Besides Marks and Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M+S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M+S Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Die Cut Letters Nephew Card, at Marks and Spencers
Cover text: Nephew Happy Birthday Inside message: Blank for your own message Approx size: 230 x 114 mm

Portfolio Pleated Tulip Skirt with Belt, at Marks and Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

My First Opposites Puzzles, at Marks & Spencer
Suitable for ages 0-3 years 22 pieces, 10 puzzles in total Hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Vriesenhof Kallista 2003 - Case of 6, at Marks & Spencers
Style: Medium Bodied Grape variety: 35% Cabernet Franc, 34% Merlot, 31% Cabernet Sauvignon Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Footglove™ Wide Fit Wedge Pumps, at Marks and Spenser
Comfortable, lightweight and flexible, these wide fit Footglove™ wedge pumps will have you stepping out in style

Portfolio Faux Leopard Skin Bugatti Bag, at Marks & Spensers
Fashionable and practical, this faux leopard skin bugatti bag is a useful accessory with bags of style!

My Fab Friends Activity Book, at Mark's & Spencer
Everyone loves having fun with their friends! With colourful friend-filled activities, this book is perfect for fun-loving girls. Plus, it includes fab hair accessories for her and her friends to enjoy

Collezione Pure Silk Diamond Pattern Tie, at Marks & Spensers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Pure Silk Abstract Print Scarf, at Marks & Spencers
Add a luxurious finishing touch to your look with this elegant pure silk abstract print scarf. The perfect accessory to this season's styles

Black Floral Beautiful Day Birthday Card, at Marks & Spencer
Cover text: Have a beautiful birthday Inside message: Blank for your own message Approx size: 230 x 114mm

2 Machine Washable Micro Dot Ties, at Marks and Spencers
No more trips to the drycleaners! This contemporary striped tie is machine washable

Classic Collection Stripe Trousers, at Marks & Spencer
Smart and stylish, these straight leg stripe trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Limited Collection Double Buckle Shoulder Bag, at Marks and Spencers
Fashionable and fabulous, this double buckle shoulder bag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Silver Plated Diamanté Charmer Hoop Earrings, at Marks&Spencer
Hook fastening Hoop design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Artificial Teardrop Orchid in Mirror Glass Vase, at Marks & Spencers
Artificial orchid Oval shaped vase Height: 51cm, Manufacturer: Marks & Spencer

2 Older Girls' Pure Cotton Lace Trim Crop Tops, at Marks and Spencer
Cute and comfortable, these comfy crop tops make a great way of getting girls used to the idea of wearing bras

Big & Tall Stormwear™ Straight Leg Trousers with Wool, at Marks and Spenser
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Pure Wool Pique Rug, at Marks and Spencer
Rectangular shape Pique design Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Artificial Fragranced Tall Lilies in Glass Mirror Vase, at Marks and Spenser
Artificial lilies Presented in a tall glass vase H77.5cm, Manufacturer: Marks & Spencer

Pearlescent & Flock Flowers Large Gift Bag, at Marks and Spencer
1 gift bag with tag Floral design Approx size: H:360 x W:270 x D:100mm

Autograph M500 Zip & Link Mattress, at Marks and Spencer
Super King Size (6ft): W180 x L200cm Mattress depth: 28cm Zip & Link mattress: Allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress. Cotton filling is sterilised and free of dust Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Detroit Triple Wardrobe & 2 Bedside Chests Set, at M&S
3 piece set Triple Wardrobe: H195 x W129 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Petite 3/4 Sleeve Stripe Shirt, at Marks and Spenser
Chic and modern, this 3/4 sleeve shirt is made from a comfortable cotton blend and features a stripe design. Specially designed and perfectly proportioned for the petite frame

Sonoma Office Black Leather Swivel Chair, at Marks and Spenser
H117 x W63 x D72cm Adjustable seat height: 36-42cm Metal base Leather seat Adjustable height Gas lift function Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this chair as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

Pure Silk Scattered Square Print Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk scattered square print scarf. The perfect accessory to this season's styles

Easycare Long Sleeve Satin Stripe Shirt, at Marks & Spencers
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Limited Collection Long Boho Necklace, at Marks & Spensers
Boho style Long length Necklace length: 150cm

Per Una Short Sleeve Belted Cardigan with Wool, at Marks & Spencers
A fashionable short sleeve knitted cardigan featuring a waist tie belt

La Basca Uvas Blancas 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Verdejo and Viura Country of origin: Spain Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Piece Pure Cotton Tie Waist Joggers, at Marks & Spencer
These cute joggers are outstanding value. Hardwearing, practical and comfortable

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or House Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.