drawer

Baby Bunny Stripe Flat Sheet, at Marks & Spensers
Stripe design Baby bunny motif Wide Trim Pure Cotton, Manufacturer: Marks & Spencer

3 Pure Cotton Neutral Stripe Hand Towels, at Marks and Spencers
Set of 3 Stripe design 50 x 70cm approx., Manufacturer: Marks & Spencer

Fraser 2-Seater Sofa, at Marks & Spencers
H99cm x W188cm x D102cm Seat: H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Swimming Briefs, at M&S
Practical and fashionable, these swimming briefs give a comfortable, flattering and secure fit

Autograph Pure Cotton Short Sleeve Polo Shirt, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Pure Cotton Multi Stripe Shirt, at Marks&Spencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Blue Harbour Cotton Rich Funnel Neck Parka, at Marks & Spencers
A contemporary design and funnel neck makes this parka a fashionable choice

Autograph 3 Piece Pure Cotton Jeans Outfit, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Block Floral Long Length Skirt, at Marks and Spenser
Long and lovely, this A-line skirt is designed to fit and flatter. Stylish, practical and fashionable

Fairtrade Organic Cotton Plain Dye Pillowcase, at Marks & Spencers
Threadcount: 180 L76 x W48cm Plain Easy care finish for easier ironing Available in duvet cover, fitted sheet, flat sheet and pillowcase Click to view a video about Fairtrade Cotton , Manufacturer: Marks & Spencer

2 Bamboo Coasters, at Marks and Spencers
2 pack Square design, Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Check Shorties, at Marks and Spencers
He'll love the fun 'Don't worry this is just my morning face' slogan on these comfy pure cotton shorties

5 Older Girls' Pure Cotton Heart Print Shorts, at Marks & Spencer
Cute and trendy, this pack of 5 cotton shorts makes a great way to stock up on essential style

Limited Collection Faux Snake Skin Cropped Leggings, at Mark & Spencers
Slim and stylish, these leggings give a sleek modern look. This pair sits below the waist and is cut to fit and flatter.The cropped length adds a fashionable update. Get the latest look!

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.