There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Beaded Heart Pendant Necklace, at M&S
Heart pendant Clasp fastening Adjustable length Necklace length: 41cm

Limited Collection Dogtooth Jacket, at Mark's & Spencer
Inspired by classic French couture, this chic piece is one you'll love season after season. For a contemporary update, wear juxtaposed with denim to keep the look fresh and youthful

Autograph Square Porcelain Soap Dish, at Marks & Spenser
H2 x L14 x W9cm Stripe design Square dish, Manufacturer: Marks & Spencer

Craft Effect Grandson Card, at M & S
Cover text: To a very special grandson Inside message: Have a wonderful day Approx size: 150 mm x 150 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Multi Ring Shoulder Bag, at Marks and Spencer
This ring detail bag can be worn on the shoulder or across the body for a contemporary and casual look

Animal Print Hipster Bikini Bottoms, at MarksandSpencer
Stylish and elegant, this fashionable bikini bottoms features a striking animal print. A fabulous fashionable look

125 Years Animal Print Bandeau Swimsuit, at Mark & Spencers
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Autograph Pure Silk Brush Stroke Top, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Faux Pearl Collar Necklace, at Marks&Spencer
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

Instant Shoe Shine, at Marks n Spencer
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Love Catseye Duo Earrings, at Marks and Spenser
2 pairs Butterfly fastening studs Heart drop earrings with hook fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Older Girls' Skinny Belt, at Mark & Spensers
Fun and fashionable, this skinny belt adds a stylish finishing touch

Collezione Twin Toe Cap Shoes, at Marks & Spencer
Round toe Gusset toe cap stitch Lace-up Block heel

Blossom Tree Embroidered Pillowcase, at Marks and Spencer
Fits standard pillows Embroidered blossom tree design Frill detail, Manufacturer: Marks & Spencer

Autograph Pure Silk Diagonal Stripe Tie, at Marks and Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Younger Boys' Plain Fluffy Dressing Gown, at Marks & Spensers
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Autograph Leather Leopard Print High Heel Shoes, at MarksandSpencer
Almond toe Leopard print design Strap fastening High heel Heel height: 85mm Comes in sizes 3-8, including half sizes

Andante Square Dinner Plate, at Marks & Spencers
Ideal for everyday use, durable Square edge design Plain, Manufacturer: Marks & Spencer

Mini Limited Pure Cotton Pretty Girl Jersey Top, at Marks and Spenser
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Floral Laser Cut Dress Birthday Card, at Marks and Spencers
Cover text: Birthday Wishes Inside message: Blank for your own message Approx. size: 174 x 126mm

Classic Underwired Built-Up Shoulder Bra, at Marks & Spencers
A lovely addition to your day to day underwear drawer. This versatile bra combines the shaping and support of underwiring and adjustable straps with the convenient comfort of an easy to care for design

Per Una Pure Cotton Embroidered Crepe Blouse, at Marks and Spencers
A delicate embroidered crepe blouse in pure cotton, the front pleat detail gives it the Per Una touch

Leisure Drawstring Joggers, at M+S
With added stretch for essential ease of movement, these comfy and practical cotton rich joggers are great for workouts or stylish relaxation

3 Cotton Rich V-Neck Vests, at Marks and Spencer
Very cosy thanks to short sleeves and a small V-neck, these vests will help you to layer your outfit for warmth. Pure cotton feels very soft too

Fuzzy Teddy Thank You Multipack of 8 Cards, at Marks and Spencer
Cover text: Thank You Inside message: Blank for your own message Approx. size: 120mm x 120mm

Pure Cotton Denim Playsuit Outfit, at Marks and Spencer
Fun and fashionable, this easycare playsuit features pintuck details for a modern look

Pure Cotton Floral Print Jersey Top, at Marks & Spensers
This short sleeved top will make a useful addition to your wardrobe. It features pretty floral print for a stylish casual look

Blue Harbour Pure Cotton Bold Stripe Shirt, at Mark's & Spencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Autograph Pure Cotton Wide Leg Jeans, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Dualit Vario 2-Slice Toaster - Black, at Marks & Spensers
2-slice toaster Manually operated eject lever - keeps items warm until needed and selector switch - use only the slots required 1200 watt Replaceable/repairable parts and easy cleaning with a stainless steel cover Frozen bread and re-heat controls High lift mechanism to remove small items easily Extra wide 28mm slots to accommodate larger items and the optional sandwich cage Adjustable inner wire guard to grip toast Patented, award-winning ProHeat elements Hand built in England - as identified by the individual assembler's mark on the base plate Concealed crumb tray Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Property Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M & S insurance products in document format too.