M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Money. Not least of these is MarksandSpencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Autograph Pure Cotton Tile Print Shirt, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Tiga Dining Table, at Marks & Spencer
H76 x L180 x W90cm Seats 6 people Made from sheesam wood Finished with a protective matt lacquer for added durability Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Sleeveless Spot Print Dress with Bolero, at M & S
Feminine and pretty, this sleeveless dress features a spot print and 3/4 sleeve bolero. A fabulous fashionable look

2 Mini Limited Cotton Rich Plain & Animal Print Leggings, at Mark & Spensers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

10 Denier Matt Ladder Resist Sheer Hold-Ups, at Marks and Spencers
Our new innovation in fabric technology incorporates stretch into every single stitch to create an even, lightweight design and comfortable fit that's ladder resistant and simply a dream to wear

3 Big & Tall °Climate Control Cotton Rich Plain Hipsters, at Marks and Spencers
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Pure Cotton Short Sleeve Stripe T-Shirt, at Marks & Spencers
Casual and contemporary, this crew neck t-shirt is made from cool comfortable cotton and features a stripe design

Rounders Set, at Mark & Spencers
1 x foam bat 1 x foam ball 4 x cone markers Carry bag For outdoor use This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Freshfeet Zig-Zag Tramline Full Cut Slippers, at MarksandSpencer
Practical, comfortable and stylish, these innovative slippers are made with Freshtech™ technology. They keep feet fresh by combating the bacteria that cause odours. The technology is built into the slippers so they perform effectively wash after wash

Autograph Exclusive Halterneck Bead Detail Bandeau Swimsuit, at Marks & Spensers
Luxurious and exclusive, this glamorous swimsuit is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Sprung-Edge Divan with 4 Large Drawers & F100 Mattress, at Marks and Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Mattress depth: 24cm Divan height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Open coil mattresses provide a hard-wearing and supportive background Sprung-edge divan - Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rococo Style Photo Frame 10 x 15cm (4 x 6''), at Marks and Spencer
Display your favourite photos in timeless style with this beautiful Rococo inspired photo frame

Philips QG3190 Grooming Kit, at Marks and Spencers
9 attachments for unlimited style options Storage stand Full size trimmer blade Mini shaver 9 position hair clipper comb 9 position beard and moustache comb Nose and ear trimmer Precision trimmer Fine detailing blade 4 position eyebrow comb Rechargeable cordless operation Maintenance free - No oil needed

Chateau Lynch Moussas 1997 - Case of 6, at M&S
Style: Dry Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Patent Double Buckle Trouser Shoes, at Marks & Spencers
Round toe Centre stitch detail Double buckle fastening Mid heel Comes in sizes 3-8, including half sizes

Pure Cotton Plain Dye Mats, at Marks & Spencers
Textured edging Latex gripped backing Sizes sold separately. Customers should select which mat size they wish to purchase from the drop down menu, Manufacturer: Marks & Spencer

Autograph Essentials Single Breasted 2 Button Jacket, at M+S
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Portfolio Paradise Multi Bead Chain Necklace, at Marks & Spencer
Clasp fastening Chain and multi bead design Necklace length 97cm

Signature Lemongrass & Bamboo Room Spray, at Marks and Spencer
15ml Lemongrass and bamboo fragrance Clear glass with attractive labelled design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Belted Crop Denim Jeans, at Marks & Spencer
Get a chic summer look with these cropped belted jeans. Just add a t-shirt and flat pumps Comes with belt shown in image

M&S Quick Pitch Floral Pop Up Tent, at Marks & Spencer
Take some of the hassle out of camping with this handy pop-up tent. There's no assembly required, you simply twist and the tent pops open. It fits two people and packs flat into a carry case so it's easy to store and carry. With its unique single skin design camping has never been easier

Mini Limited Pure Cotton 'Wild Life Rocks' Top, at Marks & Spensers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Blue Flower Seed Birthday Card, at Marks & Spensers
Cover Text: have a wonderful birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Per Una Speziale Moisture Rich Lipstick, at M+S
Moisture rich Hypo-allergenic

Sonoma Extending Dining Table, at Marks & Spenser
H75 x W180 x D100cm Extends to L230cm Seats 6-8 people Made from solid oak and oak veneer Centre leaf can be stored beneath the table top This range features natural wood characteristics - knots, figuring, and subtle colour variations Finished with 2 coats of durable, clear lacquer of low sheen Top panel is veneered with solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Sonoma Collection Set. , Manufacturer: Marks & Spencer

Traidcraft Embroidered Floral Handbag Card, at Marks and Spencers
Cover Text: Blank Inside message: blank for your own message Approx size: 138 x 138mm

Pure Cotton Police Patrol Hooded Top, at Marks & Spensers
Fun and fashionable, this pure cotton hooded top is outstanding value!

1 Pair of Gel Pads for Toe Posts, at Marks and Spenser
Ideal for use with flip flops and sandals with toe posts. These comfortable gel pads prevent painful rubbing between toes and on the balls of your feet. The non-slip design gives a secure grip

Petite Long Sleeve Shirt Dress, at Marks and Spencers
Shirt dresses are a hot trend this season, making this long sleeve dress the perfect way to get the look. Open neck collar adds a stylish finishing touch. Specially designed and perfectly proportioned for the petite frame

Pure Cotton Woven Sleeve Top, at Marks & Spenser
Woven detailing makes this soft cotton top fabulously fashionable

Besides Mark & Spensers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.