When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spenser Car Insurance, M&S Money Credit Cards and other financial products, M&S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Autograph Pure Cashmere Scoop Neck Cardigan, at Marks & Spencer
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxuriously soft knitwear

Pearl Julia Floating Set, at Marks and Spencers
Different sized pearls Wire necklace Collar length necklace Length: 40cm

Tree Pastry Cutter, at Marks & Spenser
Tree design, Manufacturer: Marks & Spencer

La Tentation de Richelieu 2005 - Case of 6, at Marks & Spencer
Grape variety: 75% Merlot, 25% Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Large Outdoor Barrel, at Mark's & Spencer
This square wooden barrel is packed with goldcrest conifer, geranium, lavender and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery until 30th September 2009

2 Younger Boys' Pure Cotton Long Sleeve Vests, at Marks & Spencers
An outstanding value 2 pack of vests in natural breathable cotton

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 2 Small & 2 Large Drawer Divan, at Marks and Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer sizes: 2 x small H15 x W40.5 x D53cm, 2 x large H15 x W78.4 x D53cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Perfect Scorpius Hard Medium Rollercase, at M&S
Strong yet lightweight, this stylish luggage has 4 wheels for maximum manoeuvrability, a fixed combination lock, telescopic handle and fully lined interiors. There's a free 5 year guarantee, too

Leisure Drawstring Joggers, at Marks and Spencer
With added stretch for essential ease of movement, these comfy and practical cotton rich joggers are great for workouts or stylish relaxation

Collezione Pure Silk Multiple Stripe Tie, at M&S
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Soft Vanilla Infusion Sticks, at Marks & Spensers
Glass container Long lasting infusion sticks Vanilla scented, Manufacturer: Marks & Spencer

Easycare Poplin Short Sleeve Shirt, at Mark's & Spencer
This comfortable shirt is so easy to care for; it can be washed and worn regularly while keeping a pristine appearance

Limited Collection Heirloom Hoop Earrings, at Marks and Spencer
Hook fastening Hoop style Assorted bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Summer Jazz CD, at Marks and Spencer
Audio CD, Marks & Spencer

Per Una Scallop Buckle Shoes, at Marks & Spenser
Round toe Buckle fastening Scallop detail Mid heel Heel height: 80mms Comes in sizes 3-8, including half sizes

Halterneck Tankini Top, at Marks and Spencers
Feminine and pretty, this fashionable tankini features a contrast empire line. A stylish, shapely look

Pure Cotton Ripped Kickflare Jeans, at M & S
Ripped design gives a modern twist to these fashionable jeans

Short Sleeve Thermal Vest, at Marks & Spensers
Soft, warm and cosy, this cotton blend thermal vest are designed to give comfy insulation, perfect for chilly weather

Lucy Shoe Mannequin Jewellery Holder, at Marks n Spencer
Shoe design Sequin detail Multiple hooks and hoops

The Sword In The Stone/Robin Hood Special Edition DVD Set, at Marks & Spencers
Rating Universal, suitable for all,

Gaston de Veau Merlot 2008 - Case of 12, at Mark & Spencers
Style: Medium bodied Grape variety: Merlot Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sherwood Estate Marlborough Pinot Noir 2007 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Noir Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

1001 Little Fashion Miracles by Caroline Jones, at Marks & Spencer
Everything you need to know on styling, accessorizing and shopping. It will help you look your best in all types of circumstances. It also illustrates how to choose fabrics and cuts that flatter your figure, how to get the perfect balance between under dressing and overdressing, and how to create a striking silhouette that looks elegant but not contrived

Harrowgate Victoria Shiraz 2006 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Shiraz Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Soft Grip Masher, at Marks & Spencers
Loop in the handle for hanging Soft grip handle L27cm, Manufacturer: Marks & Spencer

Autograph Flat Front Fine Stripe Trousers, at Marks and Spenser
Fashionable and contemporary, these fine stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Autograph Cotton Rich Denim Belted Mac, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Cotton Rich Stripe Shorts, at Marks & Spensers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Stain Defence™ & Stormwear™ Straight Leg Trousers with Belt, at Marks & Spencers
Comfortable and hardwearing, these stylish wool blend trousers are treated with Stain Defence™ and Stormwear™. These high performance finishes help resist stains and water. Zipped pockets keep lunch money safe and an adjustable waist gives a perfectly comfortable fit for longer

Perfect Sleeveless Belted Seam Dress, at Marks and Spencer
Power dressing for the Noughties...this seam detail jacket and belted dress will have you feeling razor sharp

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.