M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Marks & Spenser Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Per Una 3/4 Sleeve V-Neck Top & Floral Scarf, at Marks & Spencers
A stylish relaxed 3/4 length sleeve soft knit top featuring a floral scarf

Damask Pure Cotton Leaf Pattern Tablecloth, at Mark's & Spencer
Damask design Leaf pattern, Manufacturer: Marks & Spencer

Luxury Wool Rich Flat Front Charcoal Herringbone Trousers with Cashmere, at Mark's & Spencer
Over 20 hours of hand stitching goes into every one of these beautifully tailored suits. The exceptional craftsmanship, careful attention to detail and luxurious wool and cashmere blend fabric and make this suit stand out as a stylish modern classic

Perfect Blue Harbour Pure Cotton Heritage Corduroy Trousers, at Marks & Spencers
Take it easy this autumn with soft fade, flat front cords in washed pure cotton. What weekends are made for

Jewelled Collection - Floor Lamp, at M+S
Cyclinder shade Tall stem Chrome plated Facetted faux jewel design H153 x Diam 40cm Bulb: ES 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

F100 Open Coil Memory Foam Mattress with Coolmax°, at M & S
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Mattress depth: 24cm Spring count: 288 Coolmax stretch knit cover helps regulate body temperature and adds a soft feel Open coil mattresses provide a hard-wearing and supportive background Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cuvée Cédric Mix - Case of 12, at M+S
6 Cuve Cdric Chardonnay 2008: A generous and full-flavoured Chardonnay from the sunny south of France. Packed with juicy peach and pineapple fruit... 6 Cuve Cdric Cabernet Sauvignon 2008: Deeply coloured and spicy, this red blend is supple, ripe and lingering. A true reflection of Cabernet Sauvignon from the Languedoc... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Patent Leather High Heel Buckle Shoes, at Marks & Spencer
Round toe Buckle feature Slip on Stitch detail High heel Heel height: 80mm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Cut Flowers Fragrance Diffuser & Refill Plug-In, at Marks and Spencer
Changeable fragrance 15ml of fragranced liquid Lights up when in use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Bone Shaker T-Shirt, at Marks&Spencer
A practical, casual t-shirt in pure cotton featuring a bone shaker slogan and motif. A great value easycare style

Serene Bouquet, at Mark & Spensers
An exquisite display of white blooms including Hydrangea, Alstroemeria, Lilies and Roses, beautifully backed by mixed foilage Available for delivery between 1st April to 30th September 2009

The Cotton Collection Cotton Bud Hand Cream, at Marks and Spencers
Moisturising hand cream 250ml bottle with pump

Stitched Cotton Sunburst 70th Card, at Mark & Spensers
Cover text: 70 Congratulations Inside message: Blank for your own message Approx size: 175 mm x 125 mm

M&S 1.5m Nickel-Plated Scart Cable, at Marks & Spencers
1.5 metre cable Nickel-plated Suitable for audio and visual devices Allows you to connect your TV to devices such as DVD, VCR, satellite and games consoles M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Philips NT9110 Nose & Ear Trimmer, at M&S
Guaranteed no pulling: Ultra sharp closed cutting system avoids pulling Prevents nicks and cuts: Guarded system protects against nicks and cuts Powerful precision micro trimmer Soft grip coating for maximum control Ideal angle for easy reach 100% waterproof for easy use and cleaning Accessories: AA battery, 2 trimming combs, protection cap

Penny's Hill ''Specialised'' Shiraz Cabernet Merlot 2006 - Case of 6, at MarksandSpencer
Style: Dry Grape Variety: Shiraz, Cabernet Sauvignon, Merlot Country: Australia Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 15% Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product

Pure Cotton Drawstring Waist Pyjama Shorts, at Marks&Spencer
Soft and comfortable, these cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Sonoma Dark Wardrobe & 10-Drawer Chest Set, at MarksandSpencer
2 piece set Wardrobe: H200 x W90 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer 10 drawer chest: H88 x W170 x D50cm Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Handles made from solid wood Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Knee Length Pleat Detail Skirt, at M & S
A fashionable knee length skirt in pure soft cupro fabric. The bow tie detail gives it the Per Una touch

3/4 Sleeve Ruched V-Neck Jumper, at Marks & Spenser
Modern and stylish, this 3/4 sleeve jumper is a wardrobe essential

Sonoma Dark 2-Drawer Sideboard, at Marks and Spencers
H88 x W123 x D50cm 2 drawers 1 adjustable shelf Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer Handles made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this sideboard as part of a set. Click here to view the Dark Sonoma Collection Set. , Manufacturer: Marks & Spencer

Non Iron Short Sleeve Check Shirt, at Marks & Spencers
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Petite Single Breasted Water Repellent Mac, at Marks & Spenser
Practical and fashionable, this water repellent mac is perfect for drizzly days

5 Cool & Fresh Cotton Rich Assorted Slips, at M+S
Made from soft breathable stretch cotton, these comfy slips are ideal for everyday wear.

M&S Stainless Steel Kettle, at Marks and Spencer
1.7 litre capacity 1950 - 2300W 360 degree cordless jug-kettle Dual water level indicators with clear view window Concealed heating element Removable and washable filter Automatically turns off when water boils Dimensions: H23cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton 5 Pocket Jeans, at Marks and Spencers
A great pair of jeans always looks stylish. These straight leg jeans in pure cotton feature multiple pockets. Fashionable, practical and easycare

5 Plain Cool & Fresh Slips, at Marks and Spencer
Comfortable, fashionable and practical, these essential slips are ideal for everyday wear

Altos del Condor Malbec 2008 - Case of 12, at Marks and Spencer
Style: Full bodied Grape variety: Malbec Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cotton Rich Ribbed Waist Trousers, at Marks and Spencer
Casual and comfortable, these easycare cotton rich trousers make a fashionable and practical choice

Active Urban Leisure Roll Up Sleeve Jacket, at MarksandSpencer
Stylish and practical, this fashionable jecket is ideal for workouts or relaxed casualwear.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.