MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Interlocking Oval Drop Earrings, at M+S
Interlocking oval design Drop style Butterfly fastening Gold plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Short Angel Sleeve Slinky Top, at Mark & Spensers
This fab jersey top features angel sleeves. A vibrant new look, perfect for this season

Embroidered Hippo Booties, at MarksandSpencer
Embroidered hippo design Turn-over cuff Added stretch

Divan On Legs & Autograph M500 Zip & Link Mattress, at Marks & Spensers
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

5 Cotton Rich Scallop Trim Bikini Knickers, at Mark & Spensers
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Large Glass Collectioon Lantern, at Marks&Spencer
Hanging feature Reusable Circular glass holder Ideal for outdoor use 1.5kgs H35 x Diam 18.5cm, Manufacturer: Marks & Spencer

Earth Spa Indulgent Body Cream, at Marks and Spencers
Soothes Nourishes 300ml Ingredients: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Glycerin, Glyceryl Stearate, Prunus Amygdalus Dulcis Oil, Polyacrylamide, Bassia Latifolia, Cetearyl Glucoside, Shorea Stenoptera Butter, PEG-100 Stearate, Dimethicone, Mel, Phenoxyethanol, Limonene, Benzyl Alcohol, Tocopheryl Acetate, Methylparaben, Laureth-7, Polydecene, Citrus Aurantium Dulcis Oil, Disodium

Per Una Short Sleeve Sunset Stripe Blouse, at Marks and Spencer
A colourful short sleeve blouse in textured fabric featuring a bold sunset stripe print

Blue Harbour Pure Linen Short Sleeve Chambray Shirt, at Marks & Spencer
Stylishly smart casual, this short sleeve shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

Thomas & Friends© Pocket Library, at Marks & Spenser
Including 6 pocket size books, this mini library is an ideal gift for any fans of the Thomas & Friends

Indian Summer Pure Cotton Apron, at Marks and Spencer
Neck and waist fastening Front pocket Stripe design, Manufacturer: Marks & Spencer

Thomas The Tank Engine Watch, at Marks & Spencer
Buckle fastening Round face 'Thomas The Tank' motif Analogue 2009 Gullane (Thomas) Limited

Zip & Button Cropped Trousers, at Marks & Spenser
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Pure Silk Assorted Stripe Tie, at Marks & Spensers
Add a luxurious finishing touch with this contemporary assorted stripe tie in pure silk

The Floral Collection Lavender Purse Gift Set, at MarksandSpencer
Pack of 3 Moisturising Hand and Body Lotion: 50ml Moisture Rich Foaming Bath Cream: 50ml Moisture Rich Shower Cream: 50ml Lavender fragrance Presented in a purse Moisturising Hand and Body Lotion Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Parfum, Lavandula Angustifolia (Lavender), Glyceryl Stearate, Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Linalool, Butylphenyl Methylpropional, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Alpha-Isomethyl Ionone, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben Moisture Rich Foaming Bath Cream Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside, Parfum, Lavandula Angustifolia (Lavender), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Styrene/Acrylates Copolymer, Linalool, Butylphenyl Methylpropional, Magnesium Nitrate, Citric Acid, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben Moisture Rich Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamide DEA, Lavandula Angustifolia (Lavender), Decyl Glucoside, Lauryl Betaine, Parfum, Styrene/Acrylates Copolymer, Disodium EDTA, Polyquaternium-39, Glycerin, Linalool, Citric Acid, Magnesium Nitrate, Sodium Lauryl Sulfate, Methylparaben, Methylchloroisothiazolinone, Propylparaben, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Portfolio Quilted Shoulder Bag, at Marks and Spencer
Stylish and useful, this shoulder bag features contrast chain trim. A practical and fashionable accessory

Sonoma 2 Door Sideboard, at Mark & Spensers
H88 x W123 x D50cm 2 doors 2 drawers Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Toy Torch, at Marks & Spensers
Plastic Wide handle Bulb and LED lights Battery operated Suitable for ages 3-6 years H21 x L25 x W12cm, Manufacturer: Marks & Spencer

Per Una Speziale Palette, at Marks & Spenser
Hypoallergenic Applicators included

Sicilian Pinot Grigio Blush Rosé 2008 - Case of 12, at MarksandSpencer
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Hellboy Blu-ray DVD, at Marks and Spencer
Rating Suitable for 12 years and over,

Hamilton Footstool, at Marks & Spencers
H29 x Diam 72cm (all dimensions are approximate) Cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Solid birch feet All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care to give you a feeling of luxury like no other

4 Summer Manor Mugs, at Mark's & Spencer
Floral pattern Contrast handle, Manufacturer: Marks & Spencer

Autograph Pure Cotton Floral Dress & Cardigan Set, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Bold Stripe Hipster Bikini Bottoms, at Marks & Spensers
Gorgeously feminine, these stylish bikini bottoms feature a striking bold stripe print. Make a splash!

Autograph Weekend Cotton Rich Skinny Jeans, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Silver Plated Pave Ball Ring, at MarksandSpencer
Large ball design

Fenton Storage Footstool, at Marks & Spencers
H48 x W56 x D56cm Seat: H51cm (all dimensions are approximate) Top cushion lifts to reveal storage space inside the stool. Click here to view the storage space Cushion filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Summer Manor Small Pillar Candleholder, at Marks and Spencers
Hand crafted Glass holder Chunky style Comes with candle, Manufacturer: Marks & Spencer

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."