M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Pure Duck Down 10.5 Tog Duvet, at Marks & Spencers
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 230 thread count and 100% cotton downproof cover Light and natural filling Made using multi-pocket construction. Each box is individually filled to make sure the filling is evenly distributed, which keeps you warm and cosy all night long Highest quality class 1 duck feather down Pure duck down Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Girls' Limited Cotton Rich Stirrup Denim Leggings, at Marks and Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Luxury Pure Cotton Long Sleeve Poplin Shirt, at Marks and Spencer
Woven from superior cotton to provide the best in fit and feel, the crisp lines of this Savile Row inspired design presents the ultimate in formal sophistication

Tiga Leather Chair, at Marks and Spencer
H87 x W47 x D59cm Seat: H43cm Single chair Made from solid sheesham with leather seat Finished with a protective matt lacquer for added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Floral Stripe Tie, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Compton Coffee Table, at Marks & Spencers
H45 x W90 x D90cm 1 fixed shelf Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Solid hardwood legs Side panels, door panels, back panels made from oak veneer. Top panels made from oak veneer with a solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Compton Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Assorted Cupcake Briefs, at Marks & Spencer
Cute and trendy, this 5 pack of cotton briefs feature assorted cupcake designs

Big & Tall Single Pleat Crease Resistant Trousers, at Mark & Spencers
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Bright Watercolour Flowers Birthday Card, at Mark & Spencers
Cover Text: Birthday Wishes Inside Message: Have a wonderful day Approx size: 174 x 126mm

Pure Silk Polka Dot Handkerchiefs, at Marks & Spencer
Luxuriously soft handkerchiefs in pure silk

Classic Collection Pure Cotton Crochet Neck Top, at Marks and Spencers
Modern and stylish, this versatile top is made from soft easycare fabric and features a crochet neck. A fashionable style with a comfortable, flattering fit

Mounted Lens Wraparound Sunglasses, at Marks and Spenser
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

Autograph Criss Cross Knot Waist Belt, at Marks & Spencer
Define your waistline with this fashionable criss cross knot belt

Per Una Pure Linen Single Button Jacket, at Marks and Spencer
A fashionable single breasted jacket in pure cool linen featuring a turn up sleeve and single button fastening with detachable broach

Ceriso Styled Embroidered Padded Push Up Bra, at Marks and Spencer
Flirty and feminine this modern bra features intricate floral embroidery. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Aluminium Griddle Pan, at Marks n Spencer
Grey aluminium design Non-stick Diam: 24cm, Manufacturer: Marks & Spencer

Pointelle Thermal Crochet Trim Vest, at Marks and Spencer
Indulge in soft, warm comfort with this thermal easy to wear knitted vest. Perfect for adding a snug extra layer to your outfits during the winter months

Faux Pearl Detail Beret Hat with Wool, at Marks and Spencer
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch

Collections - LOTUS FL FILLED, at Marks & Spencers
Manufacturer: Marks & Spencer

Pure Cotton Marcella Stud Dinner Shirt, at Marks & Spencers
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome marcella design

12 Piece Sennen Dinner Set - Blue, at Mark & Spensers
12 piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls 4 dinner plates: Diam 28cm 4 side plates: Diam 21cm 4 cereal bowls H8.5 x Diam 14cm Single stripe trim design, Manufacturer: Marks & Spencer

Dolly Mix Bedset, at Marks n Spencer
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Crackle Ceramic Table Lamp, at Marks & Spensers
Cracked effect Fabric shade Diam 23.5 x H33cm Bulb: GLS 822 60W & energy saving equivalent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph SupimaŽ Sateen Fitted Sheet, at Marks & Spensers
500 thread count 100% Supima cotton Supima is internationally recognised as the world's finest cotton. Only 1% of the world's cotton supply is fine enough to carry the Supima brand Supima is renowned for its superior strength, enhanced durability and sumptuous feel Normally available in single, double, kingsize and super-kingsize, Manufacturer: Marks & Spencer

Dave's Celebration Goal Birthday Card, at Marks n Spencer
Cover Text: Happy Birthday! Inside Message: Have a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Embroidered Flowers Granny Birthday Card, at Marks & Spencer
Cover text: Granny Inside message: Blank for your own message Approx size: 150 x 150mm

Per Una Peep Toe Slingback Wedges, at Marks and Spencers
Peep toe Knot design Slingback style Buckle fastening Heel height 69mm

Gold Plated Frosted Loop Set, at Marks and Spenser
2 part set Butterfly fastening loop earrings Clasp fastening frosted loop necklace Diamant detail

Diamond Mesh Tights, at Marks & Spenser
Treat your legs to a touch of style. These diamond mesh tights have a durable reinforced design to keep them looking good, wear after wear

Floral Pendant Necklace, at Mark & Spencers
Clasp fastening 3 strand necklace Mixed bead design Floral pendant Necklace length: 41cm, extendable by 8cm

Besides Mark's & Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.