Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spencers Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Besides Marks & Spensers Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Big & Tall Autograph Short Sleeve Crew Neck Vest, at Mark & Spencers
Featuring the best in modern fabric and contemporary design, this luxurious vest feels exceptionally comfortable and gives a superior fashionable fit

Lavender Scented Pot Pourri Box, at Marks & Spensers
Lavender fragrance Presented in a box, Manufacturer: Marks & Spencer

Autograph Exclusive Pure Cashmere V-Neck Poncho, at Marks and Spencer
Wrap up warm in fashionable style with this v-neck poncho. It looks great over this season's fashions, or wear with jeans and boots

Per Una Mock Layer Knitted Top, at Marks & Spencer
A smart 3/4 sleeve mock layer knitted top. The frill trim makes it extra stylish

Cotton Rich Mock Layer Jumper, at Marks and Spencer
Fashionable and flattering, this mock layer jumper is made with comfortable breathable cotton. A smart modern look

Cut Flowers Fragrance Diffuser & Refill Plug-In, at Marks and Spencer
Changeable fragrance 15ml of fragranced liquid Lights up when in use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Maxim Wine Glass, at M&S
Maxim style Coloured glass H21.5cm 36cl, Manufacturer: Marks & Spencer

Faux Pearl Collar Necklace, at Marks & Spensers
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

5 Older Boys' Graphic Camouflage Socks, at Marks & Spencer
The graphic camouflaged design adds a stylish touch to these comfortable socks

Ruched Floral Bedcover, at Marks and Spencer
Rouched flower design 250 x 265cm, Manufacturer: Marks & Spencer

M&S USB Mini Cable, at Marks & Spencer
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Linen Blend Chambray Belted Skirt, at Marks & Spenser
Smart and modern, this linen blend skirt features a tie waist belt. A smart modern look

Sketchy Bear Mum Birthday Card, at Marks & Spencers
Cover text: To a wonderful Mum Inside message: Blank for your own message Approx size: Unfolded: 178 x 126mm

Tencel® Longline Bib Shirt, at Marks & Spensers
Smart and stylish, this longline shirt is made from soft, comfortable tencel. It features a pleated bib for a fashionable look

M&S Flush Wall Mount for 21-26'' TV, at Marks & Spenser
Fits LCD and TFT screens from 21-26 inches Flush to wall mount VESA compliant for 75, 100 and 200 standard fittings Simple two-part assembly All fixings supplied Dimensions: H28.5 x W29 x D8.5cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

3 Cool & Fresh Pure Cotton Assorted Boxers, at M&S
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Firm Control No VPL Border Thigh Slimmers, at Marks & Spenser
These firm control knickers gently shape tums, thighs and bums for a sleeker, slimmer silhouette. They're designed without hems for a smooth no-show look under clothes

Pure Cotton Pyjamas, at Marks & Spensers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

Dolly Mix Bedset, at Marks & Spensers
Co-ordinate with 50/50 pink plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V Doll print, Manufacturer: Marks & Spencer

Autograph Pure Linen Abstract Animal Print Scarf, at MarksandSpencer
Luxurious, fashionable and elegant, this pure linen scarf features an abstract animal print and tasselled ends

5 Lace Front Low Rise Bikini Knickers, at MarksandSpencer
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

DeLonghi Espresso Icona ECO310B Coffee Maker, at Marks and Spencer
High performance 15 bar pump pressure Stylish azure blue high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for the perfect crema Removable 1 litre water tank Built to accommodate 2 full sized cappuccino cups or 2 espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

Blue Harbour Numbered Rugby Polo Shirt, at Marks and Spencer
Casual and relaxed, this short sleeve rugby polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Portfolio Twist Sleeve Top, at M+S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Antique Brass & Glass Coffee & Side Table Set, at MarksandSpencer
2 piece set Coffee table: H46 x L111 x 55.5cm Side table: H51 x W50 x D41cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Deep V-Neck Boyfriend Cardigan, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Ingredients Cocoa Bean Body Butter, at Mark & Spensers
Cocoa bean scented 200ml Not tested on animals Pot dimensions: H5.5 x Diam10cm

Per Una Palm Leaf Skirt, at Marks & Spencer
A beautiful knee length skirt featuring a palm leaf print and flared hem

Limited Collection Brushed Hoop Earrings, at Marks and Spencers
Hoop style Brushed detail Butterfly fastening

Bright Prints Lunch Bag, at MarksandSpencer
This bright green and blue bag is a great way to keep your sandwiches cool and fresh until lunchtime. The top of the bag rolls down and is secured with hook and loop fabric, and the bag is insulated to keep food cool

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.