There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Besides M&S Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Magic Lock Towel Ring, at M & S
Wall mounted H19 x W24cm, Manufacturer: Marks & Spencer

Pure Cotton Indulge Cushion, at MarksandSpencer
Square shape Variegated box design Textured Lined Dimensions: 43cm x 43cm, Manufacturer: Marks & Spencer

Pure Cotton Racoon Reversible Hooded Jacket, at Marks and Spencer
He'll have two looks in one with this practical reversible hooded jacket. It's warmly padded and made from soft comfortable cotton

Machine Washable & Tumble Dry Single Breasted 3 Button Jacket, at Mark & Spensers
Put an end to expensive trips to the dry cleaner with our innovative Machine Washable range

Classic Collection Long Sleeve Fleece Jacket, at Marks and Spencers
Perfect for relaxing at home as well as keeping warm outside, this cosy fleece features jacket-style detailing for a smart, fashionable look. So versatile and comfortable, you'll want to wear it all the time.

2 Hepworth Upholstered Dining Chairs, at Marks&Spencer
H97 x W46 x D62cm Seat H48cm Neutral-coloured stripe fabric Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Mixed Bead Necklace, at Marks & Spensers
Mixed bead design Chain necklace Clasp fastening Necklace length 97cm

5 Younger Girls' Pure Cotton Tatty Teddy Shorts, at Mark & Spencers
A must for fans of Tatty Teddy, these pure cotton shorts feature cute motifs of the popular character

Samsung ES55 Digital Camera, at Marks & Spencer
Pixels: 10.2 megapixels Zoom: 3 x optical zoom Display: 2.5 inch TFT colour LCD Screen ISO Equivalent : The high sensitivity setting of ISO 1600 lets you take clearer pictures, in poor lighting conditions, without camera shake or image blurring Dimensions: W90.4 x H59 x D21.6mm Weight: 116g (without battery and card) Digital Image Stabilization: DIS (Digital Image Stabilization) Storage capacity: Internal memory: approx 9MB, External memory: SD Card (up to 2GB guaranteed) MMC plus(up to 1GB guaranteed) SDHC (up to 8GB guaranteed) Power Source: Samsung SLB-10A Self Portrait: Accurate exposure and focus for self portrait shots M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Floral Collection Magnolia Bath Cubes, at Marks & Spencer
Pack of 4 cubes Magnolia fragrance Weight: 4 x 22g

Camouflage Digital Watch, at Marks & Spencers
Round face Camouflage print Stitch detail Date display Four function buttons Digital

My First Noisy Police Car, at Marks & Spenser
Toy police car Light feature Batteries included Suitable for ages 0-3yrs H10cm x L12cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

2 Pairs of Tatty Teddy Socks, at M&S
A must for fans of Tatty Teddy this 2 pair pack of socks features assorted designs

La Source Chablis 2006 - Case of 6, at Marks & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Leather Cut Out Butterfly Shoes, at M+S
Round toe Cut out detail Bow feature Slip on Mid heel Available in sizes 3-8, including half sizes

Classic Butterfly Wife Wedding Anniversary Card, at Marks & Spencers
Cover text: For my Wife On our Anniversary Inside message: With all my love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125 mm

125 Years Gift Card, at Marks and Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Hooded Reversible Top, at Marks and Spenser
She'll have two looks in one with this practical reversible hooded top. It's warmly padded and made from soft comfortable fleece and cotton

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks and Spencer
The stripe, flower and butterfly design adds a stylish touch to these comfortable cotton rich socks

Wax Shoe Polish, at M&S
This traditional wax polish increases water resistance and protects and nourishes leather

Collezione Pure Merino Wool Rugby Top, at Marks n Spencer
Fashionable and contemporary, this rugby collar top is part of Collezione, a sophisticated menswear collection inspired by Italian style

Autograph Chrome Desk Lamp, at M+S
Classic design Adjustable arm Chrome plated finish Round base, Manufacturer: Marks & Spencer

La Prendina Estate Pinot Grigio 2008 - Case of 12, at Mark & Spensers
Style: Dry, medium bodied Grape variety: Pinot Grigio otherwise known as Pinot Gris Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites This product is not available for international delivery. Find out more

Perfect Wool Blend Double Breasted Belted Coat, at Marks and Spenser
Military detailing is still one of this season's main style stories. This belted, funnel neck coat really works the look

Kitchen Butchers Block, at Marks & Spencer
H90 x W55 x D60cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Post Surgery Criss Cross Swimsuit, at M+S
Feminine and flattering, this swimsuit has been especially designed for a perfect fit and great support after surgery. Every element has been considered for maximum comfort against delicate scar tissue and it's been extensively tested so every part stays in place

Blue Harbour Ultimate Linen Roll Up Sleeve Chambray Shirt, at M & S
This Ultimate Linen shirt has a unique added performance that helps keep you cool, dry and fresh by drawing moisture away from the skin and reducing odour, while also helping your linen to stay smart throughout the day. It's also easy to iron, so looking your best is now easier than ever

Patchwork Heart Wedding Anniversary Card, at Mark's & Spencer
Cover text: Happy anniversary Inside message: Blank for your own message Approx. Size: Unfolded: 215 x 150mm

Per Una Pure Cotton 3/4 Length Sleeve Check Pyjamas, at Marks and Spencer
Modern and feminine, these pretty check pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Collezione Pure Silk Multi Stripe Tie, at Marks & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring. Made in Italy

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.