M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Multi Weave Scarf with Wool, at Marks & Spencer
Keep out the chills in fashionable style with this warm soft weave scarf in a modern chunky cable multicoloured knit.

Cotton Rich Fine Stripe Belted Shorts, at Marks & Spencers
Cute and sassy, these easy fit cotton rich shorts are relaxed and casual. A large bow detail adds a stylish finishing touch

Petite 3/4 Sleeve Stripe Shirt, at M&S
Chic and modern, this 3/4 sleeve shirt is made from a comfortable cotton blend and features a stripe design. Specially designed and perfectly proportioned for the petite frame

Hot Tropic Stack Necklace, at MarksandSpencer
Adjustable length Clasp fastening Mixed beads Chunky style Necklace length 41cm, extendable by 8cm

Medium Lines Flared Vase, at M&S
Squiggle detail Flared Handmade W15.2 x D15.2 x H43cm, Manufacturer: Marks & Spencer

Little Hands Shapes, at Marks & Spencers
Lift the flap shapes will help young children to develop shape recognition, and provide the ideal basis for simple learning games

Airflex™ Leather Loafer Shoes, at Marks and Spencers
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Sprung-Edge Non-storage Divan & M100 Mattress, at Marks & Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41 Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Weekend Pure Cotton Stripe Shirt, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Long Sleeve Zip Fastening Fleece Jacket, at Marks and Spenser
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Coloured Spots Medium Gift Bag, at Marks & Spencer
Coloured spots medium gift bag with coordinating striped tag 1 gift bag Approx size: H260 x W200 x D90mm

Autograph Radiance Blusher, at Marks & Spencers
Hypoallergenic Includes compact mirror inside

White Pearl Damask Table Numbers, at Marks & Spencers
Contains: 12 table numbers Approx size: 150 x 110 mm

Perfect Modal Blend Scoop Neck Stripe Top, at Marks and Spencer
What weekend chic is all about. This soft, pima cotton modal tee looks great with jeans or cords

Autograph Pure Cashmere Crew Neck Jumper, at Mark's & Spencer
Sophisticated and modern, this crew neck jumper is made from pure cashmere for the ultimate in luxurious softness. Exclusive, luxurious and beautiful

Autograph Pure Cashmere Knitted Scarf, at Mark & Spensers
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Long Crinkle Stripe Panel Skirt, at Marks & Spenser
Long and lovely, this cotton blend skirt is a stylish, versatile choice. A fabulous fashionable look

Sensational at Sixty Card, at Mark's & Spencer
Cover text: Sensational at Sixty Inside is blank for your own message 175 x 126mm

Cashmilon™ Long Sleeve V-Neck Jumper, at Marks & Spencers
Supersoft cashmilon™ makes this outstanding value jumper feel so comfy to wear. A practical easycare style

Fire Vehicles Set, at Marks & Spencers
Suitable for ages 3-6 years 5 fire-fighting vehicles Includes a fire truck, fire inspector's car, van, pick-up and a helicopter Imaginative play This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Younger Girls' Plain Fluffy Dressing Gown, at Marks & Spensers
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Autograph Pomegranate Infusion Sticks, at Marks & Spencer
Pomegranate scented Long lasting infusion sticks, Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Boxers, at Marks & Spencers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Autograph Pure Cotton Long Sleeve Large Check Shirt, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Chrome Collection Towel Rail, at Marks and Spencers
Polished finish Wall mounted H1.5 x W62 x D6.6cm, Manufacturer: Marks & Spencer

Silver Plated Diamanté Pendant Necklace, at Mark & Spensers
Clasp fastening Adjustable length Diamant detail Necklace length 40cm, extendable by 8cm

Cotton Blend Long Sleeve Boyfriend Cardigan, at M+S
Soft and comfy, this long sleeve boyfriend cardigan is made from cotton blend and features a front tie waist. A fashionable easycare style

2 Easycare Long Sleeve Stripe Shirts, at Marks and Spencers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

GG-J Half Lace Underwired Bra, at Marks and Spencers
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

DeLonghi Espresso Icona ECO310W Coffee Maker, at Marks & Spencers
High performance 15 bar pump pressure Stylish pearl white high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for prefect crema Removable 1 litre water tank Built to accommodate either 2 full sized cappuccino cups or 2 espresso cups Stainless steel removal drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.