Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks&Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Portfolio Overlapped Disc Collar Necklace, at Marks and Spenser
Adjustable length Clasp fastening Overlapped disc design Necklace length 45cm

Sony DPF-D70 Digital Photo Frame, at Marks and Spencers
Display: 7 inch photo-quality LCD screen. Actual viewing area: 152 x 91mm Features: Intelligent orientation sensor automatically rotates picture for correct viewing with frame in landscape or portrait positions. Choice of Slideshow modes or clock display Connectors: Multi-card slot accepts Memory Stick, Memory Stick Duo, SD, MMC, CompactFlash, MicroDrive or xD media Image Transfer: Easy transfer of images from connected PC to photo frame's internal memory with no software required Memory: 256MB internal memory stores up to 500 pictures: Auto size adjustment re-scales large files for increased album capacity Accessories: Wireless remote commander and AC power adaptor M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Autograph New York Bath Cream, at Mark's & Spencer
Bath cream 200ml

Younger Boys' Pure Cotton Buzz Shorties, at Marks and Spencer
A must for fans of Toy Story, these pure cotton shorties feature Buzz Lightyear

2 Halves of Dressed Fresh Canadian Lobster, at Marks & Spencer
Serves 2 2 halves Ready to eat 184g total weight As featured on page 22 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Multiple Bead Shanghai Hoop Earrings, at Marks and Spencer
Hook fastening Hoop style Multiple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Handcrafted Princess Mummy's Day, at Marks and Spencers
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

La Basca Uvas Blancas 2008 - Case of 12, at Marks & Spensers
Style: Dry Grape variety: Verdejo and Viura Country of origin: Spain Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maternity Ruched Front Bikini Top, at Marks and Spencers
Relaxed and casual, this ruched front bikini top is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Stainless Steel Meat Prong, at Marks & Spencer
Loop in the handle for hanging Stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Fold Die Cut Presents Card, at Mark's & Spencer
Cover Text: Happy Birthday Message: Have a Great Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 152 x 215mm

5 Pairs of Contrast Toe & Heel Socks, at Marks & Spencer
Perfect for everyday wear, these great value socks feature added stretch to provide a long lasting fit and comfort

Blue Harbour Pure Cotton Long Sleeve Check Shirt, at Marks and Spencer
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Handcrafted Valentine's Kisses Bulldog Valentine Card, at Marks and Spencers
Cover Text: Valentine kisses Inside message: Just for you xxx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Portfolio Assorted Bead Stretch Bracelet, at Marks&Spencer
Stretch style Assorted bead design

High Impact Underwired Sports Bra, at Mark's & Spencer
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

Older Girls' Skinny Belt, at Marks and Spencer
Fun and fashionable, this skinny belt adds a stylish finishing touch

Pure Cotton Short Sleeve Apple Print Top, at Marks and Spencer
Cute and practical, this top is outstanding value. The soft cotton fabric will keep her happy and comfy

Adjustable Task Collection - Table Lamp, at Marks & Spencers
Antique-effect brass finish Height adjustable from 54 cm to 76 cm H40 x Diam 19cm Frosted glass shade Bulb: 40W SES golf ball This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Wool Rich Mouflon Coat, at Marks&Spencer
Wrap up in style! This warm, soft coat in wool-rich mouflon will keep you feeling cosy and looking chic. Lined and smartly finished with side pockets, it's the perfect blend of fashion and comfort

T394802, at M & S
Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Check Bib Shirt, at Marks and Spencer
This fashionable short sleeve shirt is made from super soft fabric that looks and feels great. Check bib details gives it a cool contemporary edge

Cotton Rich Skinny Jeans, at Marks and Spencers
Long and lean, skinny jeans are an edgy modern style. This stretchy pair sits on the waist and is cut to fit and flatter. Wear with some volume on your top half to balance the shape and give an even leggier look

3 Pure Cotton Assorted Tatty Teddy Vests, at Marks & Spencer
Fun and fabulous, this 3 pack of cotton vests makes a great way to stock up on essential style

Signature Natural Cotton Infusion Sticks, at Mark & Spensers
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Floral Print Top, at Marks and Spencer
This fashionable top features a floral print detail for a fabulous contemporary look

Autograph Sateen - SATEEN STRIPE DC, at Marks and Spencers
Manufacturer: Marks & Spencer

Formula HydraSkin Therapy Aqua Boosting Mask, at Marks and Spenser
Instantly moisturizes Revitalizes and energizes Restores suppleness and radiance Hypoallergenic Suitable for all skin types 75ml

Pure Cotton Scoop Neck Button Detail Top, at M&S
A versatile classic, it's the stylish design on this cotton top that makes it such an irresistible addition to your wardrobe

Pastel Zoo Animals Multipack of Mini Thank You Cards, at Marks and Spencers
Cover text: Design 1: thank you, Design 2: thanks, Design 3: thank you, Design 4: thanks! Inside message: Blank for your own message Pack contains: 8 cards, 4 designs Approx size: 95 x 80mm

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.