Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Hannah Montana Range A4 Document Wallet, at Marks and Spencers
1 document wallet Approx size: 213 x 299mm Disney

Football Shirt Cake, at Marks and Spencers
Collect in 7 days Serves 40 Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Spin & Shout Game, at Marks & Spencers
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve V-Neck Stripe Cardigan & T-Shirt, at Marks & Spencers
This fashionable layered look is a 2 piece set - a t-shirt and a cardigan both in soft comfortable fabric. Stylish, practical and easycare

Portfolio Leather Belt, at Marks and Spenser
Define your waistline with this fashionable leather belt

Handcrafted Blue Flower Heads Mother's Day Card, at Marks & Spencers
Cover text: To a very special Mum on Mother's Day Inside message: Have a lovely day Approx size: 150 x 150mm

Per Una Pure Linen Pleat Front Skirt, at Marks & Spencer
An elegant knee-length skirt in pure cool linen, the pleated design makes it extra stylish

Brothers & Sisters Duo - Case of 6, at Marks & Spencer
3 Fox Gordon Brothers & Sisters Viognier 2008: A superb example of Viognier that offers the perfect marriage of scented, lush fruit with elegant minerality and restraint... 3 Fox Gordon Brothers & Sisters Shiraz 2005: This is a full-flavoured, hedonistic style of wine made in Australia's Barossa Valley, home of super-ripe Shiraz... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Weekend Modal Rich Nightdress, at Marks and Spencer
Modern and sophisticated, this v-neck nightdress is part of our exclusive Autograph Weekend collection. It's beautifully designed and made from modal with stretch which feels incredibly soft and comfortable to wear

Stain Defence™ Non-Iron Shorts, at Marks and Spencer
These smart shorts are treated with Stain Defence™, a high performance finish that repels stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Handcrafted Heart Husband Birthday Card, at Marks & Spencers
Cover Text: To my wonderful husband Inside Message: With all my love Approx size: 230 x 114mm

Silver Burst Large Gift Bag, at Marks and Spencer
1 gift bag with tag Circle spot design Double handle Approx size: H:420 x W:300 x D:100mm

Per Una Scoop Neck Ruffle Front Top, at Marks and Spencer
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

Autograph Saddle Stitch Bootleg Trousers, at M & S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Portfolio Funnel Neck Belted Mac, at Marks&Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

The Cotton Collection Cotton Flower Hand Cream, at Marks and Spenser
Moisturising hand cream 250ml Bottle with pump

Ceriso Anchor Print Bikini Knickers, at Marks and Spencers
Feminine and fashionable, these modern bikini knickers feature an anchor print. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Signature Green Fig Room Spray, at Marks and Spencers
15ml Green fig fragrance Clear glass with attractive labelled design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Nail Polish Remover Pads, at Marks and Spenser
Pack of 6 Non acetone formulation can be on either natural or With conditioning glycerine to help prevent nails drying Ideal for travel or carrying in your handbag

Pure Wool Single Pleat Straight Leg Trousers, at Mark & Spencers
Smart and stylish, these single pleat trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

Cotton Stick Floor Lamp, at Marks and Spenser
Square shade Tall stem Square base H136 x D30cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stormwear™ Hooded Ruffle Parka, at Marks & Spencer
Fashionable and practical, this warmly padded coat is treated with our unique Stormwear™ technology which repels water and stains. Storm cuffs help keep arms warm and hold on gloves

Per Una Short Sleeve Floral Print Longline Tunic, at Marks and Spencer
A fashionable longline tunic featuring floral print, finished with an underbust seam

Blue Nostalgic Photo Anniversary Card, at M & S
Cover text: With you both a happy anniversary Inside message: Blank for your own message Approx. size: 175 mm x 125 mm

Big & Tall Blue Harbour Cotton Rich Stretch Jeans, at Marks & Spensers
Relaxed and casual, these cotton rich straight leg jeans are made with stretch for comfort and ease of movement

Autograph Pure Cotton Camouflage Cargo Trousers with Belt, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Pure Cashmere Windowpane Scarf, at Mark's & Spencer
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

Griffin iTrip 6298-NTRPDA for Nano 4G, at Marks and Spenser
SmartScan finds the best FM settings for you SmartSound technology delivers clear audio under real-world conditions Designed to complement 4th generation iPod nano (but it works great with other iPod models, as well) Weight: 200g

Embroidered Floral Front Full Briefs, at M&S
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

Beaded Round Tablemat, at Marks & Spenser
Round shape Beaded design Diameter: 32 cm, Manufacturer: Marks & Spencer

When you're shopping at Marks n Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."