M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or House Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Cotton Rich Zip Fastening Chunky Stripe Cardigan, at Mark's & Spencer
Contemporary and casual, this stripe zip up cardigan is made from a soft cotton rich fabric. Stylish, practical and fashionable

Per Una Roma Cotton Rich Washed Bootleg Jeans, at Mark's & Spencer
A fashionable pair of washed bootleg jeans in stretch cotton featuring a button and zip fastening

TomTom XL IQ Routes™ Edition Europe Satellite Navigation System, at Marks and Spencers
Maps: Full door to door maps of the Western and Central Europe (42 countries) Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Per Una 3/4 Sleeve Frill Front Blouse, at M&S
A feminine short sleeve blouse in a textured fabric featuring a ruffle front and self stripe design

Autograph V-Neck Long Sleeve Plain Cardigan, at M & S
Fashionable and contemporary, this v-neck cardigan is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Collezione Pure New Wool Single Breasted 3 Button Soft Ribbed Jacket, at Marks & Spenser
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

Firm Control Sheer High Leg Briefs, at Marks & Spencers
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Autograph Frill Trim Check Mac, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Bubble Fan, at Marks & Spencers
Bubble solution and dip tray included Double bubble blower Recommended for age 3 to 6 years This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Bubble Spot Print Swimdress, at Marks and Spencer
Chic and sophisticated, this flattering swimdress features a striking bubble spot print. A stylish, shapely look

Autograph V-Neck Long Sleeve Plain Cardigan, at Marks and Spencers
Fashionable and contemporary, this v-neck cardigan is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Florentyna Eau De Toilette 100ml, at Marks & Spenser
100ml This product is not available for international delivery. Find out more

M&S 2-Slice Toaster - White, at Mark & Spensers
2-slice cool touch toaster 700-800W Adjustable browning control Indication lights Cancel setting Automatic and manual switch off Removable crumb tray for easy cleaning Dimensions: H19 x W30 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cashmilon™ Hat, Scarf & Gloves Set, at Marks & Spencers
Snug and cosy, this cute hat, scarf and gloves set is a fashionable choice for chilly weather

Autograph Leather Toe Cap Derby Shoes, at MarksandSpencer
Round toe Lace up Stitch detail 3 eyelets Block heel Available in half sizes

Autograph Microfibre & Cashmere Filled 10.5 Duvet, at M&S
10.5 tog Ideal for Spring and Autumn use, or all round use in homes with central heating 300 thread count and 100% cotton jacquard cover Non-allergenic Pocket construction for even warmth Comes in single, double, 5ft and 6ft sizes Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Flower Gem Pendant Ceiling Light, at M&S
Flower gem design Hanging pendent 30 x 30 x 34cm GLS Max 60W, Manufacturer: Marks & Spencer

3 Tear Drop Gemstone Photo Frames, at Marks & Spencers
Set of 3 Circular frames Tear drop gemstone design H8 x W8 x D2cm, Manufacturer: Marks & Spencer

Signature Natural Cotton Infusion Sticks, at Mark & Spensers
Scented infusion sticks Fragrance lasts upto 8 weeks Glass holder included, Manufacturer: Marks & Spencer

Dress Up Fairies Sticker Book, at Marks & Spensers
Open this book and find four fun loving fairies inside, all waiting to meet you. Choose stickers to dress them in pretty clothes and dainty accessories, and follow them on their magical adventures. With over 300 stickers and extra activities, little girls will love this dolly dressing sticker book.

Wool Rich Single Breasted 2 Button Stripe Jacket, at Marks & Spencer
Smart and contemporary, this suit is made from a special wool rich fabric for extra strength, comfort and durability

Côtes du Ventoux St Gabriel 2006 - Case of 12, at Mark & Spensers
Style: Dry, medium bodied Grape variety: Carignan, Grenache, Syrah Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cashmilon™ 3/4 Sleeve Slash Neck Jumper, at Mark & Spencers
Fashionable and flattering, this 3/4 sleeve slash neck jumper is made from supersoft cashmilon™ and features a ruched front detail

Long Crinkle Stripe Panel Skirt, at M&S
Long and lovely, this cotton blend skirt is a stylish, versatile choice. A fabulous fashionable look

5 Cotton Rich Animal Print Thongs, at M & S
These high leg thongs are comfortable, flattering and perfect for avoiding visible lines under tight-fitting clothing

Sonoma Wardrobe, at Marks & Spensers
H200 x W91 x D65cm 1 shelf 1 hanging rail Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

Gold Bag Birthday Card, at Marks and Spencers
Cover text: Have a Fabulous Birthday Inside message: With love Approx. size: 150 x 150mm

Collezione Pure Wool Single Breasted 2 Button Charcoal Stripe Jacket, at MarksandSpencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Organic Château du Parc 2006 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Syrah, Mourvdre and Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Chunky Mixed Bead Necklace, at M&S
Rope necklace Chunky mixed beads Clasp fastening Necklace length: 97cm

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M&S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M & S, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.