M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks and Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Autograph Pure Cashmere Knitted Cowl Neck Poncho, at Marks & Spensers
Wrap up warm in fashionable style with this pure cashmere poncho. The contemporary design looks great over this season's fashions, or wear with jeans and boots

Country Bunch To a Special Gran Birthday Card, at Marks&Spencer
Cover text: Gran... you're so special... Inside message:... hope you have a wonderful day! Size: 215 x 150mm

Ingredients Passion Fruit Body Butter, at Marks and Spencer
Passion fruit scented 200ml Ingredients: Aqua, Ethylhexyl Palmitate, PEG-8 Beeswax, Cyclomethicone, Glycerin, Cetearyl Alcohol, Glyceryl Stearate, Theobroma Cacao, Bis PEG-12 Dimethicone Beeswax, Benzyl Alcohol, PEG-100 Stearate, Phenoxyethanol, Xanthan Gum, Parfum, Methylparaben, Disodium EDTA, Hexyl Cinnamal, Tocopherol, Limonene, Linalool, Citrus Aurantium Dulcis, Butylparaben, Sodium Hydroxide, Ethylparaben, Passiflora Edulis (Passion Fruit) Propylene Glycol, Geraniol, Propylparaben, Alcohol Denat., Isobutylparaben Citral, Sodium Benzoate, Sorbic Acid, Barosma Betulina, CI 42090, CI 17200

Limited Collection Contrast Trim Tote Bag, at Marks & Spencer
Fashionable and fabulous, this contrast trim handbag is designed in one of this season's key shapes. It's strong and practical as well as a trend-conscious accessory. Get the latest look!

Per Una Knitted Sleeve Hooded Jacket, at Marks & Spencers
A casual hooded jacket featuring a zip fastening and knitted sleeve

Antique Brass & Glass Coffee Table, at Marks & Spenser
H46 x W111 x D45cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required, but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

Autograph Stainless Steel Turner, at Marks & Spensers
Hanging loop Approx size: 26.3 x 9 x 9cm Dishwasher safe, Manufacturer: Marks & Spencer

Laser Cut Letters 40th Birthday Large Card, at Marks and Spencer
Approx. size: 220 x 220mm Cover text: Congratulations you're 40 Inside message: Blank for your own message

Mixed Bead Long Necklace, at Marks and Spenser
Clasp fastening Adjustable length Mixed bead design Long length Necklace length: 92.5cm, extendable by 8cm

Pure Linen 3/4 Sleeve Pintuck Detail Shirt, at Marks and Spencers
Smart and stylish, this 3/4 sleeve shirt is made from cool crisp linen and features front pintuck detail

°Climate Control 4.5 Tog Duvet, at Marks & Spencers
4.5 tog The coolest of all duvets, designed for summer use Not too hot, not too cold, just right™ Absorbs body heat, releasing when your body needs it keeps you in a comfort zone all night long Made using outlast technology, originally developed by NASA Comes in single (3ft), double (4ft 6in), king-size (5ft) and super king-size (6ft) Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Autograph Blush Body Cream, at Marks & Spensers
200ml Body cream

Large Marquis Ring, at Marks and Spencer
Faceted faux gemstone Chunky design

Per Una Floral Print Frill Blouse, at Marks & Spensers
An elegant short sleeve blouse in a soft cotton blend. Frill detail gives it the Per Una touch

Blossom Tree Embroidered Curtains, at Marks & Spenser
Manufacturer: Marks & Spencer

Pure Cotton Thomas & Friends© Short Sleeve Stripe Polo Shirt, at Marks and Spencer
Fans of Thomas & Friends will love this cotton polo shirt featuring Thomas. A practical, easycare style

Collezione Hip Wallets, at Mark's & Spencer
Smart, stylish and practical, leather wallet makes it easy to organise cards, notes and coins

Autograph Essentials Embroidered Padded Balcony Bra, at Marks n Spencer
Elegant and feminine this padded balcony bra features a delicate embroidered design finished with a pretty lace trim. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

3/4 Sleeve Ruched V-Neck Jumper, at Marks & Spensers
Modern and stylish, this 3/4 sleeve jumper is a wardrobe essential

Las Falleras Duo - Case of 6, at Marks and Spencer
3 Las Falleras White 2008:A fresh, lively and dry example of Spanish Macabeo... 3 Las Falleras Red 2008:Bright and youthful with a lively aroma and flavour... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Andante Round Dinner Plate, at Marks & Spencer
Ideal for everyday use, durable Plain Diam 27.5cm, Manufacturer: Marks & Spencer

Oxford Toe Cap Shoes, at Marks & Spencers
Round toe Stitch detail Lace up Block heel

Bingley Bear with Fabric Flowers Grandma Birthday Card, at Marks & Spenser
Cover text: For you Grandma... Inside message: With love on your Birthday xx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

2 Plain Multiway Padded Bras, at Marks & Spencer
These versatile bras can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Flat Front Crease Resistant Puppytooth Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Per Una Pure Cotton Corduroy Coat, at Marks & Spenser
A smart single breasted coat in pure soft cotton featuring notch lapel

Samsung ES55 Digital Camera, at Mark's & Spencer
Pixels: 10.2 megapixels Zoom: 3 x optical zoom Display: 2.5 inch TFT colour LCD Screen ISO Equivalent : The high sensitivity setting of ISO 1600 lets you take clearer pictures, in poor lighting conditions, without camera shake or image blurring Dimensions: W90.4 x H59 x D21.6mm Weight: 116g (without battery and card) Digital Image Stabilization: DIS (Digital Image Stabilization) Storage capacity: Internal memory: approx 9MB, External memory: SD Card (up to 2GB guaranteed) MMC plus(up to 1GB guaranteed) SDHC (up to 8GB guaranteed) Power Source: Samsung SLB-10A Self Portrait: Accurate exposure and focus for self portrait shots M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Long Sleeve Stripe Fleece, at Marks and Spencers
Soft and comfy, this fashionable stripe fleece is outstanding value. A practical easycare style

Classic Collection Short Sleeve Swirl Print Top, at Marks & Spensers
Modern and stylish, this versatile top is made from soft easycare fabric and features a swirl print. A fashionable style with a comfortable, flattering fit

Pure Silk Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary stripe tie in pure silk

There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spencers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.