M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Besides M & S Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks n Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

2 Older Boys' Pure Cotton Assorted Baseball Caps, at Marks & Spencer
Casual and fashionable, these baseball caps feature a stunning floral print design

Bridal Party Outfits Wedding Card, at M&S
Cover text: Wedding day Inside message: Blank for your own message Approx. size: 178 x 126 mm

Sonoma Headboard, at Marks & Spensers
H62 x L114 x W150cm Mattress and divan sold separately Headboard H62cm Double: W137cm King size 5ft: W150cm Supplied with fittings Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Sleepsuits, at Marks n Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value body suits are designed to keep baby looking adorable and feeling comfy and happy

furn_del_rep, at M & S
This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Luxury Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Sleeveless Jacquard Spot Belted Dress, at M&S
Sleek and chic, this knee length dress is tailored to fit and flatter. A stylish choice for work or smart occasions

Autograph Leather Buckle Trim Slim Belt, at MarksandSpencer
Dress up your fashionable outfits with this smart leather hip belt

3 Pastry Cutters, at Marks & Spencer
3 sizes Arched handle, Manufacturer: Marks & Spencer

Wool Blend Straight Leg Flat Front Trousers, at Marks and Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

12-Piece Ruby Dining Set - Red, at Marks and Spencer
12-piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner plates: 27.5cm Side plates: 21.5cm Bowls: 16cm Fine china Stripe design, Manufacturer: Marks & Spencer

Single Glasses - MAXIM WINE SGL, at M & S
This eye-catching wine glass combines an elegant, simple stem with a burst of colour on the body

4 Windsor Short Tumblers, at Marks and Spencers
Set of 4 Dishwasher safe 28cl H10cm, Manufacturer: Marks & Spencer

Portfolio 3/4 Sleeve Button Detail Stripe Jersey Top, at Marks & Spencer
Smart and stylish, this 3/4 sleeve jersey top is made from stretch viscose for a fluid look. The stripe print adds a fashionable finishing touch

Nursery Rhyme Sound Book, at Marks and Spencer
Children will love pressing the buttons and singing along to these four beautifully illustrated classic nursery rhymes: Humpty Dumpty, Hey Diddle Diddle, This Old Man & Three Blind Mice

Pure Cotton Short Sleeve Ditsy Print Top, at Marks & Spencer
This fashionable ditsy print top is made from super soft fabric that looks and feels great. Modern styling details give it a cool contemporary edge

Wool Blend V-Neck Jumper, at Marks & Spenser
This great value jumper is soft, hardwearing and lightweight. An ideal choice for school

3 Pack Pure Cotton V-Neck T-Shirts, at Marks & Spenser
A great value pack of t-shirts in comfortable cotton. Ideal as casualwear and for PE

Pure Cotton Chino Shorts, at Mark's & Spencer
A smarter take on a casual relaxed look, these pure cotton cargo shorts feature front pockets. A fashionable, easycare style

Ingredients Mango Shower Gel, at Marks & Spensers
Mango fragrance 200ml

Handwoven Pencil Pleat Ribbed Curtains, at MarksandSpencer
Unlined Pencil pleat Comes in standard 130cm/51in (STD) and wider 168cm/66in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Solid Wood Stool, at MarksandSpencer
H43 x W33 x D33cm Triangle cut out design 4 legs Square seat Monkey pod wood Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Cotton Rich Long Sleeve Car T-Shirt, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Artificial Crystal Twig in Glass Tank, at Marks & Spenser
Artificial crystal twigs Glass tank No watering required therefore easy care Fresh looking throughout the year Height: 72cm, Manufacturer: Marks & Spencer

Limited Collection Pure Cotton Broderie Dress, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

RealCool Cotton™ Performance Vest, at Mark's & Spencer
As worn by GB Olympic pentathletes. Ideal for active wear, this RealCool Cotton™ Performance top is made from high-performance breathable fabric and is designed with stretch for great fit and movement

Autograph Pure Cotton Long Sleeve Block Stripe Top, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

3 Piece Fairtrade Cotton T-Shirt Outfit with Bib, at Marks and Spencer
This cute outfit is made from soft, comfy Fairtrade cotton. We buy the cotton at a fair price from small-scale farmers around the world. The extra income raised enables them to invest in their own communities, like providing wells for clean water and improving healthcare facilities

Younger Girls' Stripe Hat & Scarf Set, at Marks and Spenser
Snug and cosy, this striped hat and scarf set is a fashionable choice for chilly weather

M&S Gold 3.5mm Phono Cable, at Marks and Spencer
1.5m cable Connects MP3 to hi-fi Gold connectors reduce resistance and improve sound quality This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.