Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Besides M&S Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

3 Pairs of 60 Denier Opaque Tights, at Marks and Spencer
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Mirror Blocks Photo Frame 20 x 25cm (8 x 10"), at Marks & Spencers
Rectangular shape Polished finish Aperture: 8 x 10", Manufacturer: Marks & Spencer

2 Per Una Essentials Clover Embroidered Thongs, at Marks and Spencers
Feminine and delicate, this pack of 2 stylish thongs feature a delicate front panel in soft stretch lace. The high leg style gives a close, figure-flattering fit. Pretty everyday fashion

Autograph™ Large Precious Petals Bouquet, at Marks & Spenser
This arrangement of beautiful Esperance roses and white hydrangeas will make an amazing gift that's sure to impress All Autograph bouquets are beautifully presented, wrapped by hand and finished with Autograph™ branded frosted cellophane Available for delivery between 1st April to 30th September 2009

Angled Stitch Straight Leg Trousers, at Marks & Spensers
Fluid and feminine, these straight leg trousers are cut to flatter, giving an elegant silhouette. Practical and fashionable, they make a great choice for work or smart occasions

Classic Collection Check Skirt, at M&S
Elegant, stylish and comfortable, this knee length pull-on skirt is finished with a check design. The ideal match for blouses and fine knits in coordinating colours

Pure Linen Wide Leg Beach Trousers, at M+S
A fashionable relaxed look in pure linen - summer's coolest fabric!

Collezione Luxury Wool Micro Texture Trousers, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

2 Detroit Slat-Back Dining Chairs, at Mark's & Spencer
H100 x W44 x D54cm Seat H48cm Sold as a pair Leather seat Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Detroit Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chrome Wall Clock with Temperature Gauge, at Mark & Spensers
Circular design Wall mountable Numeric characters Temperature gauge Diam 52cm, Manufacturer: Marks & Spencer

Satin Trim Push Up Multiway Bra, at M & S
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Classic Underwired Embroidered Bra, at Marks & Spenser
Soft, feminine and versatile, this embroidered bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Younger Boys' Pure Cotton Policeman Pyjamas, at M & S
The policeman design makes these soft pure cotton pyjamas so much fun.

Pure Linen Short Sleeve Embroidered Shirt, at Marks & Spencer
This short sleeved shirt will make a useful addition to your wardrobe. It features pretty floral embroidered details for a stylish casual look

Perfect Long Sleeve Ribbed Oblong Cardigan, at Marks & Spenser
The fluid, elegant cut of this cardi is wonderfully flattering. Team it with jeans or cords for easy autumn style

Heritage Floral Wallpaper, at Marks & Spencer
Manufacturer: Marks & Spencer

Autograph Cross Strap Lace Back Sandals, at Marks & Spencer
Open toe Cross strap with buckle fastening Lace back detail High heel Heel height: 9cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

I love Spice Book, at Marks and Spencer
Over 100 recipes for people who like it hot! Each illustrated with a beautiful colour photograph of the finished dish

Blue Harbour Pure Linen Short Sleeve Shirt, at MarksandSpencer
Relaxed and stylish, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Per Una Pure Cotton Floral Print Blouse, at Marks and Spenser
A feminine floral print blouse in pure soft cotton featuring frill hem and sleeve

Layered Cover Up Beach Dress, at Marks & Spencer
Fabulously fashionable, this flattering cover up is designed in the latest shape. Fashionable, practical and comfortable

Pure Cotton Short Sleeve Bon Voyage T-Shirt, at Marks & Spencers
Cute and fun, the Bon Voyage motif and slogan makes this t-shirt extra special. It's made from soft cotton fabric and feels comfy to wear. The popper fastening makes it easier to dress him

Rockridge Merlot 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Cotton Rich Heart Print Bikini Knickers, at Mark's & Spencer
These heart print cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

3 Pairs of Cotton Rich Heart Print Socks, at Mark & Spensers
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Younger Girls' Pure Cotton Heart Print Baseball Cap, at M & S
Fashionable and fabulous, this baseball hat is a great choice for fun in the sun

Florentyna Body Lotion, at M & S
Body lotion with moisturisers 250ml

Juliana Mixed Bead Necklace & Earrings Set, at M&S
2 part set Adjustable length mixed bead necklace with clasp fastening Hook fastening mixed bead in a drop style earrings Necklace lengths: 48cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

5 Pairs of Star Sports Sock, at Marks and Spencer
Fun and fashionable, these soft cotton socks feature assortred designs

Autograph Double Button Straight Leg Trousers, at Marks and Spencer
Luxurious and elegant, these smartly tailored straight leg trousers are part of our exclusive Autograph range

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.