Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Besides Marks & Spencers Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Airflex™ Apron Leather Slip-On Shoes, at Marks & Spensers
Slip-on Square toe Stitch detail Block heel Expanding breathable and waterproof sole Unique airflex™ airflow system for unbeatable comfort

Thin Strap Bead Stripe Swimsuit, at Marks & Spenser
Modern and colourful, this stylish swimsuit features a striking stripe print. Make a splash!

Pure Cotton Woven Check Design Vest Top, at Marks & Spencers
It's the beautifully detailed embroidery that makes this sleeveless woven vest top irresistibly stylish

Gingerbread Man Pastry Cutter, at Marks&Spencer
Gingerbread man design, Manufacturer: Marks & Spencer

Plain Swimming Trunks, at Marks & Spensers
Perfect for holidays or school swimming lessons, these practical trunks are outstanding value

Handcrafted Valentine's Kisses Bulldog Valentine Card, at M & S
Cover Text: Valentine kisses Inside message: Just for you xxx This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

All Whites - Case of 12, at Marks & Spencers
2 Catarratto Inzolia 2008 2 Tupungato Sauvignon Blanc 2009 4 Valmont Blanc 2008 4 Castillo del Moro Airn Sauvignon Blanc 2008 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Floral Lace Thong, at Marks and Spencer
Delicate and feminine, this gorgeous string is made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Portfolio Beaded Drop Earrings, at Marks & Spensers
Hook fastening Drop style Bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Scoop Neck Pleated Crochet Bib Top, at M+S
A stylish short sleeve top featuring a tie bow front and a pleated crochet bib

M&S 1.5m High Performance Flat Gold Scart Cable, at Marks and Spencers
1.5 metre flat cable 24 carat gold connections Titanium finished plugs Multiple shielding for minimum interference M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Les Closiers Châteauneuf-du-Pape 2007 - Case of 6, at Marks & Spencer
Style: Dry, full bodied Grape variety: Grenache, Syrah, Mourvdre, Cinsault, Counoise Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

4 Linen Mugs - Sage, at Marks and Spencer
Set of 4 H 11cm Linen floral print, Manufacturer: Marks & Spencer

Play Iron, at Marks & Spenser
Suitable for ages 3+ Promotes imaginative play Height: 17cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Plain Leather Gloves, at Mark's & Spencer
Luxurious, fashionable and elegant, these plain leather gloves are fully lined. This season's style at your fingertips!

Lilac Allium 70th Birthday Card, at Marks & Spencers
Approx. size: 178 x 126mm Cover text: Happy 70th birthday Inside message: With love on your 70th birthday

Floral Embroidered Hat & Mitts, at Marks & Spensers
Keep little heads and hands warm with this embroidered hat and mittens set in soft comfy fabric

Per Una Short Sleeve Knitted Top with Floral Scarf, at Marks and Spencers
A cosy short sleeve knitted top with a floral scarf, features lace trim neckline

7 Denier Ladder Resist Ultra Sheer Tights, at Marks & Spencer
Our new innovation in fabric technology incorporates stretch into every single stitch to create an even, lightweight design and comfortable fit that's ladder resistant and simply a dream to wear

Dad's Den Card, at Marks & Spensers
Cover text: Dad's den Inside message: Have a wonderful day Approx size: 175mm x 126mm This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future

'Dotty Daisy' 30th Card, at Marks & Spencers
Cover Text: Congratulations! 30 Inside message: Happy Birthday! 230 x 114mm

3 Layer Faceted Bead Necklace, at Marks&Spencer
3 layers Multi coloured beads Facet detail Adjustable length Clasp fastening Necklace length: 43cm

Lichfield Extending Dining Table, at Marks & Spensers
H75 x W95 x L145cm (H29.3 x W37.4 x L56.6in ) Extends to Length 195cm (76.1in) Seats 6 Extends to seat 8 using the spare central leaf stored beneath the table top Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Top panel is veneered with solid oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Shipwreck Ditsy Dress, at Marks & Spencer
A modern v-neck dress featuring a floral print and button detail

Luxury Cotton Rich Stripe Shirt with Silk, at MarksandSpencer
The superior quality, cut and detailing on this luxurious cotton rich and silk shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Windsor Bedstead, at Marks and Spencer
Headboard H112cm Endboard H73cm Underbed H26cm Single: L206 x W105cm Double: L206 x W152cm 5ft: L216 x W167cm Mattress sold separately Made from from solid pine Finished with low sheen lacquer for added durability Delivered flatpack due to size Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Stripe Polo Shirt, at Mark & Spensers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Secret Support™ Floral Bow Mule Slippers, at Marks and Spencer
Luxurious and fashionable, these bow detail slippers are made from soft suede. Relax in style and comfort!

Fenton Armchair, at Marks & Spenser
H90 x W96 x D103cm Seat H51cm, arm H60cm, top back rail H76cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from polyester fibre Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid hardwood feet with dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Limited Collection Lace Up Wellie Boots, at M & S
Round toe Contrast lace detail Low heel Heel height: 23mm Comes in sizes 3-8

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.