When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Mark & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M+S Money. Not least of these is Mark & Spensers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Spinsanti Malbec 2008 - Case of 12, at M+S
Grape variety: 100% Malbec Country of origin: Argentina Closure: Natural Cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle:10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2" Longer Autograph Pure Cotton Plain Poplin Shirt, at Marks and Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Global Traveller Medium Rollercase, at Marks n Spencer
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing rollercase

Pure Cotton Dog Motif Mock Layer Top, at Marks and Spencer
Cute and comfy, this fashionable mock layer top is made from soft cotton.

3 Aperture Photo Frame with Mount 10 x 15cm (4 x 6''), at M & S
3 identical apertures Long rectangular frame Removeable mount card Aperture: 10 x 15cm (4 x 6in) H26.5 x W47cm, Manufacturer: Marks & Spencer

Blue Harbour Stormwear™ + Fairtrade Cotton Chinos, at Marks and Spenser
Look below to see a video clip about Fairtrade Fairtrade certified cotton is a new initiative that we're the first major high street retailer to support. Like all Fairtrade products, it helps local farmers to invest in developing their own communities

40 Denier Bodysensor™ Support Opaque Tights, at M&S
These medium support tights are clinically proven to improve circulation and reduce ankle swelling. They'll keep your legs feeling healthier and energised

First Readers Sleeping Beauty Sticker Book, at Mark & Spensers
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Tulsa Armchair, at Marks and Spencer
H96 x W103 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Textured Disco Circle Necklace, at Marks & Spenser
Circle pendant Hammered effect Rope necklace

Suede Sprung-Edge Non-Storage Divan & Autograph M500 Mattress - Firm, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L90cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 27.5cm Divan height: 41cm Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Mattress Spring Count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Quick Iron Dobby Stripe Shirt, at Mark & Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Ceriso Silk Blend Padded Balcony Bra, at M+S
This glamorous bra is made from luxuriously silk mix fabric detailed with a lace trim. The daring cutaway shape is ideal for wearing under low necklines. Designed for women who want the latest look

2 Pure Cotton Assorted Sleepsuits & Socks, at Marks & Spencer
Cute and snuggly, these sleepsuits feature animal motifs and a slogan. The soft cotton fabric is perfect for comfy sleep

Autograph Exclusive Leather Double Wingtip Shoes, at Marks & Spencers
Square toe Lace up Double wingtip design Punch detail 5 eyelets Shallow block heel Available in half sizes

Pure Cotton Floral Printed Lightweight Scarf, at Marks & Spenser
This sophisticated floral print scarf is the perfect accessory to this season's fashions

Luxury Pure Cotton Check Dressing Gown, at Marks and Spencers
Exceptionally soft and comfortable, this luxurious dressing gown is made from cotton velour. Relax in style

Dotty Daisy 18th Card, at Mark's & Spencer
Cover text: Congratulations! 18 Inside message: Happy Birthday! 230 x 114 mm

Older Boys' Cotton Rich Long Sleeve Ben 10™ Pyjamas, at MarksandSpencer
A must for fans of Ben 10, these pyjamas features the popular character

Autograph Leather Weave High Heel Sandals, at Marks and Spencer
Open toe Cross over design Weave detail Elasticated ankle strap Backless High heel Heel height: 9cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Autograph New York Eau de Toilette 100ml, at Marks&Spencer
100ml This product is not available for international delivery. Find out more

Stainless Steel Under Sink Storage Unit, at Marks and Spenser
3 tier Shelf H71 x D33 x W58cm, Manufacturer: Marks & Spencer

Autograph 60 Denier Luxury Opaque Tights, at Marks and Spenser
These comfortable 60 denier opaque tights are made with added stretch and a reinforced toe for extra durability

Glitter Clutch Bag Sister Birthday Card, at M&S
Cover text: For a special Sister Inside message: With love on your birthday Approx size: Unfolded: 150 x 150mm

Wedding Gift Card, at Marks & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

4 Pairs of Pure Cotton Plain Socks, at Marks & Spencers
Soft and comfortable, these cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

3/4 Sleeve Mono Mosaic Print Tunic, at Marks and Spencer
This fashionable longer length top features a mono mosaic print design. A great way to get a fab modern look

Instant Fix Eye Radiance, at Marks & Spencers
Hypoallergenic Especially formulated to revive the skin Light diffusing particles reduce the appearance of fine lines and wrinkles Combats the effects of ageing, tiredness and stress around your eyes 15ml

Classic Collection Long Lily Print Skirt, at M&S
Long and lovely, this lily print skirt is a stylish, versatile choice. A classic style essential

Pure Cotton Dobby Stripe Nightshirt, at Mark's & Spencer
Pretty and feminine, this dobby stripe nightshirt is made from soft breathable cotton for a comfortable night's sleep

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.