Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is MarksandSpencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

5 Pure Cotton Assorted Bibs, at Marks & Spencer
Cute and practical, this handy pack of 5 cotton bibs is great value

Older Girls' Pure Cotton Shopping Bag, at Marks and Spencer
Stylish girls need to keep all their essentials to hand, so this heart print shopping bag is a must have!

Sweet Chilli & Lime and Coriander & Lime Chicken Platter, at Marks & Spencers
Serves 8 Ready to eat Suitable for freezing 360g As featured on page 17 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Airflex™ Apron Derby Shoes, at Marks and Spencers
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Autograph Flock Stripe Thong, at MarksandSpencer
Glamorous and sophisticated, this modern thong features flock stripe design and lace detail. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Plain Slip-On Basic Mules, at Mark & Spencers
Relax in style and comfort in these soft mule slippers. Machine washable for added convenience

Floral Print Flexilite Umbrella, at M&S
Brighten up rainy days with this stylish lightweight umbrella

Mother of Pearl Photo Frame 10 x 15cm (4 x 6"), at Marks & Spensers
Mother of pearl border Aperture: 10 x 15cm (6 x 4''), Manufacturer: Marks & Spencer

Maternity 2 Plain Full Length Leggings, at M & S
Fashionable and modern, these plain leggings are designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. An essential fashion favourite

Pavilion Side Plate, at M+S
Round shape Platinum detail, Manufacturer: Marks & Spencer

40 Denier Bodysensor™ Support Opaque Tights, at Marks & Spencer
These medium support tights are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

5 Cotton Rich Spot Print Bikini Knickers, at Marks and Spencer
These spot print cotton rich bikinis are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Diamond Weave Straw Trilby, at Marks & Spencers
Made from 100% natural straw, this hat is vented and has a wide brim, with, naturally a turned up backside. Finished off with a stiped band around the crown to give this hat a vintage look with an update sense of fashion and comfort

Rectangle Face Watch, at Marks&Spencer
Rectangle face Analogue Wind up mechanism Buckle fastening

Autograph Veneto Dining Table & 4 Bonded Leather Dining Chairs Set, at Marks & Spencer
Glass dining table: H73 x D120cm Seats 4-6 people Toughened clear safety glass Chairs: H89 x W41 x D50cm Seat: H47cm 4 bonded leather chairs Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Ribbon Trim Hat, at M&S
Keep ahead of the trends with this contemporary ribbon trim sunhat, an essential look for style in the sun

First Mummy's Day Card, at M & S
Cover text: 1st Mummy's Day Inside message: A Special Day for a Special Mummy Approx size: 150 x 150mm

Older Girls' Stripe Heart Bra & Short Set, at Marks n Spencer
A pretty matching set in cotton rich fabric. The non-wired bra is designed for a comfortable fit. Non-wired designs are the best choice for first bras

Pure Linen Embroidered Ginko Cushion, at Marks and Spencer
Square shape Embroidered design Hand sequins linen cushion with feather inner Lined L50 x W50cm, Manufacturer: Marks & Spencer

Portfolio Side Ruched Patent Court Shoes, at Mark & Spencers
Court style Almond toe Patent effect Side ruched feature Mid heel Slip-on Heel height: 52mm Comes in sizes 3-8, including half sizes

Racing Car Cake, at Marks n Spencer
25 portions Sponge cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Total size: 24cm round 2.1kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving Flag pole not edible As featured on page 66 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Autograph Skinny Plain Tie, at Marks and Spencers
Cut narrower for a contemporary look, this skinny tie adds a smart finishing touch. Ideal for sixth form wear

Lace Trim Brazilian Knickers, at Marks & Spencers
Brazilian briefs are the newest trend in knicker shapes with their flirty cutaway styling at the front and back. These flattering lace trim briefs are designed to make the most of your figure

Pure Cotton Hooded Waxed Jacket, at Marks & Spencer
Stylish and fashionable, this pure cotton hooded waxed jacket makes a comfortable and practical choice

Portfolio Drawstring Wide Leg Joggers, at Marks and Spencers
With added stretch for essential ease of movement, these comfy and practical drawstring joggers are great for active workouts or relaxing in style

Cotton Rich 3/4 Sleeve Mock Layer Jumper, at Marks & Spencer
Contemporary and casual, this jumper is made with cool comfortable cotton and features a mock undershirt for a fashionable look

Animal Print Slab Stretch Bracelet, at Marks & Spenser
Animal print design Stretch style Inner diameter: 5.5cm

5 Older Girls' Pure Cotton Contrast Trim Shorts, at Marks and Spencer
Stock up on stylish essentials with this 5 pack of contrast trim cotton shorts

Bordeaux Merlot 2007 - Case of 12, at M&S
Style: Medium bodied Grape variety: Merlot Country of origin: France Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

First Readers Goldilocks & the Three Bears, at Marks & Spenser
Based on the traditional folk tale 'Goldilocks and the Three Bears', this vibrantly illustrated story is sure to become a favourite in every home. Follow the naughty Goldilocks into the house of the three bears, and see what happens when they come home and find her!

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.