M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.

Pure Cotton Stripe Mock Layer Jersey Top, at Marks and Spencer
Smart and stylish, this mock layer top is made from cool comfortable cotton and features a ruffle front detail and stripe print

Autograph Milan Soap Dish, at MarksandSpencer
Dipped centre Wall mounted Approx size: W10.6 x L7 x D1.3cm, Manufacturer: Marks & Spencer

Pure Cotton Stone Seersucker Bedset, at Marks and Spencers
Stripe pattern Single set includes duvet cover and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases King size includes duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Villa Masera Bianco Veronese 2006 - Case of 12, at Marks and Spenser
Style: Dry, medium bodied Grape variety: Garganega Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Metallic Bloom Wallpaper, at M & S
Printed wallpaper Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

The Mini Brain Games Puzzler, at Marks & Spencer
Take the challenge of the Mini Brain games puzzler for a total cerebral workout. This tiny book is full of a wide range of brain training puzzles so you can reap the rewards of an exercised and mentally agile mind !

Best Of British Trivia Card Game, at Marks & Spensers
Number of players: 2+ Suitable for ages 14+ Contains: 150 question cards, score pad, pencil and instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Small Metal Lantern, at Marks & Spencer
Hanging loop Use with t-lights or small candles H23 x W10.5 X D11cm, Manufacturer: Marks & Spencer

Petite Single Breasted 1 Button Jacket, at Marks and Spencers
Fashionable and modern, this tailored single breasted jacket features angled pleat detail. A smart and stylish choice. Specially designed and perfectly proportioned for the petite frame

Metallic Floral Medium Gift Bag, at Marks and Spencer
Ribbon handles Metallic gift tag 1 gift bag Approx size: H260 x W200 x D90mm

Single Breasted Mid Length Jacket, at MarksandSpencer
Smart and stylish, this wool blend jacket makes a fashionable and practical choice

Autograph V-Neck Mock Shirt Jumper, at Marks and Spencers
Fashionable and contemporary, this v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

7 Piece Pure Cotton Embroidered Eskimo Set, at Marks n Spencer
Ideal for new arrivals, this cute and practical set contains: all in one, jacket, crawler, 2 bodysuits, t-shirt and bib. A great value pack in soft comfy cotton

4 Nail Care Emery Boards, at M&S
Pack of 4 Ideal for shaping natural nails

Per Una Front Pocket Stud Bag, at M+S
A shiny bag featuring stud detailed belt and front pocket. Give your look the Per Una twist!

Vanilla Pot Pourri Bag, at Marks & Spensers
Repair the aroma of your home with this refreshing Vanilla scented pot pourri selection

First Readers Beauty & The Beast Book, at Marks and Spencer
First readers help beginner readers to enjoy their favourite fairy tales. Sharing the main story and the delightful pictures with your child will develop familiarity with the words and phrases. Your child will soon be ready to read the short, simple sentences on each right-hand page

Plain Long Sleeve Classic Pyjamas, at Marks and Spenser
Soft and comfortable, these classic pyjamas are the perfect choice for a sound night's sleep

Deep Lace Trim Stripe Shorts, at Marks & Spencer
Low rise shorts are perfect for wearing with hipster styles and these pretty stripe shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Limited Collection Cotton Blend Cropped Cardigan, at Marks & Spenser
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Now You See It Drawing Game, at Marks & Spencers
Suitable for ages 8+ Players: 2+ teams, 4+ players Pack contains: 30 memo draw cards, 30 quick draw cards, 30 pencil partner cards, drawing pad, 2 pencils, 2 eye masks, sand timer, instructions Approx. size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Leaf Print Tie Top, at M&S
This fab short sleeveless top features a stunning leaf print. A vibrant new look, perfect for this season

Pure Cotton Stripe Short Sleeve T-Shirt, at Marks & Spencer
A practical, casual top in pure cotton featuring a stripe design. A great value easycare style

OK! - Magazine Gift Subscription, at Marks & Spencers
OK! First for celebrity news! Be part of the A List and catch up with your favourite stars only in OK!. Every week you'll be amazed by our world exclusive interviews, our Access All Area weddings and all the latest celebrity news and gossip

125 Years Frill Trim Halterneck Swimsuit, at Mark's & Spencer
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Small Teardrop Gem Photo Frame 10 x 10 cm (4 x 4"), at Marks&Spencer
Round shape Tear drop gemstone design Aperture: 10 x 15cm (4 x 6in), Manufacturer: Marks & Spencer

3 Pairs of Spot & Stripe Design Socks, at MarksandSpencer
Get a fabulous, fashionable look with these assorted spot and stripe print socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Blue Harbour Pure Cotton Plain Polo Shirt, at Marks and Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

4 Maxim Stainless Steel Knives, at Marks and Spencers
4-piece set 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Woven Pure Silk Diagonal Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.