M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Classic Collection Check Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this knee length pull-on skirt is finished with a check design. The ideal match for blouses and fine knits in coordinating colours

North Coast Pure Cotton Straight Leg Jeans, at Marks and Spencer
Stylish and comfortable, these straight leg jeans give a regular fit through the hip and thigh

Linen Blend Sleeveless Ruffle Trim Dress, at Marks n Spencer
Fresh and cool, this linen dress is stylishly detailed with a ruffled v-neck and two front pockets

Woven Silk Pindot Stripe Tie with Stain Defence™, at Marks & Spenser
This woven silk tie has been treated with our stain defence™ technology giving inbuilt resistance to everyday spills, this repellence benefit is maintained after dry cleaning

Limited Collection Clutch Bag, at M&S
Fashionable and fabulous, this clutch bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Silver Bubble Table Lamp, at Marks and Spencers
Bubble design base Fabric shade H45 x Diam 30cm Bulb: 40W E14 SES This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ring Trim Bikini Top, at Marks and Spencer
Feminine and fashionable, this stylish bikini features ring detail. The ultimate in poolside glamour

Classic Cakes Cooking Book, at Marks n Spencer
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

Disney Pixie Hollow Sticker Stories, at Mark's & Spencer
Discover the secrets of fairy fashions, pixie talents and magical animals in these enchanting and original tales. You can make this book extra special! Just use the beautiful fairy stickers to bring each story to life and you'll create your very own enchanting fairy tales

Leather Fan Purse, at Marks & Spencer
Flash your cash in style! Fashionable and functional, this leather fan purse features a stylish flat zip pull

Le Signal 2005 - Case of 6, at Marks & Spencers
Grape variety: 75% Carignan, 15% Grenache, 10% Mourvdre Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hard-Top Divan with 4 Large Drawers & M100 Mattress, at Marks and Spencer
No turn mattress Mattress and divan are anti-allergy Hard-top divans have a rigid, unsprung frame for a firm feel Divan height: 41cm 4 large drawers Divan drawer sizes: H14 x W78 x D52cm Double 4ft 6in: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

0 - 3 Brights - MAG/MIRROR LAPTOP, at Mark's & Spencer
Manufacturer: Marks & Spencer

Round Stone Gold Plated Set, at Marks & Spencer
Set of necklace and earrings Cubic zirconia stone Butterfly fastening on earrings Adjustable chain length Lobster claw fastening Gold plated This product is not available for international delivery. Find out more

Footglove™ Leather Wide Fit Shoes, at Marks & Spensers
Round toe Buckle fastening Low heel Heel height: 16mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Big & Tall Twin Pleat Trousers with Wool, at Marks and Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Ceriso Essentials Floral Embroidered Thong, at M+S
Flirty and fashionable, this modern thong features intricate contrasting floral embroidery. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Autograph Pure Cashmere Bold Stripe Hooded Cardigan, at Mark's & Spencer
Soft and snuggly, this practical cashmere cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Formal Gold Prong Reversible Belt, at Marks & Spencers
Add a smart finishing touch with this leather belt

Per Una Short Sleeve Ditsy Floral Print Tunic, at Marks n Spencer
A pretty short sleeve tunic in a soft stretch fabric. Featuring a ditsy floral print and tie bow design

V-Neck Sleeveless Top, at Marks and Spencer
This sleeveless top has a stylish stitch detail. A key fashion essential this season

Autograph Satin Stitch Pillowcase, at Marks & Spensers
500 thread count Border stripe Stitch detail Pure Cotton, Manufacturer: Marks & Spencer

Border Trim Blanket, at Mark's & Spencer
Plain Border trim Comes in sizes single (3ft), double (4ft 6in), king size (5ft)and super king size (6ft), Manufacturer: Marks & Spencer

Teddy Bears' Picnic Cake, at Marks & Spencer
36 portions Sponge cake: All-butter sponge filled with buttercream and raspberry jam. Can be eaten up to 5 days after collection Cake size: 20.5cm square 2.1kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 64 in the food to order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Limited Stripe Scarf, at Marks&Spencer
Warm and soft, this striped scarf is ideal for chilly days

Philips Power2Charge Universal USB Charger, at Marks and Spencer
This power solution provides an easy way to avoid ever running out of power with any of your portable devices on the go. When fully charged, this power solution is able to provide up to 15 hours of power without the need of a power outlet Due to the interchangeable connector tips that are included, this device is fully compatible with most portable devices from a very wide range of brands. Simply choose the connector tip to match your portable device With a world plug, you can be sure you can use this device almost anywhere you go on your business trip or holiday The plug is designed in such a way that it can be folded when not in use to increase portability when on the go Via the illuminated Philips logo, you are informed about the charging status of your device. When the Philips logo starts flashing you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption When you press the test button, the LED battery capacity indicator shows you how much power is remaining and when it's time to recharge The travel bag supplied with this device is both convenient and useful as it provides extra protection To protect the USB outlet from damage, dirt and dust, a rubber cover can be pushed into place on the USB outlet when the device is not being used Power input voltage: 100-240 V Power output voltage: 5.6 V Battery capacity: 1000 mAh Battery type: Li-Polymer Heavy metals: Cd free, Hg free, Pb free Dimensions: H8.1 x W5.8 x D2.7cm Weight: 0.116 kg

Single Suede Sprung-Edge Divan with 1 Small & 1 Large Drawer, at Marks&Spencer
Single (3ft): W90 x H41 x L190cm Small drawer: H14 x W40 x D52cm Large drawer: H14 x W78 x D52cm Sprung-edge divan - Can be used with any mattress Small drawers at the head end are designed to open without moving your bedside table Available with drawers opening to the left or right of the divan Feet are castors Free eco-friendly home delivery. Our crews will unpack, assemble and position the item All mattresses and divans are manufactured in the UK All mattresses and divans are anti-allergy protected This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

English Bloom Chrysanths, at Marks and Spencers
This beautiful bouquet of award winning British bloom chrysanthemums, will make someone's day. Chrysanthemums Direct, our British grower based in Cheshire, was a gold medallist at this year's RHS Chelsea Flower Show for their display of Chrysanthemums Available for delivery until 30th September 2009

Classic Collection Floral & Spot Print Nightdress, at Marks and Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a pretty floral and spot print

Clear Lake California Rosé 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Syrah Country of origin: USA Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 10.5% vol. Alcohol units per bottle: 7.9 Alcohol units per 125ml:1.3 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Besides Marks&Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.