There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but M+S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

5 Pairs of Younger Girls' Cotton Rich Assorted Socks, at Mark & Spensers
Fun and fashionable, this pack of 5 pairs of cotton rich socks features assorted design

Dressing Table Gift Card, at Marks&Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Gold Hearts Table Confetti, at Mark & Spencers
Pack Contains: 20g approx

Radiance Gift Bag, at Marks and Spencers
This stylish gift bag, bursting with gerberas, will add a splash of colour to any room Available for delivery from 1st April to 30th September 2009

Blue Harbour Pure Cotton Highlight Stripe Polo shirt, at Mark's & Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Pure Cotton 3/4 Turn-Up Sleeve Check Shirt, at Marks and Spencer
Smart and stylish, this 3/4 turn-up sleeve shirt is made from cool comfortable cotton and features front pockets and check print

Print Your Own Wedding Stationery: White Pearl Damask Menu/Order of Service, at M & S
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Pure Cotton Short Sleeve Heart Print Top, at Mark & Spensers
Modern and fashionable this pure cotton heart print top is outstanding value

Limited Collection Etched Floral Padded Bra, at Marks & Spencer
Fun and fabulous, this balcony bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Kapersky Internet Security 2009 1 User 1 Year License, at Marks and Spenser
Extended Protection: Two-way personal firewall; secure Wi-Fi and VPN connections, Application rules configured automatically, Security rating assigned to unknown applications, Access to users resources and data is restricted for unknown applications, Improved antispam protection Content Filtering: Parental control Data & Identity Theft Protection: Virtual keyboard for safe entry of logins and passwords, Prevents theft of data exchanged via secure connections (HTTPS / SSL), Disables links to phishing websites Essential Protection: Protects from viruses, Trojans and worms, Protects from spyware and adware, Scans files, email messages and Internet traffic, Protects instant messengers (ICQ, MSN), Proactive protection from unknown threats Preventive Protection: Scans operating system and installed applications for vulnerabilities, Disables links to malware sites Usability: Automatic configuration, Wizards for common tasks, Automatic or interactive mode, Round-the-clock technical support, Automatic database updates, Global threat monitoring (Kaspersky Security Network) Advanced Protection & Recovery: Program can be installed on infected computers, Self-protection from malware, Restores correct system settings after removing malicious software Suitable for 1 user for 1 year

Pure Cotton Ripstop Pull On Hat, at Marks & Spencer
Keep your cool in this pull on sun hat, a summer and holiday essential

Cascabel Tempranillo Graciano 2006 - Case of 6, at Mark & Spensers
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Canon LEGRIA FS20 Flash Memory Camcorder, at MarksandSpencer
Pixels: Type - 1/6" Interlaced CCD, Total pixels - 1.07 megapixel, Effective Pixels - MOVIE: 710,000 pixels, STILL: 800,000 pixels (4:3 mode) Dual Flash Memory: With 8GB Dual Flash Memory, the LEGRIA FS20 offers you two ways to record. Store over 5 hours of movies to internal memory, or shoot straight to SD or SDHC memory cards for easy sharing 45x Advanced Zoom: Combining the power of the DIGIC DV II processor and the quality of a genuine Canon Video Lens, the LEGRIA FS20 offers the extended reach of a 45x Advanced Zoom Megapixel CCD: Thanks to its Megapixel CCD, the LEGRIA FS20 delivers superior quality video images and digital photographs Pre REC function: In Pre REC mode, the camcorder starts recording three seconds before you even press the Record button. 3 seconds of footage are continuously stored and automatically added to the beginning of your clip from whenever you start videoing - never miss that crucial moment again Quick Charge: After a long day's shooting, it only takes 20 minutes to recharge the camcorder's battery sufficiently for a further hour's recording Microphone and headphone jacks: A microphone input and headphone jack give you the ability to record better audio and closely monitor it during recording Dual Shot: Dual Shot sets all controls to automatic, leaving you free to frame your shots. You can shoot high quality photos during video recording, without the bother of switching between settings on the Control Dial PIXELA software: Supplied PIXELA™ software provides an easy way to edit and share your movies burn a DVD, convert a movie for upload to the web, or transfer it to your personal media player. To burn a DVD at the touch of a button Video Snapshot: Video Snapshot mode makes it incredibly easy to create movies for sharing with friends and family. Every time the Record button is pressed, a short 4 second clip is captured. Simply add your clips to a playlist, select a soundtrack, and you're instantly ready to play your movie on a TV - with no need for editing on a PC. 4 seconds is the average length of one 'cut' in a TV show, helping to give your final movie an expert feel Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 230g, LEGRIA FS20 wont ever slow you down Dimensions: W55 x H59 x D121mm Battery life: Lithium-Ion - approximate maximum recording time 3hrs 35mins

