M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Petite Single Breasted Water Repellent Mac, at MarksandSpencer
Practical and fashionable, this water repellent mac is perfect for drizzly days

Portfolio Mosaic Bead Necklace, at MarksandSpencer
Clasp fastening Adjustable length Mosaic bead design Necklace length 81cm

Pure Linen Wide Leg Beach Trousers, at Marks and Spencer
A fashionable relaxed look in pure linen - summer's coolest fabric!

Boys' Limited Stripe Tassel Scarf, at Marks and Spencer
Fashionable and cosy, this stripe scarf features tassel trim

Autograph Bling Cat Keyring, at Marks and Spencer
Link chain Cat shape Diamant detail

Post Surgery Rio Floral Print Bra with Silk, at Marks & Spencer
Glamorous and luxurious, this floral bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape

3 Older Boys' Cotton Rich Bart Simpson Trunks, at Marks&Spencer
A must for fans of the Simpsons, these cotton rich trunks feature skateboard Bart motifs

Saint Mont 2008 - Case of 12, at Marks n Spencer
Style: Dry Grape variety: Gros Manseng, Petit Courbu & Arrufiac Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Leather Apron Lace-Up Shoes, at M & S
Apron design Square toe Stitch detail 3 eyelets Lace-up Block heel

Animal Sparkle Jacquard Scarf, at Marks n Spencer
Add some sheer glamorous sparkle to your look with this elegant animal print scarf. The perfect accessory to this season's styles

Formula Calming Day Cream, at Marks and Spencer
Contains chamomile and vitamin E Especially formulated for sensitive skin Hypoallergenic 50ml

M&S 1.5m High Performance Gold HDMI Cable, at Marks and Spencer
1.5 metre cable 24 carat gold connections Titanium-plated plugs Multiple shielding for minimum interference Suitable for high definition devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

V-Neck Guipure Lace Plain Vest, at Marks and Spencer
A pretty addition to any wardrobe. This beautiful vest matches lush guipure lace with the cosy, convenient qualities of a soft and easy to care for design

Blue Harbour Pure Cotton V-Neck T-Shirt, at Marks&Spencer
Working well with jeans or joggers, the versatile appeal of this easy to care for pure cotton T-shirt makes it a practical choice for weekend and leisure wear

Pure Cotton Short Sleeve Pleated Bow Top, at M&S
This short sleeved top will make a useful addition to your wardrobe. It features smart pleated bow design for a stylish casual look

Tiga Nested Coffee Tables & Side Table Set, at Marks & Spencer
3 piece set Coffee table: H45 x L140 x D46cm (largest) Side table: H46 x W46 x D46cm Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Textured Single Breasted 2 Button Piped Jacket, at Marks and Spencer
Chic and stylish, this single breasted jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

Beaded 65th Birthday Card, at Marks and Spencer
Cover text: 65 Today Inside message: Happy Birthday Approx size: 178 mm x 125 mm

Centre Crease Bootleg Trousers, at Marks & Spensers
Smart and modern, these easycare bootleg trousers have an elasticated waist for a comfortable fit. A fashionable and practical choice for school

Meccano® Maxi Digger Set, at Marks and Spencers
Tools included Over 50 parts included Builds one model Instructions included Suitable for ages 8 years to adult This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Glass Ball Candle Holder, at Mark & Spencers
Ball design Thick base Diam 10.6 x H13cm, Manufacturer: Marks & Spencer

XBOX 360® Virtua Tennis™ 3 Game, at M&S
Communicate with the top seeds and arrange training games or exhibition matches in the all new career mode Online tournaments and modes let you take challenges from across the world 20 of the world's best tennis stars including Rafeal Nadal, Andy Roddick, Roger Federer, Maria Sharapova & Martina Hingis Photo realistic graphics New World Tour mode Multi Set Tennis for the first time in VT Court Games - new mini games for 1 - 4 players M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Pure Cotton Piped Double Breasted Mac, at Marks and Spencers
A simple, fitted mac is a versatile piece that will never go out of fashion. This mid length version is given a contemporary twist with a double breasted cut and contrast piping

Leather Lace Up Tramline Shoes, at Marks & Spencers
Square toe Stitch detail Lace up Tramline design Block heel

Autograph Flock Stripe Padded Bra, at M & S
Luxurious and elegant, this underwired bra features flock stripe design. Gentle padding and underwiring give a flattering uplifted shape. Beautiful exclusive lingerie

7 Pure Cotton Short Sleeve Assorted Bodysuits, at Marks & Spenser
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Flat Front Trousers, at M+S
Smart and stylish, these flat front trousers are outstanding value

Portfolio Gathered Front V-Neck Cardigan, at Marks and Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Blue Harbour Luxury Pure Cotton Royal Oxford Check Shirt, at Mark & Spensers
Soft, comfortable and very stylish, this luxury shirt is made with fantastic attention to detail

PURE ChargePAK E1 Rechargeable Battery Pack, at Marks & Spensers
Easy to install - can be fitted in seconds Easy to use - just fit and forget Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Replaces the need for throwaway alkaline batteries Provides up to 24 hours wireless listening Battery specification: lithium-ion 3.7V 8800mAh Compatible with PURE radios: EVOKE Flow, EVOKE Mio, EVOKE-1S, EVOKE-2S M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee *Must be returned with the tamper seal intact for full refund

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.