Long Sleeve Button Detail Cardigan, at Marks and Spencer
Modern and stylish, this longline cardigan is wonderfully warm and comfortable

Portfolio Pure Silk 3/4 Sleeve Star Burst Blouse, at Mark & Spensers
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

2'' Longer Quick Iron Pure Cotton Bold Stripe Shirt, at Mark's & Spencer
Ideal for taller men, this stylish shirt is 5cm (2") longer in the sleeve and body for a better fit

Footglove™ Bound Court Shoes, at Marks n Spencer
Round toe Bound edges Mid heel Footglove™ soles are comfortable, highly flexible and lightweight

Cotton Rich Low Rise Narrow Stripe Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish narrow stripe shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Bright Spots and Stripes Duo Multipack of Cards, at Marks and Spencers
Cover text: Blank Inside message: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Autograph Pure Cotton Wide Stripe Shirt, at Marks & Spensers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Tankini Boy Shorts, at Marks and Spenser
Elegant and feminine, these flattering shorts are designed in the latest shape. A stylish, shapely look

2" Longer Autograph Pure Cotton Textured Stripe Shirt, at M&S
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Autograph Leather Derby Brogue Shoes by Jeffery-West, at M+S
Square toe Punch detail Lace up 3 eyelets Shallow block heel

24 Mini Smoked Salmon Bagels, at Marks & Spenser
Contains 24 pieces Serves 8 Ready to eat Suitable for freezing 450g As featured on page 10 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

2 Older Girls' Snoopy™ Crop Tops, at Marks & Spencer
A must for fans of Peanuts, these crop tops feature Snoopy™

Diamanté Baguette Band Rings, at Marks & Spencers
Gorgeous and glamorous, these diamant detailed sparkling rings make a stunning style statement

Philips Power2Go Rechargeable Power Pack, at M & S
This power solution provides an easy way to avoid ever running out of power with any of your portable devices on the go. When fully charged, this power solution is able to provide up to 30 hours of power without the need of a power outlet Due to the interchangeable connector tips that are included, this device is fully compatible with most portable devices from a very wide range of brands. Simply choose the connector tip to match your portable device Via the illuminated LEDs, you are informed about the charging status of your device. When all LEDs are illuminated you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption When you press the test button, the LED battery capacity indicator shows you how much power is remaining and when it's time to recharge The travel bag supplied with this device is both convenient and useful as it provides extra protection When you're not using the power solution, the cable can be retracted automatically, preventing annoying tangles Charging via the USB outlet of a PC, laptop or USB adapter is convenient as you don't have to rely on having a suitable AC power outlet. You simply charge the power solution and have a convenient back-up supply for your portable devices on hand at all times Power output voltage: 5.6 V DC, max. 350 mA Battery capacity: 2000 mA Battery type: Li-Polymer Dimensions: H6 x W8.7 x D1.6cm Weight: 0.088 kg

Baby Girl Shelf New Baby Card, at Marks & Spenser
Cover text: Baby girl Inside message: With love Approx size: 150 x 150mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Gold Plated Large Hoop Earrings, at Marks & Spencers
Hoop style Clasp fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Travel Essentials Cosmetic Cool Bag, at Marks and Spencers
Zip fastening Plain Contrast piping Rectangular Insulated lining

Besides Marks & Spensers Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.